How to open a Stripe account for Non US Residents 2023? (2024)

How to open a Stripe account for Non US Residents 2023? (2)

An international payment gateway is an indispensable tool in online business, especially in the global market. Currently, there are many payment gateways in the world, but each payment gateway has different advantages and disadvantages. In this article I will guide you to sign up for the Stripe payment gateway.

Stripe payment obviously gives us a lot of advantages, for example:

Get Fast Payment (2–5 Days) — While Paypal, 2Checkout is 21 Days
Customers enter the card directly from the sales page, without being redirected
Friendly interface, so the conversion rate is high

However, the biggest obstacle for merchants is that Stripe has not yet allowed citizens of many countries to sign up for this payment gateway.

How to open a Stripe account for Non US Residents 2023? (3)

This article I will show you how to sign up for the Stripe payment gateway while you are not a US citizen.

To register for Stripe we need the following information:

STRIPE = SSN or EIN + US ADDRESS + US BANK

In there:
+ SSN: Social Security Number — US social security number.

+ EIN: Employer Identification Number — Employer’s tax identification number or Federal tax identification number.

+ US address: A real address that services can verify and you can receive parcels and letters.

+ Bank in the US: A bank account based in the United States.

The above are the most basic and necessary conditions, but we will need to add other sufficient conditions in the next section.

1 — Register for an EIN

EINs are granted free of charge by the US tax authorities in the following forms: direct submission, by phone or fax, and online. For those who do not live in the US, the best way is by phone +1–267–941–1099, where you will answer the questions of the specialist in turn on the IRS form SS4.

How to open a Stripe account for Non US Residents 2023? (4)

So how to apply for an EIN if you are not good at English or are not sure what information you provide to the tax office?

This is the way that I did and also recommend you to do because it is very simple and convenient. You only need to spend $28 and you’re done!

Please note: This is a registration service, not you buying EIN, all information is your own name.

The steps are as follows:

Step 1: Click here to link to an extremely reputable expert on Fiverr
Step 2: You scroll down and choose the right service $25 as shown (The other two services are not for you if you do not have an LLC or do not live in the US)
Step 3: Click Continue Checkout to pay for Fiverr. It will cost you an additional $3.25 service fee, the total amount you spend to have an EIN is $ 28.25. If you want faster you can add $ 10.

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Step 4: After payment, you will provide information to the registrant: Full name, Passport-like address, Mailing address, Email, your phone number…
After 24h -48h, you will receive your EIN number, and a confirmation letter 147C will be sent to the correct address you provided. It usually takes about 2–4 weeks.

So with the simple way of renting, you already own a legitimate EIN number and bring it to sign up for a Stripe account.

2 — Create a sales page to sign up for the Stripe payment gateway

To sign up for Stripe you need to have a complete sales page full of products and information about your store.

You can use Shopify platform (You will get the offer only $1/ per month)or any ecommerce website creation platform to build a sales page. However, you must make sure this sales page has all the following components:

-Domain name
-Email by domain name
-There is the logo of the booth
-Legal pages: Introduction, delivery policy, return policy, terms of service…
-Products are described in detail and clearly
-SSL Security Certificate (For Shopify, you do not need to care about this certificate)

3 — Passport

You need to prepare your passport or government-issued citizenship.

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4 — Business address in the United States

You should use the service to buy US addresses at physicaladdress.com. Here you can choose an address in 1 of 7 US states. For example, if you choose a location in Florida, your address will look like this:

Your Name or Company name
1317 Edgewater Dr Suite #****
Orlando, FL 32804

Where #**** will change depending on your choice

  • You choose the State you want to register at Sign Up30-Day Money-Back Guarantee
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  • Fill in personal information
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  • Next you will choose the appropriate package.
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– Depending on your needs, you can choose different packages such as: Envelope Scans : Number of envelope scans in a month. Content Scans: Number of scans of the message body to email you.

– In the Suite column, click Select to select a location in the building (room, department).

– You can choose the lowest package, if incurred, you can upgrade or add an extra fee for each service.

– Click Next to go to the payment step. You fill in your personal information and proceed to pay via Paypal or international payment card.

After successful payment you will receive an Email with your address. And now you can use this address to transact.
Every time you have a letter or parcel, this service will scan the envelope for you. If you want to open the content, they will also scan it and email it to you.
In addition to using this address to register for Stripe, you can also receive EIN confirmation, Google Adsense PIN code, parcels ….

5 — Notarized

After you register your address at physicaladdress, they will ask you to notarize USPS Form 1583. Notarizing this information means that you are certifying the service party has the right to read the letters they receive for you. What this means is that every time they receive a letter, they have to open it to scan and email it to you, to ensure legal legitimacy you must fill out USPS Form 1583 confirming consent to action. there.

If you can go to the US bank branch office or the Embassy for free notarization. However, that will take a long time. The simpler way is to notarize online through Physicaladdress’s associated service with a cost of $20. About 10 minutes, you can notarize USPS Form 1583.

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  • Form 1583 will be filled out by the online notary service after you register and send a photo of your Passport or Driving License.
  • You answer a few simple questions about the document to confirm the information.
  • Section 7 you fill in your information .
  • Signing in item 16 is complete.
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6 — US phone number used to sign up for Stripe

You should register and use a real US phone number in order to receive an activation code from Stripe. Other virtual phone number services such as: Textplus, Openphone, Freetone… will not be able to register Stripe.

To get a real US phone number, go to the following service: US SMS

Then you Order a number. For the Service section, remember to choose Stripe.

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7 — Sign up for a bank to receive money from Stripe

Payoneer drives global commerce by connecting businesses, professionals, countries and currencies with its innovative, superior payments platform. In today’s borderless digital world, Payoneer enables millions of businesses and entrepreneurs from over 200 countries to reach new audiences by providing a seamless, cross-border payment method.
International payments are a feature of Payoneer. You can send money with Payoneer to over 200 countries in over 150 currencies.

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After successfully signing up for a Payoneer account, you will use it to receive money from Stripe.

8 — Sign up for Stripe

So the preparations are done, now we will proceed to register for the Stripe payment gateway.

  • Go to Stripe.com then navigate to the Start Now button to start filling out the registration information. Click Start Now to start your Stripe subscription
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  • Enter Name, Email, Password
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Country: We will register Stripe US so you will leave it as United States, then click Create Account

– Go to Email to confirm the mail from Stripe sent to you

  • After confirming the Email, go to Add business details to activate your account and click Start Now
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  • You enter the address you purchased in the step above in the following format.
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Notice: in the Type of business section, select Individual and then Next

  • Enter other information
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– Date of birth: Enter the previous month, the next day

– Home Address will automatically save the address in the previous step

– Phone number: Phone number purchased on Free tone

– Social Security number: If you have an SSN, enter it here. In this field we will enter the EIN number that you registered earlier.

  • Fill in your sales page information
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– Industry: Choose the main field in which you do business

– Business website: enter your sales page domain name in

– Product description: A short description in English about your sales page

  • Shipping method options
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– If your product is a digital product, in this step you only need to choose the delivery time for the customer.

– If you trade in physical products, you can choose as shown above.

  • Customer statement description format
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  • Link Stripe to a bank account
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– This step you must have a Payoneer account. You log in to Payoneer / select Receive / select Global Payment Service

– You select USA then copy the corresponding content to Stripe such as: Routing number, Account number.

  • Two-factor verification
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This step is to secure your account, you can use security methods like SMS and Authenticator.

However, SMS is not very stable, you should use Authenticator.

  • Click Submit and wait for the results. After about 2 business days you will receive a congratulatory letter from Stripe.
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Conclude

So I have guided you through all the details of the steps to sign up for a Stripe payment gateway account in the US. This is a perfectly valid method because you use your own personal information.

Hope you will sign up for a Stripe payment gateway yourself to do business successfully in the International market.

How to open a Stripe account for Non US Residents 2023? (2024)

FAQs

How to open a Stripe account for Non US Residents 2023? ›

Is it legal for non-US residents to set up a US company and get Stripe? Yes, it is legal for non-US residents to set up a US company and get Stripe, as long as they comply with all the laws and regulations related to business formation and payment processing.

Can a non US citizen open a US Stripe account? ›

Is it legal for non-US residents to set up a US company and get Stripe? Yes, it is legal for non-US residents to set up a US company and get Stripe, as long as they comply with all the laws and regulations related to business formation and payment processing.

Can I open Stripe without SSN? ›

If you have a US account and your business type is: Individual, Sole proprietor or Single membership LLC, we are required to collect your full personal tax ID - SSN or ITIN. If you do not have one of those, we may prompt you to enter your nationality. The nationality field is your country of citizenship.

Can I create a Stripe account from another country? ›

In order to open a Stripe account in a country different than your primary business country, you will need a legal entity, tax ID, physical location, phone number, government-issued ID, working website, and physical bank account in that country where Stripe supports processing payments.

How to open a Stripe account in the USA? ›

To have a US Stripe account, you must be incorporated in the US and have a valid physical US address. Stripe will verify your legal entity name, entity type, EIN, and business address on your articles of incorporation or other documents. P.O. Box addresses are not accepted.

Do you need an EIN to open a Stripe account? ›

Stripe requires a verifiable Employer Identification Number (EIN) or Social Security Number (SSN) to use their services; individuals without an EIN are generally able to use their SSN instead. You must enter a verifiable tax ID number (Employer Identification Number or Social Security Number) in order to use Stripe.

How do I open a US account for a non resident? ›

Can a non-citizen open a bank account in the U.S.? Yes, non-U.S. citizens can open a bank account in the U.S. When you open a bank account at Bank of America, you'll need to provide two forms of identification, a tax identification number and documents that show proof of both a foreign and U.S. address.

How to open Stripe account in non-supported countries? ›

To use Stripe in unsupported countries, you need to form a US company, an LLC (Limited Liability Company). You might ask why can't I use a registered company in my country. It is not possible because the documents required to create the Stripe account are not available in your country.

Does Stripe work outside US? ›

If you run an international business, it's important to know what countries you can accept payments from. Stripe supports 44 countries and 135 currencies, offering competitive rates for each country.

Can I change the country of my Stripe account? ›

We review the information you provide internally to make sure that it complies with our services agreement. We'll contact you if we need any further information. After you activate your Stripe account, you can't change its country.

Do you need a US bank account for Stripe? ›

You do not need a US bank account to open a PayPal or Stripe account, however, you will need a US bank account to receive payouts from either platform. Prior to applying for a US business bank account, you need a US company and an EIN number.

Can anyone have a Stripe account? ›

You can sign up for a standard Stripe account if you are 13 years old or older. If you are under the age of 18, Stripe requires that a legal guardian add themselves as the account owner of your Stripe account before your account can accept charges and before we are able to transfer funds to your bank account.

Can I create Stripe account without registered business? ›

You can use Stripe to sell a product if you have not established a separate business entity to do so. Stripe supports the following alternative business types that you can choose from when signing up: Sole proprietorship: If you do not have a separate entity and operate by yourself.

Can you have a US bank account without being a citizen? ›

Key takeaways. Non-U.S. citizens can open bank accounts in the U.S., but may need to go through extra steps, especially if they're nonresidents. Some banks and credit unions accept alternative forms of identification, such as an Individual Taxpayer Identification Number (ITIN), for non-U.S. citizens to open accounts.

Can a non US citizen open a business bank account in USA? ›

You don't need to be a US citizen or permanent resident to open a business account in the US. However, you can't open a business account for a foreign entity. This means that before you do anything else, you'll need to officially register your LLC in the US.

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