Chosen by top-tier banks, fintechs, UK government and corporates, our simple, seamless and secure solution provides 24/7 real-time access to major UK payment schemes.
Our revolutionary payments services replace slow and inflexible legacy platforms with a state-of-the-art Payment-as-a-Service model via RESTful APIs. Thanks to our direct membership of Faster Payments and Bacs, you can take advantage of next-generation payments with no costly infrastructure, business process changes or lengthy waits.
Build the future of financial services
Faster Payments
Send and receive instant payments up to the Faster Payments limit of £1M using our market-leading API-access. Our Faster Payments platform processes transactions in seconds – most providers claim real-time but are only ‘near real-time’, which can mean hours later.
We provide you with the ability to payout Direct Debits and Direct Credits, operated by Bacs Payment Schemes Limited.
Make real-time payments a reality
Bank-grade payments
We offer one simple integration for all your payment rails through reliable, encrypted, PSD2-compliant APIs.
Real-time means real-time
Our solution offers real-time payments – never batch-based like the majority of FPS providers and tech aggregators. Webhooks provide real-time triggers on activity for customer accounts, including rejected and accepted transactions.
With streamlined SLAs (Service-Level Agreements) and with no physical infrastructure, we can ensure you can be live and start making faster payments in 8-12 weeks.
No upfront investment
We provide simple and transparent pricing with zero capital investment and funds held at the Bank of England so you don’t have to.
Future-proof
Our payments services are not only scalable, but also ensure you’re sheltered from industry and regulatory changes.
Spend more time innovating
Our seamless integration accelerates your time to market and frees up your team to focus on revenue-generating activities.
Who we’re helping
Whether you’re an agency bank launching in the UK, a fintech providing card top-ups, insurance or merchant solutions, or a corporate looking to unlock new revenue streams, our plug and pay solution enables you to deliver flexible, fully-compliant payments.
What is Starling Bank? Starling Bank is a licensed and regulated bank that allows you to manage and run your bank account digitally-only, without needing to visit a branch.
As a Principal Member of MasterCard, Starling cards are not pre-paid cards. Issued by Starling, every card is marked with their own Bank Identification Number (BIN) and can be used in over 28 million retail transactions around the world as well as hundreds of thousands of ATMs.
You can apply for a Starling account as long as you're over 16, resident in the UK and hold the right to reside in the UK. We welcome all nationalities and you don't even have to be a UK tax resident.
Starling has faced criticism from politicians for using government-backed lending schemes during the Covid-19 pandemic to expand its loan book. Starling Bank announced last week that around 90% of its outstanding loans to small and medium-sized enterprises (SMEs) are guaranteed by the UK government.
Starling Bank's overdraft charges an EAR of 15%, 25% or 35% (dependent on your credit score). Interest is accrued daily and charged monthly and it's all updated in your app.
Yes, if you have a Starling Bank debit card, you can use it to spend money outside the UK. You can use your card just like you would at home, paying for purchases in shops, restaurants and everywhere else that Mastercard and Visa payments are accepted.
Yes, you don't need to be a citizen of the UK to open a bank account. However, you will need to be a permanent resident of the UK with a permanent address. You will need to show your passport when opening a UK bank account, and you may need to provide proof of your residency through a visa.
You can deposit up to £1000 per day, with no more than £250 of that in coins. Find your nearest Post Office branch here. If you want to check how much you've deposited through the Post Office so far, open your mobile app to the Home screen and Swipe up for transactions then search for “Post Office Banking Services”.
Address: Suite 492 62479 Champlin Loop, South Catrice, MS 57271
Phone: +9663362133320
Job: District Sales Analyst
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Introduction: My name is Kieth Sipes, I am a zany, rich, courageous, powerful, faithful, jolly, excited person who loves writing and wants to share my knowledge and understanding with you.
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