PayPal.Me frequently asked questions | PayPal US (2024)

FAQs

What is PayPal me used for? ›

PayPal.Me is an easier way to get paid through PayPal. Just share your very own PayPal.Me link (PayPal.me/Your Name) with others, and they can send you money whenever they want. They don't have to know your email address or mobile number, or even have the PayPal app.

Yes. Here are the guidelines for selecting a PayPal.Me link: It can only contain alphanumeric characters (letters A-Z, numbers 0-9) and can't contain symbols, dashes, or spaces. It's not case sensitive, but casing is recommended to improve its readability for your friends and family.

To deliver a secure service, we may ask you to confirm your identity. We do this to make sure it's you, using the PayPal account. We'll also ask if we see new or unusual activity, like a log in from a new device or different location.

Transactions on PayPal.Me are usually free.

But there are a few exceptions: Payments made from a country other than your own will incur PayPal's normal cross-border processing fees. People making payment can indicate that they'd like their transaction to be covered by PayPal's buyer protection for goods and services.

How do I request a specific amount via PayPal.Me? Just add the amount you want to request to the end of your link. For example, use PayPal.Me/DiaRusso/25 to request 25.00 USD. The request will be made in your default currency, which you can change at any time in your PayPal Account settings.

Your PayPal.Me page will display your name or business name, profile picture or logo and the suburb associated with your PayPal account. This will be visible to anyone visiting your page and will help others recognise and transact with you.

If PayPal determines that the transaction was unauthorized or fraudulent, they will initiate the refund process. The time it takes for you to receive the refund after this determination can vary.

Verify through your PayPal account.

If you receive an email that says that you've received a PayPal payment, take a moment to log in to your PayPal account before you ship any merchandise. Make sure that money has actually been transferred, and that it isn't just a scam. Remember not to follow email links.

Should I give PayPal my social security number? ›

PayPal uses your SSN as part of their account verification process - to comply with local and global laws and keep customers and their money safe. If you don't have a valid SSN - or if you simply want an alternative to PayPal - other services, like Wise may be able to help.

Even though PayPal isn't a bank, we need to comply with the same government regulations as other financial institutions. If we're unable to confirm your identity, you'll only be able to send money and make PayPal purchases using your bank or debit/credit card, not your PayPal balance.

How much is the PayPal fee for $100? For the most common PayPal fee of 3.49% + $0.49, the fee for a $100 transaction will be $3.98, making the total money received after fees $96.02. Example 1: You send an invoice to a client for $500 to be paid via PayPal Checkout or Guest Checkout.

It usually takes 3-5 business days to transfer money from your linked bank account to your PayPal balance. The money is removed from your bank account and the transaction is verified and processed through the Federal Reserve's ACH (Automated Clearing House) before being released to PayPal.

PayPal.Me is a personalised link that's connected to your PayPal Business Account. All you need to do is customise a link that's unique to you or your business and share it to get paid.

PayPal is a safe and convenient way to make payments for goods and services, send money to friends and family or receive customer payments. The platform also provides robust safety protocols for buyers and sellers, such as fraud protection, data encryption and continuous monitoring.

To protect your PayPal account from being hacked, you should: Use a strong password for your PayPal account and never share it with anyone. Enable two-factor authentication for your PayPal account. Be careful about clicking on links in emails or opening attachments.

Why does PayPal give me money? ›

Why did I get an email from PayPal that I received a payment? PayPal is an account-based system that allows people to send online payments to anyone with an email address or mobile number. If you received an email from us, someone may have sent a payment to you.

PayPal is the safer way to pay because we keep your financial information private. It isn't shared with anyone else when you shop, so you don't have to worry about paying businesses and people you don't know.

Value-Added Services: PayPal generates revenues through partnerships, referral fees, subscription fees, gateway fees, and services offered to merchants and consumers. The company also earns interest and fees on its portfolio of loan receivables and interest on certain assets underlying customer balances.