What Homeowners Should Know About HOA Airbnb Policies - Kuester (2024)

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Over the past few years, the term Airbnb has practically become a synonym for short-term rental. If you’re looking for a house, condo, or room that you can rent, specifically for under 30 days’ time, chances are you’re going to look for it on the Airbnb platform.

Not only can Airbnb be a boon for travelers, but it can also be a real opportunity for homeowners, who may wish to supplement their income by turning their house (or any number of second properties) into a short-term rental.

Before deciding to make your property available to short-term renters, however, there are a few important considerations to make. One of those has to do with your HOA. Simply put, many HOAs have restrictive covenants in place that disallow you to use your home for shorter-term vacation rentals.

So, before getting too carried away with your dreams of becoming a hospitality magnate, take a few minutes to consider your homeowners association and its particular stance on the issue.

If you’re in the Carolinas and have specific questions about HOAs and Airbnb, contact Kuester Management Group. We’re pleased to provide HOA management in Huntersville NC, Charlotte NC, Myrtle Beach SC, and HOA Management in Fort Mill SC.

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Check the Homeowners Association Rules

To determine whether your HOA permits short-term rental opportunities, you’ll first want to check the covenants, conditions, and restrictions, also known as your CC&Rs. These are basically the rules that govern life within the HOA, and they will usually touch on whether or not a home intended for residential purposes can be used for short- or long-term rentals.

can vary from one community to another, but it’s very common for HOAs to forbid any rentals of 30 days or less. Something that you may not realize is that, if you make your home available on a platform like Airbnb, that actually qualifies as a lease, since the renter is paying you money to stay in the home for a short term. So, if the CC&Rs denote any limits on leasing, those would very much apply to short-term rental platforms.

Something else to look out for: Some HOAs will prohibit homeowners from using their property for business or commercial purposes, particularly if the home-based business does not comply with local zoning ordinances. In some cases, this kind of language may apply to short-term rental businesses, though you’d want to take a closer look at local zoning laws to be certain.

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Move Forward with Limited Term Rentals

Generally speaking, if the rules of the HOA don’t specifically address short-term leasing, transient occupancy, or home-based businesses, then it’s fine for homeowners to rent out their properties on Airbnb.

With that said, it’s always in the homeowner’s best interests to think about how limited term vacation rentals will affect their neighbors, and the community at large. Indeed, to avoid any tension or complaints from your neighbors, you’ll want to carefully consider some of the limitations you place on your renters.

Some specific issues to think about include:

  • How many short or limited term guests will you allow to occupy your home?
  • What areas will you designate for guest parking?
  • Will you impose a minimum lease period, reducing turnover in your home?
  • Will you place any limits on the season or period of time when renters can lease your property?

Be thoughtful and intentional about these issues in order to minimize any conflict with your HOA Board, or with your neighbors. Also make sure you think through the possible downsides to you and your family, including the possibility of short-term renters trashing the place or doing serious property damage.

Avoid Legal Issues

If you do use your home in a way that’s at odds with your HOA’s rules and restrictions, the Board may be well within its rights to take action against you. Some of the most common ways in which an HOA might handle illicit leasing activity include:

  • Imposing fines
  • Restricting your access to HOA amenities
  • Taking legal action against you
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Needless to say, it’s better to verify that you know the rules of your community, and that you remain fully compliant with the HOA’s term rentals policy. If you’re unsure, you can always go directly to a member of your HOA Board, who can explain to you what is and isn’t allowed in terms of short-term leasing activity.

Frequently Asked Questions

How can homeowners get around HOA Airbnb restrictions?

At the end of the day, if your HOA doesn’t allow short-term lease activity, there’s really not much you can do about it, other than seek opportunities to rent out your home within the approved rental period. Also note that there can be serious consequences to flouting the HOA rules, including fines, legal action, or other restrictions. It’s really not a good idea to go against your HOA on this matter.

How do I know where I stand regarding the HOA vs Airbnb?

To assess your community’s rules and restrictions regarding Airbnb rentals, consult the CC&Rs. For additional clarity, talk to a Board member, a member of the property management team, or even a real estate attorney.

What are some sample HOA rental restrictions?

The most common restrictions include limits on the rental period; often, an HOA will prohibit rentals that last for under 30 days.

What Homeowners Should Know About HOA Airbnb Policies - Kuester (2024)

FAQs

What happens if my HOA doesn't accept Airbnb? ›

Despite how common buying property and renting it out on Airbnb and other short term vacation rentals websites may be, that doesn't necessarily mean it is legal or allowed. The consequences of even unintentionally breaking these rules can be severe. At a minimum you may face additional taxes and very heft daily fines.

How to get around HOA for Airbnb? ›

The best way to strategize on short-term rental restrictions is to speak to a board member. At the same time, you can consult the CC&Rs' (Covenants, conditions, and restrictions) advice. Knowing the potential risks of getting around HOA's restrictions is important. And we highly recommend doing it the legal way.

What are the downsides of Airbnb in your neighborhood? ›

Typically, people who rent out their apartments or homes short term never bother to tell nearby residents about it. Your neighbors might see strangers wandering about with no idea who they are or why they're in your building, space between your houses, or next door.

Can HOA in Texas prohibit Airbnb? ›

Texas has no blanket restrictions on short-term rentals. Prohibitions on such use must come from the HOA or the local municipality.

Why doesn't HOA allow Airbnb? ›

Most HOA's won't allow for a rental less than 30 days, but you should always check with your HOA. Having short-term rentals could potentially raise the insurance for your community, passing on these costs to all the homeowners.

How to get around HOA rules? ›

Once you buy a home that's part of an HOA, you automatically become a member of the HOA. HOA rules are legally binding, and you must adhere to all rules and regulations in the governing document. Yes, there are bylaws that you may not like, but there are no HOA loopholes.

Can I stop my neighbor from running an Airbnb? ›

If the noise and partying is excessive, there might be a basis upon which to claim "private nuisance." You can ask the court to award money damages as well as an injunction ordering your neighbors to immediately stop renting their property as a short term vacation rental.

Can a host access Airbnb property while? ›

What we do allow. Host re-entry: During a stay, Hosts may re-enter their property or enter a guest's dedicated room in a shared stay when the guest gives the Host permission or when there is an emergency.

Can I Airbnb someone else's house? ›

First, you have to find a property for rent, call the landlord and pitch the idea that you'll utilize their space as a short-term rental on Airbnb. Once you reach confirmation, you draft an agreement and get your business going. Is this legal? Yes.

What is the biggest problem with Airbnb? ›

4. What is the biggest problem with Airbnb?
  • Security and safety. ...
  • Guests who are loud or disruptive, increasing traffic, and the commercialization of residential areas are some of the issues that some locals have taken issue with.
Mar 10, 2024

Why are airbnbs bad for the housing market? ›

There's nothing inherently wrong with short-term rentals. The problem is that local governments have a tough time reining in the number of short-term rentals operating in their cities. The overwhelming number of Airbnbs makes it difficult to provide enough housing for permanent area residents.

How Airbnb hurts communities? ›

Most Airbnb listings are located in residential areas. Because tourists go on vacation to have a good time and party, they may affect the quality of life for permanent residents. Complaints regarding litter, illegal parking, and noise disturbances are often higher in communities with Airbnb-style rentals.

Can an HOA restrict long term rentals in Texas? ›

Homeowners associations in Texas generally can impose rental restrictions on owners. Like North Carolina, Texas courts recognize that the leasing of properties falls under “residential use” purposes. To prohibit or restrict rentals, governing documents must expressly outline this.

Can an HOA evict a homeowner in Texas? ›

A homeowners association cannot evict a homeowner the same way that a landlord can evict a tenant. A landlord typically has a lease that allows the landlord to give the tenant a certain amount of time to correct a problem, move out, or face eviction.

Can HOA limit rentals in Texas? ›

In general, Texas law does not prohibit associations from imposing restrictions relating to occupancy or leasing, so an unambiguous restriction promoting a substantial interest of the association and enforced in a non-arbitrary manner will probably be upheld.

Can a host refuse you on Airbnb? ›

Airbnb hosts may: Except as noted above, Airbnb hosts may decline a booking based on factors that are not prohibited by law. For example, except where prohibited by law, Airbnb hosts may decline a booking with pets, or to guests who smoke.

Can a host deny you on Airbnb? ›

If your reservation request is declined by the Host or expires (Hosts have 24 hours to respond), no reservation is made and you're free to book another place to stay.

What happens if you go against Airbnb rules? ›

Guests who repeatedly break standard house rules could be suspended or removed from Airbnb if the issues persist. If a guest violates your additional rules, we'll support you in taking the appropriate next steps.

Can I refuse to pay Airbnb? ›

If you don't submit a timely payment or appeal, or your appeal is unsuccessful, your payment method will be charged. (This doesn't apply to stays in China, Japan, or India.) You'll never be charged without advance notice or a chance to appeal before and after you've been charged.

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