How do I avail a business loan from Clix?
Availing of a Business Loan from Clix Capital is fast, simple, and hassle-free. It is just like counting one, two and three. All you have to do is fill out the online application form, answer the call from our representative, and sit back and relax! Based on your eligibility, you can secure a Business Loan at the most attractive terms suitable to your business.
Is there any restriction on the end use of my loan?
We are all about catering to your business needs! You can use the business loan for anything from expanding your capital to purchasing an equipment or machinery, or simply financing your working capital needs.
What will be the tenure, down payment, EMI, and interest rate for my business loan?
At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your business loan depends on various factors, such as the specifics of your application (including metrics like business health and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.
Do I need any collateral to avail this loan?
No. Clix Capital provides 100% collateral-free SME loans that do not require any collateral or guarantor for approval.
How can I reach out to Clix for any other information on my business loan?
Just call us on +91-120-6465400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at hello@clix.capital to resolve your queries around business loan. Don’t worry, there are no consultation charges.
What is the schedule of charges at Clix?
Not at all! There is no additional collateral or guarantors required to have your SME loan application approved.
What is the minimum turnover requirement for a Business Loan?
A company applying for a Business Loan from Clix Capital should have a minimum annual turnover of ₹ 1 crore or above.
Is part payment allowed in a Business Loan?
Yes. Part payment is allowed in Business Loans. However, additional prepayment charges may apply.
What are the minimum and maximum loan limits offered for a Business Loan?
Clix Capital offers Business Loans from Rs. 5 Lakhs to 50 Lakhs, depending on the applicant’s loan requirement and eligibility. The loan eligibility is based on the applicant’s credit rating, turnover, and business vintage.
What are the documents required for a Business Loan?
A completed application form, identity proof, address proof, financial documents, and proof of ownership are necessary to apply for a Business Loan from Clix Capital.
What is a Small Business Loan?
Small Business Loan is an unsecured loan borrowed by small and medium-sized business owners to cover their business-related expenses. Use a Business Loan EMI calculator to get an idea of the EMI amount you’ll need to pay as per different loan amounts, interest rates, and repayment tenures.
What is the usage of a Business Loan?
Most SME and MSME owners obtain Business Loans to cover their everyday expenses, build working capital, or fund their growth and expansion.
How can a Business Loan help my business prepare for festivals?
Whether you want to stock inventory, expand the operations, hire temporary staff, or take bulk orders during the festival, a Business Loan can provide the additional funds required to meet the heightened demand.
How can I expand my business using Clix Capital Business Loans?
Business Loans from Clix Capital help businesses expand their presence by providing the required funds. They may use the funds to cover expenses, such as expanding the office space, hiring more staff, upgrading equipment, buying inventory, or marketing.
Are Business Loans useful?
Yes. Business Loans are extremely useful. They have minimal end-use restrictions, allowing SME owners to use the amount they like and fund expansion according to their plan.
What are the advantages of Business Loans in India?
Flexible repayment terms, ample loan amounts, competitive interest rates, minimal documents, and easy availability are the most sought-after advantages of Business Loans in India.
How easy is it to take a Business Loan in India?
Taking a Business Loan in India is pretty straightforward. Fill out an online application form, enter a few necessary details, and provide some documents to initiate the loan process. After you apply online, a Clix customer representative will contact you for further action. It is recommended to use our Free Business Loan EMI calculator to calculate instalments before the loan application.
