Visa Classic/Platinum Debit Card - Eligibility & Documentation Required (2024)

FAQs

What is the eligibility for a platinum debit card? ›

The key difference lies in the perks and privileges. A normal debit card is a basic payment tool, whereas a Visa Platinum Debit Card offers enhanced benefits like global ATM coverage, higher spending limits, airport lounge access, exciting perks and rewards, and global priority customer service.

Visa Classic/Platinum Debit Card. Withdraw cash or go cashless, and still have. access to your money anytime, anywhere. A debit card designed to benefit you on every purchase transaction.

Customers will have to fulfil either of these two categories to be eligible for this card: Customers of Federal Bank who have a Minimum Average Quarterly Balance of Rs. 5 Lacs in CD/ SB and have Term Deposits which is worth Rs. 5 Lacs are eligible to apply for this card.

To be eligible for the Amex Platinum Card^® you'll typically need a good to excellent credit score. This makes it one of the more difficult cards to be approved for.

Visa Platinum Requirements

Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase. You're also welcome to request more product information by filling out this form here.

50,000 per day from ATM. Purchase limit of Rs. 2,00,000 per day (POS). Card can be used for domestic as well as international transactions.

A Visa Platinum debit card offers higher credit limit and exceptional features like extended warranty coverage, price protection, advanced fraud protection measures, and more! Additionally, you get top-quality customer assistance, reward points, complimentary travel insurance, and access to airport lounges.

25,000/- at the ATM and Rs. 50,000/- at POS. Limits are per day/per card and are subject to the available balance in the customer's account. The Classic Debit Card can be used both in India and abroad to make purchases at Merchant locations and withdraw local currency at ATMs.

Platinum Debit Mastercard customers have access to additional benefits such as extra warranty insurance, purchase security insurance, and guaranteed pricing cover.

What is the highest level of visa card? ›

Visa Infinite is the highest level and usually comes with many of the benefits included above plus these additional perks: Auto rental collision damage waiver.

The primary eligibility for Visa Classic Platinum Debit Card is owning a savings bank account with Axis Bank. The Women's Savings account and Senior Privilege Savings accounts make the account holders eligible to get the Visa Classic Platinum Debit Card issued under their schemes.

The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

Most Amex Platinum cardholders have a credit score of 670 or better, along with relatively high income. But your score alone does not fully decide whether or not you'll be approved. If you have a strong credit score, a few years of credit history, and a decent annual income, you stand a good chance of being approved.

'Platinum' is a category of debit card issued by Visa. Visa is a globally recognised payment platform that issues debit and credit cards. The Platinum Debit Card is among the most widely accepted card types worldwide, which lets you withdraw cash from almost any ATM.