Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (2024)

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (1)4.3/5 from 231,444 reviews

Fast, low-cost, and secure online money transfers to the UK from the US.

Send money from the UK to the USA instead.

Over 10 million customers

Read on Trustpilot

FCA regulated

Learn more

  • 2.49 USD

  • 4.20 USDOur fee

  • 6.69 USDTotal fees

  • =

    993.31 USDTotal amount we’ll convert

  • ×

    0.7618

Should arrive in seconds

Get started

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (2)Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (3)

Save when you send money to the UK from the US

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD withRecipient gets(Total after fees)
Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (4)

756.69 GBP

Transfer fee

6.69 USD

Exchange rate(1 USD GBP)

0.761789

Exchange rate markup

0 USD

Cost of transfer

6.69 USD

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (5)

751.34 GBP- 5.35 GBP

Transfer fee

0.99 USD

Exchange rate(1 USD GBP)

0.752083

Exchange rate markup

12.74 USD

Cost of transfer

13.73 USD

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (6)

738.42 GBP- 18.27 GBP

Transfer fee

0 USD

Exchange rate(1 USD GBP)

0.738416

Exchange rate markup

30.68 USD

Cost of transfer

30.68 USD

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (7)

723.67 GBP- 33.02 GBP

Transfer fee

4.99 USD

Exchange rate(1 USD GBP)

0.727296

Exchange rate markup

45.28 USD

Cost of transfer

50.27 USD

Show more providers
Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (8)

How to send money to the UK from the US in 3 easy steps

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (9)

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (10)

Choose recipient in the UK.

Select who you want to send money to and which pay-out method to use.

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (11)

Send USD, receive GBP.

The recipient gets money in GBP directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to the UK from the US

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to the UK from the US?

Pay a small, flat fee and percentage

To send money in USD to the UK from the US, you pay a small, flat fee of 7.03 USD + 0.33% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (12)

Fees for our low cost transfers

Fixed fee

7.03 USD

Variable feeup to 26,254 USD/month

0.33%

Variable feemore than 26,254 USD/month

Discount applies

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (13)

How long will a money transfer to the UK from the US take?

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (14)

A money transfer from the US (USD) to the UK (GBP) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Best ways to send money to the UK from the US

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

    Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

    Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards.

    Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (17)

Send money to the UK from the US with the Wise app

Looking for an app to send money to the UK from the US? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (18)

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (19)Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (20)

Wise works nearly everywhere

Send money

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (21)

    Andorra

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (22)

    Argentina

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (23)

    Australia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (24)

    Austria

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (25)

    Bangladesh

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (26)

    Belgium

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (27)

    Botswana

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (28)

    Brazil

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (29)

    Bulgaria

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (30)

    Canada

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (31)

    Chile

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (32)

    China

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (33)

    Colombia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (34)

    Costa Rica

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (35)

    Croatia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (36)

    Cyprus

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (37)

    Czech Republic

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (38)

    Denmark

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (39)

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (40)

    Estonia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (41)

    Fiji

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (42)

    Finland

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (43)

    France

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (44)

    Georgia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (45)

    Germany

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (46)

    Ghana

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (47)

    Greece

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (48)

    Hong Kong

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (49)

    Hungary

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (50)

    India

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (51)

    Indonesia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (52)

    Ireland

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (53)

    Israel

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (54)

    Italy

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (55)

    Japan

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (56)

    Kenya

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (57)

    Latvia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (58)

    Liechtenstein

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (59)

    Lithuania

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (60)

    Luxembourg

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (61)

    Malaysia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (62)

    Malta

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (63)

    Mexico

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (64)

    Monaco

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (65)

    Morocco

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (66)

    Nepal

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (67)

    Netherlands

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (68)

    New Zealand

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (69)

    Nigeria

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (70)

    Norway

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (71)

    Pakistan

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (72)

    Philippines

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (73)

    Poland

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (74)

    Portugal

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (75)

    Romania

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (76)

    San Marino

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (77)

    Singapore

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (78)

    Slovakia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (79)

    Slovenia

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (80)

    South Africa

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (81)

    South Korea

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (82)

    Spain

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (83)

    Sri Lanka

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (84)

    Sweden

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (85)

    Switzerland

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (86)

    Tanzania

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (87)

    Thailand

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (88)

    Turkey

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (89)

    Uganda

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (90)

    Ukraine

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (91)

    United Arab Emirates

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (92)

    United Kingdom

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (93)

    United States

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (94)

    Uruguay

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (95)

    Vatican City

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (96)

    Vietnam

  • Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (97)

    Zambia

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (98)

Let's answer some of your questions

Send Money to the UK from the US | Money Transfer to the UK from the US - Wise, formerly TransferWise (2024)

FAQs

How to send money from US to UK Wise? ›

What you'll need for your online money transfer to the UK
  1. Register for free. Sign up online or in our app for free. ...
  2. Choose an amount to send. Tell us how much you want to send. ...
  3. Add recipient's bank details. Fill in the details of your recipient's bank account.
  4. Verify your identity. ...
  5. Pay for your transfer. ...
  6. That's it.

Can I send money from USA to UK through Western Union? ›

How much money can I send to the UK? The maximum sum of money you can send from the US to a UK bank with Western Union is $50,000 – via bank transfer only.

How to transfer money to the UK from the USA? ›

Best ways to send money to the UK
  1. Direct Debit. Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. ...
  2. Bank Transfer. ...
  3. Debit Card. ...
  4. Credit Card. ...
  5. Apple Pay. ...
  6. Google Pay.

Does Wise work in the UK? ›

Get paid and go, with your Wise account.

Receive money from friends and family abroad, convert it in your Wise account and spend in the UK.

Can I receive USD to my Wise GBP account? ›

You can receive in multiple different currencies to your GBP Swift/global account details: AED, GBP, EUR, USD, AUD, BGN, CAD, CHF, CZK, CNY, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, SEK, RON, SGD, UGX and ZAR. Deposits will be settled in the currency that we receive from the sender.

Can I send money with Wise from the US? ›

You can send USD to any bank account in the US that accepts ACH payments or wire payments. You can also send USD to bank accounts outside the US using the Swift payment network.

How much does Western Union charge to send $1000? ›

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

Can you send money from the US to the UK Cash App? ›

You can use your Cash App account to send money from the US to the UK or vice versa. Other destination countries and currencies are not supported by Cash App. To make cross border payments with Cash App, both the sender and the recipient need their own Cash App accounts.

Is the Wise money app safe? ›

They're a provider that is regulated and licensed in the US, overseen by several bodies. Wise doesn't keep your money in a general pot either – it safeguards all customer funds by placing about 60% of your money in liquid assets and 40% in cash in reputable banks at reputable financial institutions.

How can I send money to someone UK? ›

How to send money
  1. Head to your nearest participating branch. Pop into the nearest Post Office branch that offers MoneyGram with one of these forms of ID: passport, valid UK driving licence, national identity card, government-issued ID.
  2. Fill in the send form. ...
  3. Make your transfer. ...
  4. Let your recipient know.

Can you pay USD into a UK bank account? ›

Most banks will charge currency conversion fees when you deposit foreign currency, both for cash deposits and wire transfers. The fee can come in the form of a markup on the exchange rate or a separate charge.

Can you transfer money from US to UK PayPal? ›

With PayPal, your international transfers can reach numerous destinations like the Philippines, Canada, China, United Kingdom and more quickly when you send to another PayPal account.

How much does Wise charge to transfer money from US to UK? ›

To send money in USD to the UK from the US, you pay a small, flat fee of 7.03 USD + 0.33% of the amount that's converted (you'll always see the total cost upfront).

How to transfer money to the UK with Wise? ›

What you'll need for your online money transfer to the UK
  1. Register for free. Sign up online or in our app for free. ...
  2. Choose an amount to send. Tell us how much you want to send. ...
  3. Add recipient's bank details. Fill in the details of your recipient's bank account.
  4. Verify your identity. ...
  5. Pay for your transfer. ...
  6. That's it.

Can US citizens use Wise? ›

Like your bank, Wise is a regulated financial institution. To comply with local regulations (the USA Patriot Act) and our banking partner agreements, we need to verify the identity of any of our customers who want to order a debit card in the US.

Does Zelle work in the UK? ›

FAQ About Using Zelle Internationally. 🌎 Does Zelle work internationally? No, Zelle is available only in the US. The payment app only allows you to send money from one US bank account to another, meaning both the sender and the recipient must have US bank accounts.

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