Prepaid Mastercard® | Prepaid Credit (2024)

The Skrill Prepaid Mastercard® isn't available in the USA. Click here to visit our US website.

Pay online, spend abroad and withdraw cash. The Skrill card is your balance on the move.

Get your card now

Prepaid Mastercard® | Prepaid Credit (1)

Use Skrill with Apple Pay® and Google Pay™

The easy, secure, and private way to pay with the devices you use every day. Simply add a Skrill Mastercard to your Apple Wallet® or Google Wallet™ to make speedy, contactless payments.

Get it on Google PlayDownload on the App Store

Prepaid Mastercard® | Prepaid Credit (2)

Your Skrill Prepaid Mastercard®

Order your physical prepaid Mastercard today and we will issue your digital card on the spot. Simply add it to Apple Pay® or Google Pay™ and start using it while you wait for your physical card to arrive.

Instantly access your account balance and use your Skrill card abroad anywhere Mastercard is accepted. Use contactless payment in-store and withdraw cash from ATMs worldwide.

There are no credit checks, and you benefit from the added security of your Skrill balance being separate from your bank account.

Order your prepaid card

Prepaid Mastercard® | Prepaid Credit (3)

Withdraw:

Instantly access your Skrill balance at ATMs worldwide

Get your card now

Prepaid Mastercard® | Prepaid Credit (4)
Prepaid Mastercard® | Prepaid Credit (5)

Spend abroad:

Spend your money globally with great exchange rates

Get your card now

Prepaid Mastercard® | Prepaid Credit (6)

Knect: Get more from your prepaid Mastercard®

Make your prepaid card work even harder for you with our Skrill loyalty programme.

Every time you use your Skrill Prepaid Mastercard®, you earn Knect loyalty points. Exchange your points for cash vouchers, bonuses and more.

Join Knect now

Prepaid Mastercard® | Prepaid Credit (7)

Download the Skrill app

Download the Skrill app today and take control of your money. View your card transactions, top up your card and check your PIN, all with one app.

Plus, if you ever misplace your prepaid card, or simply want more control over your spending, you can now lock and unlock your card in the app.

Get it on Google PlayDownload on the App Store

Prepaid Mastercard® | Prepaid Credit (8)

Where do I get my prepaid Mastercard®?

  • Apply 

    Log in to your Skrill account, go to the Skrill Prepaid Card tab and order it instantly.* Don’t have an account? Sign up here.

  • Use 

    Start using the digital copy of your card today by adding it to Apple Pay® or Google Pay™. 

  • Activate 

    Once you receive it, activate it in-store or at ATMs by inserting it into the card machine and entering your card PIN. 

FAQs

Can I order my Skrill card now?

If you are an existing Skrill customer residing in a supported country, you can order a Skrill Card* right now.

Simply log into your account, go to the Skrill Card section in My Account and click on Apply now. Please ensure you make any necessary amendments to the shipping address and the currency in which your card will be denominated.

Please also note that your account will be charged with the card's annual fee of €10.

Once you order your Skrill card* you may expect it delivered to your address within 15 business days. While waiting for your physical card to arrive, use the digital copy of your card instantly for online purchases or simply add it to Apple Pay® or Google Pay™ for in-store payments.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

How can I find the digital copy of my card?

If you would like to start using the digital copy of your card while the physical one is in transit, follow these steps:

  1. Log in to your Skrill Account 
  2. Visit the Skrill card section to view your digital card number
  3. Add it to Apple Pay® or Google Pay™ for in-store or online payments

How can I use my Skrill card instantly?

From 7 December 2022, new card applications will no longer need to activate the card via the app to use it. Only new card applications can instantly be used for online, in-store, and ATM transactions. Any replacements (lost or stolen, renewed, and damaged cards) would continue to need to be activated via the app.

My Skrill Prepaid Mastercard® payment was rejected. What is the reason?

We recognize that it’s frustrating when a card payment is rejected. YourSkrill Prepaid Mastercard*payment may have been rejected for a variety of reasons: you have reached your limit, your balance isn’t enough to cover the payment, there’s a temporary restriction on your card or account, or you were attempting to use your card to purchase restricted goods or services.

Please check ourTerms of Usefor allowed payment types, and make sure your card or account are not temporarily disabled.

If you believe you had a sufficient balance and that the payment should have been processed successfully, pleasecontact theSkrill Help Team.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

How much does it cost to get a Skrill card?

The services below that are available with your Skrill Card*are free of charge:

  • FREE to pay for goods in shops, restaurants and online.
  • FREE balance enquiries.
  • FREE online statements.
  • FREE PIN reissue.

All cardholders are required to pay an annual fee of €10 , a 1.75% ATM fee and 3.99% foreign exchange also applies.

Fees may differ or may not apply, depending on a customer's VIP status. You can see a full list of our charges underFeesin theSkrill Cardsection of the Skrill website.

I've forgotten the PIN for my Skrill card. What do I need to do?

If you're forgotten the PIN for yourSkrill Card*, you can order a PIN reminder free of charge by following these steps:

  1. Log in to yourSkrill Account.
  2. Go to Skrill card.
  3. Click on Retrieve PIN.

Please protect your PIN, never write it down and never disclose it to anyone.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

How do I activate my Skrill card for contactless payments?

For security purposes, you need to activate your card for contactless payments. Make your first transaction in-store, or at an ATM by using your card with the PIN to activate it for contactless payments.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

My Skrill card is lost or stolen. What do I need to do?

To report a lost or stolen card*, log into your Skrill account and go to theSkrill Cardsection.

Alternatively, you couldcall our dedicated "Lost &Stolen card"line(available 24/7) on +44 (0) 203 308 2530.

Your card will be cancelled immediately, and you will be able to apply for a new one.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

I ordered a Skrill card but it never arrived. What should I do?

Once you order yourSkrill Card* you may expect it delivered to your address within 15 business days.If you have not received your card after this time, please contact theSkrill Help Team,providing your postal address in the following format:

Country:

City:

ZIP/Post code:

State:

Address:

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

How do I top up and manage my Skrill card?

To top up yourSkrill Card*, you need to upload funds into your Skrill Digital Wallet, as the two are directly connected.

Simply log in to your Skrill account, clickDeposit and choose the option that's most convenient for you.

Any transactions you make with your card will appear in theTransactions section, which you can check online at any time.

To manage your Skrill Card, simply click on theSkrill Cardsection of your account.

*Skrill card is only available to residents of authorized European Economic Area (EEA) countries and the UK.

Card Fees

Our fees are transparent, so you always know where you stand. Here are the fees we charge for using our Skrill Prepaid Mastercard®.

  • Free of charge*

    Paying in shops, restaurants or online
    Online statement
    Pin re-issue

    *Fees may apply where currency conversion is involved.

  • Fees

    3.99 % FX fee
    1.75 % ATM fee**
    10 EUR annual fee***
    10 EUR new card application fee***

    *Subject to successful identity and residency verification
    **Local ATM surcharges may apply
    ***These fees are converted if the customer wallet currency differs

Prepaid Mastercard® | Prepaid Credit (2024)

FAQs

Do prepaid mastercards build credit? ›

Requires you to preload with the funds you plan to spend. Offers the flexibility of making purchases without having to worry about monthly payments and interest charges. Won't help you build your credit history because your activity isn't reported to credit reporting agencies.

Is a prepaid Mastercard a credit card? ›

This can be confusing because both types of cards may have a card network logo such as Visa, MasterCard, American Express, or Discover on them. When you use a credit card, you are borrowing money. Generally, when you use a prepaid card, you are spending money you have already loaded onto the card in advance.

How do I check the balance on my Mastercard prepaid card? ›

Check your balance at balance.mastercardgiftcard.com or call 1-833-623-3266.

Can you get credit on a prepaid card? ›

A prepaid gift card won't build credit, so it's not a true substitute for a credit card.

What is one downside of using a prepaid card? ›

Disadvantages of prepaid debit cards

If used effectively, credit cards are a better option, but may be difficult if you have a low credit score. Fees: There are additional fees involved with using and purchasing a prepaid debit card, which may make them more expensive than a traditional debit card.

How to build credit with a prepaid card? ›

Credit bureaus don't receive information from prepaid card transactions, so you can't use a prepaid card to build credit history. If you want to begin building your credit history, consider applying for a secured credit card instead of using a prepaid card.

How does prepaid Mastercard work? ›

Similar to a debit or credit card, prepaid cards can be used to make purchases. But unlike those cards, a prepaid card comes with a balance that acts as a spending limit. Once you've spent the balance, the card can't be used until you add more money to it.

Why are prepaid cards not accepted? ›

Prepaid cards can be declined because you don't have sufficient funds in your account, the card hasn't been activated, the merchant doesn't accept the network's cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what's on file with the prepaid card issuer.

What is the best prepaid credit card? ›

  • Best for no monthly fees: Bluebird® American Express® Prepaid Debit Account.
  • Best for saving money: Mango Prepaid Mastercard®
  • Best for cash back rewards: American Express Serve Cash Back®
  • Best for Walmart shoppers: Walmart MoneyCard.
  • Best for kids: FamZoo.
  • How we picked these cards.
  • How do I get a prepaid card?
Jul 5, 2024

Can you withdraw money from a prepaid Mastercard? ›

Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM. However, not all prepaid and gift card issuers allow ATM or foreign transactions. Be sure to check with your card issuer to ensure that these types of transactions are permitted.

Does prepaid Mastercard expire? ›

MasterCard Prepaid Gift Cards are not reloadable. Expiration of Card FUNDS DO NOT EXPIRE.

How to redeem prepaid Mastercard? ›

Select 'Credit' or 'Debit' as the payment method (Do not select 'Gift Card'). In the Payment Method section, enter the card information as you would a credit or debit card. In the Billing Address section, please fill in your name and address. Click pay and enjoy your purchase right away!

Can you use a prepaid Mastercard as a credit card? ›

Prepaid cards cannot be used for credit card payments or car payments. You cannot split payments online so you can only spend the amount that is on your card. You should keep your prepaid cards until they expire in case you receive any refunds to your cards. Virtual cards are meant to be used online or over the phone.

Does a prepaid Mastercard build credit? ›

Prepaid cards are not the same as credit cards. Unlike traditional credit cards, activity from a prepaid card is not reported to the three credit reporting agencies (Experian®, TransUnion®, and Equifax®) and will not help in establishing or maintaining your credit score.

Can you borrow money from a prepaid credit card? ›

Prepaid cards are issued by banks and financial service companies. Instead, you only have access to the money you have loaded onto it. You aren't borrowing money or paying a deposit that acts as collateral.

Do prepaid cards improve your credit score? ›

Prepaid cards are not the same as credit cards. Unlike traditional credit cards, activity from a prepaid card is not reported to the three credit reporting agencies (Experian®, TransUnion®, and Equifax®) and will not help in establishing or maintaining your credit score.

Does a Mastercard help build credit? ›

Yes - you can build credit history with the Citi® Secured Mastercard®. Responsible management of your credit card account will allow you to rebuild your credit history, because we will report your account information to major credit bureaus.

Do prepaid cards show on a credit report? ›

Although, as previously mentioned, prepaid cards aren't linked to a credit reference agency and won't show up on your credit record, they may be a great help if you've not had access to a suitable banking facility before.

Is it a good idea to have a prepaid credit card? ›

A prepaid credit card won't boost your credit score, but it can come in handy for making online purchases or paying bills. Many people also use prepaid cards as a way to teach their children how to manage money.

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