Documentation needed to verify a bank account : Stripe: Help & Support (2024)

FAQs

Documentation needed to verify a bank account : Stripe: Help & Support? ›

Bank account ownership verification : Stripe: Help & Support. Stripe may need to verify that bank account information, such as the legal owner's name and account number, match the information on the user's Stripe account. Usually, submitting a bank account statement or a voided/canceled check satisfies this requirement ...

A passport scan for identity verification is always preferred and, in some cases, is required. When a Stripe account and an individual associated with that Stripe account (for example, Business Representative, Owner) are from different countries, Stripe only accepts a passport to verify identity.

Stripe must review an official document that confirms that the Stripe account owner and bank account owner names match, as well as the last 4 digits of the account number. Most commonly, this requirement can be satisfied by submitting one of the following: A bank account statement. A voided check.

Bank statements. Deposit tickets, deposit forms, or account agreements that are signed or stamped by the bank. Screenshots of the online banking environment. Letters from the bank.

Proof of address (such as a utility bill or other mail) Proof of insurance. Proof of ownership (e.g., a car title) Business documents.

First, double check your spelling and search terms. If your bank is still not available, your financial institution could be missing from the bank search because: Stripe hasn't integrated with your financial institution, OR. Your financial institution doesn't support data sharing.

OAuth (open authorization) is the fastest, most secure way for instant verification. OAuth connections employ token-based authentication that allows customers to log in directly to their online bank account without sharing their usernames and passwords.

If unable to verify your identity programmatically, you may be asked to upload a government-issued photo ID through the secure Stripe Dashboard. In certain countries, Stripe is required to collect, verify, and maintain identity information on the individuals associated with a Stripe account.

Why do I need to verify my Stripe account? ›

Domain verification

We may need to contact you to confirm that you own the website connected to your Stripe account, or understand why you don't have ownership over your website, to ensure the products or services you're selling there are in compliance with the Stripe Services Agreement.

In order to receive payouts, you must have a bank account linked to your Stripe account… This article helped 96% of Stripe users solve their issue.

In other cases, Stripe may require additional information, including, for example, a scan of a valid government-issued ID, a proof of address document, or both.

Usually, submitting a bank account statement or a voided/canceled check satisfies this requirement. If you are an individual, your bank account needs to be registered under the business owner name listed on your Stripe account.

Accepted forms of proof

Bank Name, Account Name, BSB Number, and Account Number are commonly seen on the following: Bank statements. Deposit slips. Cheques. Download 'Proof of account balance' document from bank (blank out account balance)

Stripe helps PLATFORM confirm your identity by conducting the following checks: Stripe captures images of the front and back of your government-issued photo ID and reviews it to make sure that the document is authentic.

Markdoc lets us treat our documentation like data, writing simple scripts to programmatically inspect the content.