When Frugality Goes Too Far - Questionable Ways To Save Money (2024)

Please note that this post contains affiliate links. These involve no extra cost to you but may result in me receiving a small commission - for which I'm very grateful! To know more, check out our Affiliate Policy.

Clearly, I’m all for saving money. Managed to switch your mobile phone to a better plan? Excellent! Decided to start bringing lunch to work instead of buying it every day? Great decision!

There are thousands of ways to be frugal that allow you to save money without sacrificing your lifestyle.

At the same time, there are some people who, shall we say, take this too far.

I’m not talking about things like stealing to save money, of which I’m certainly not in favour. Instead, I’m talking about people who try to save a few bucks by doing something that just…doesn’t sit right.

Whether it’s rude or just plain gross, there are some lines that shouldn’t be crossed.

I’ve already argued just why it’s better to focus on the big wins when trying to save money. At the same time, saving a bit of money here and there can also help.

But when it’s potentially something like these that could, in some cases, trigger your gag reflex – then perhaps your frugality has really gone too far.

Check out these related posts:

  • The One Principle That Will Guarantee Your Financial Future
  • The Definitive Guide To Getting Out Of Debt
  • How To Refinance Your Student Loans In Two Minutes and Save Thousands
  • 11 Incredible Ideas For You To Save Money And Save The Planet

When Frugality Goes Too Far - Questionable Ways To Save Money (1)

Firstly, I’ve eaten grasshopper tacos in Mexico and they were absolutely delicious. I’ve also eaten fried crickets in Thailand, which was…interesting.

This is not about that.

Instead, this Reddit post asked the following:

[I’ve] been spending way too much money on snacks and decided a neat way to cut down will be to find some nice enough insects and maybe set a few traps. It’s basically free food if done right and I can’t imagine it would taste too bad.

Has anyone had any experience of doing this before? Whats the most calorie dense insect to try and eat? Is it better to set traps or maybe potentially buy them in bulk (maggots from fishing shops maybe)

Just buy them in bulk as maggots?

*dry heave*

I think my favourite part of the comments section is when someone points out: “How much are you spending on snacks? A pack of carrot sticks is less than 1 dollar and you can snack on those all week.”

To which the original poster responds:

“Yeah a pack of carrot sticks is only a dollar, but a spider from the back garden (for example) is $0. I normally just grab an apple or a banana for a snack, but why should I pay when theres potentially the option of not paying anything? Seems senseless.”

Yes. Completely senseless.

To clarify, one pound of carrots costs $0.99. That is about eight carrots. If each carrot is halved and then each piece is quartered, that’s 64 carrot sticks on which you can snack.For less than $1.00.

Or, yes, you can go and catch some spiders. But sometimes…just maybe…spending that $1.00 may be worth it.

Let’s just say that I wish I’d taken a photo of my face when I first read about this. I suspect it looked a lot like yours did just now when you read that sub-heading.

I had high hopes. After all, the article that describes this is entitled “Stop Using Toilet Paper: Strange Ways to Save Money“. So at first I assumed that it would embrace the strange-ness of this suggestion.

Not quite. Once you read the article, you’ll see that it’s written as completely legitimate advice on how to save money.

For example:

Toilet paper makes up a decent sized chunk of many people’s household budgets. It’s not cheap. When you have a big family or people who just reel it off the roll, the costs go even higher. If you want to cut some money from your budget, there are ways to do without traditional toilet paper.

The first way is to use reusable cloths. You can use old washcloths, cut up some cloth diapers, or even buy special cloth toilet wipes. […] You keep a container next to the toilet and the used wipes are tossed in there and then washed just like cloth diapers. […] Not only is this cheaper than buying toilet paper all the time, it’s more environmentally friendly.

Now, don’t get me wrong; I am always in favour of being environmentally friendly, especially when it also saves some money.

But you can get six rolls of toilet paper for $3.99. I’m sure they’re even cheaper when bought in bulk.

I’d also question the environmental friendliness (and energy and water costs) of having to do so many extra loads of washing for these cloths.

Ultimately, however…would you really want a container of used wipes sitting in your bathroom? And which lucky soul in your household gets to do the laundry for those?

If I drew the short straw, I would be donating the $3.99 for the cost of the toilet paper quicker than you can say “reusable cloths”.

I’ll leave you with the “bonus” piece of advice from further down in the article mentioned above:

You can [also] try old newspaper or phone book pages.

Great. Thanks.

It turns out that crashing weddings isn’t only for 2005 Vince Vaughn movies.

And while this money saving trick isn’t as disgusting as the previous ones (or the next one…brace yourself), it is pretty tacky. Not to mention the cost to the people actually paying for the wedding.

This articledescribes one such case:

I put on a suit and crashed a wedding for free food. My cousins and I had just finished a long game of football at the local park when a delicious aroma wafting over from and nearby wedding hall. We turned to face each other, gave a small nod for affirmation, then ran home to clean up and put on our best suits. Once we got into the wedding, we headed straight for the food, stuffed our faces, then got our asses the hell out of there.

I guess you could argue that at least they were remorseful or else they wouldn’t have run. But if you’re going to crash a wedding – which you absolutely shouldn’t do – at least bring a present, like these crashers who gave a “buck for luck”.

Every dollar counts, I guess?

At least those guys were not as bad as the lady in this article:

This woman dressed in blue had apparently entered the banquet hall without […] acknowledging anyone.

[…] Another guest went up to her to confirm her identity, seeing as not a single soul knows [sic] her.

[…]That was when things took a weird twist as the woman, who probably knew that the game was up, started to lose her temper and throw a tantrum. She started hitting the table and screaming really loudly at the guest saying, “Do not touch me!”

[…] When the staff tried to restrain her, she fought back and grabbed her coat to walk off. However, she also grabbed a bag of what looks [sic] like wedding biscuits and balloons before stalking off.

Just in case it needs to be said, here’s a key piece of money-saving advice: if you need to sneak in to someone’s wedding, steal some food and make a scene when you’re called out on your bad behaviour, perhaps you need to find some other ways to save money in your life.

But at least she got some biscuits and balloons, I guess?

Don’t worry, that last section was just a brief reprieve. We’re back to the gross stuff now.

This article describes a couple who do the following to save money:

  • The husband uses the suds from his wife’s hair to wash his own so they only need to buy one shampoo bottle for both of them every eight months.
  • They share one razor in the shower. She shaves under her arms and then he shaves his face.
  • They share one Q-tip. She will clean her ears with one end and then he cleans his ears with the other end of the same one.
  • They share deodorant, with each person only allowed to do one ‘swipe’ per armpit.
  • They share the same toothbrush to save money on having to buy two.
  • (This is the one that got an audible ‘ew’ from me) They share the same piece of dental floss each day.

These. Are. Gross. I’m all for limiting the amount of time taken to shower and I’m not even completely against their idea for saving money on shampoo.

But the Q-tip? And the toothbrush and dental floss? Not to mention that one swipe of deodorant can hardly be enough, meaning that not only are they unhygienic, but they smell as well.

What’s worse is that they’re not even saving that much money!

That is, these savings amount to less than $50 per person over an entire year.

If you have to work this hard (and be this unhygienic) to save less than $1.00 a week, I’d strongly recommend finding other ways to save money.

As an example, and as covered in more detailin this article, you can save hundreds of dollars from a few quick phone calls.

Call up your bank to negotiate a better deal by (politely!) threatening to leave if they won’t reduce your interest rate or waive your fees. Just before your insurance policy is renewed, either try to negotiate with your existing policy provider or shop around for a better deal.Get rid of your gym membership.

That said, you may like the idea of including maggots on your shopping list or think that sharing a toothbrush is both frugal and romantic.

In which case…let me know so I know not to get too close.

Let me know in the comments what’s the most extreme thing that you’ve done to save money!

When Frugality Goes Too Far - Questionable Ways To Save Money (2)

Money Bee

As a teenager, I asked for personal finance books for Christmas. While misguided haircuts came and went, I never managed to shake off this particular obsession. Now in my early 30s, my interests have broadened to include travelling, pretending that I don't have a caffeine addiction, and retiring well before my 40th birthday.

When Frugality Goes Too Far - Questionable Ways To Save Money (2024)

FAQs

What is toxic frugality? ›

Frugality is the practice of being wise with money and avoiding wastefulness. It's a virtue that many people admire. It fosters responsible financial habits and can lead to a more sustainable life. But there's a darker side to frugality that can be detrimental to our quality of life. This is known as “toxic frugality.”

Is extreme frugality a disorder? ›

Fear of spending money or excessive frugality is sometimes known as Chrometophobia, a Specific Phobia related to money. Fears about spending money may also be involved in obsessive-compulsive disorder (OCD).

What is the psychology of extreme frugality? ›

In the modern-day, many children who have experienced their parents lose financial security can adopt extremely frugal habits. Excessive frugality can also be especially appealing when we are victims of confirmation bias or a pessimist financial mindset and are not aware of it.

How can I save money when I am already frugal? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

Is extreme cheapskate a mental illness? ›

The American Psychiatric Association defines frugality as a symptom of obsessive-compulsive personality disorder (OCPD) when someone “adopts a miserly spending style toward both self and others.” Extreme frugality is an amplified version of that, and it often involves viewing spending as a bad thing no matter how much ...

What is the dark side of frugality? ›

The dark side of being overly frugal is a deceptive practice where the quest for immediate savings overlooks the hidden costs of time, stress, and environmental impact.

What is Anankastic disorder? ›

In 1908, Sigmund Freud named what is now known as obsessive–compulsive or anankastic personality disorder "anal retentive character". He identified the main strands of the personality type as a preoccupation with orderliness, parsimony (frugality), and obstinacy (rigidity and stubbornness).

What personality type is frugal? ›

Defenders (ISFJ) (69%) were the most likely personality type to identify as frugal, followed closely by their Thinking-type counterparts, the Logisticians (ISTJ) (67%). This is particularly interesting, since Thinking types were generally more likely to agree than Feeling types (57% vs. 55%, respectively).

What personality disorder is excessive spending? ›

Compulsive shopping disorder is characterized by symptoms such as excessive shopping behaviors and thoughts about shopping. Such thoughts and behavior generate considerable distress and impairment. It can also seriously affect a person's financial well-being and social relationships.

What is the paradox of frugality? ›

This paradox can be explained by analyzing the place, and impact, of increased savings in an economy. If a population decides to save more money at all income levels, then total revenues for companies will decline. This decreased demand causes a contraction of output, giving employers and employees lower income.

Is it possible to be too frugal? ›

When someone is too frugal, it can have a negative effect on their quality of life,” said Christopher William, CPA, founder of Balanced News Summary. “For example, if they are not spending enough money on basic necessities such as food and rent, they may not be able to afford a comfortable lifestyle.”

What kind of Behaviour makes you frugal? ›

Common techniques of frugality include reduction of waste, curbing costly habits, suppressing instant gratification by means of fiscal self-restraint, seeking efficiency, avoiding traps, defying expensive social norms, detecting and avoiding manipulative advertising, embracing cost-free options, using barter, and ...

How can I save money if I barely make anything? ›

11 Foolproof Ways to Save Money On a Low Income
  1. Create a Budget. ...
  2. Open a Savings Account or Savings Pod. ...
  3. Drop Unneeded Monthly Memberships. ...
  4. Take a Hard Look at Your 'Unavoidable' Expenses. ...
  5. Save Money on Food. ...
  6. Save Money on Utilities. ...
  7. Commit to Buying Nothing New. ...
  8. Change Where You Keep Your Money.
Jan 4, 2023

How do I get out of a frugal mindset? ›

Therefore, the easiest way to crush frugality is to make exponentially more money. By doing so, you can't help but spend more. The key to unlocking additional spending is determining how much extra money you need to make in order to spend an extra $1. Strike down your scarcity mindset.

How to drastically save money? ›

How To Cut Your Expenses
  1. Keep Track of Your Spending Habits. Solutions to financial challenges are there for the taking. ...
  2. Create a Budget. The importance of budgeting can't be minimized. ...
  3. Update Subscriptions. ...
  4. Save on Utility Costs. ...
  5. Cheaper Housing Options. ...
  6. Consolidate Debts. ...
  7. Shop for Cheaper Insurance. ...
  8. Eat at Home.
Jun 21, 2024

What is an example of frugality? ›

Someone who intentionally shops deals at the grocery store is frugal, but someone who leaves a small tip at a restaurant is cheap,” Berman says. “Someone who buys a used car is frugal, but someone who won't replace balding tires is cheap.”

What are examples of frugal Behaviour? ›

Common techniques of frugality include reduction of waste, curbing costly habits, suppressing instant gratification by means of fiscal self-restraint, seeking efficiency, avoiding traps, defying expensive social norms, detecting and avoiding manipulative advertising, embracing cost-free options, using barter, and ...

Why is being too frugal bad? ›

“Unfortunately, many people become spending-phobic in their quest to live a more frugal life, which can lead to anxiety around money,” she explained. “In the worst instances, people may become overly hesitant to spend money on even essential items, which can lead to a lower overall quality of life.”

Top Articles
Spot market
Green Check Marks on Desktop Icons: Why Are They There And How to Get Rid of Them in Windows 10/11?
Bashas Elearning
Weeminuche Smoke Signal
Atvs For Sale By Owner Craigslist
Body Rubs Austin Texas
St Petersburg Craigslist Pets
What is international trade and explain its types?
Best Cav Commanders Rok
Celsius Energy Drink Wo Kaufen
Jet Ski Rental Conneaut Lake Pa
Little Rock Arkansas Craigslist
Ree Marie Centerfold
zopiclon | Apotheek.nl
Lenscrafters Huebner Oaks
Dump Trucks in Netherlands for sale - used and new - TrucksNL
How To Cut Eelgrass Grounded
Images of CGC-graded Comic Books Now Available Using the CGC Certification Verification Tool
Aldi Bruce B Downs
Project, Time & Expense Tracking Software for Business
All Obituaries | Verkuilen-Van Deurzen Family Funeral Home | Little Chute WI funeral home and cremation
Southland Goldendoodles
Craigslist Wilkes Barre Pa Pets
Best Middle Schools In Queens Ny
Dexter Gomovies
Guinness World Record For Longest Imessage
LG UN90 65" 4K Smart UHD TV - 65UN9000AUJ | LG CA
A Plus Nails Stewartville Mn
Swgoh Boba Fett Counter
O'reilly's Wrens Georgia
Craigslist Central Il
Craigslist Albany Ny Garage Sales
Drabcoplex Fishing Lure
Reborn Rich Ep 12 Eng Sub
Daily Jail Count - Harrison County Sheriff's Office - Mississippi
20+ Best Things To Do In Oceanside California
Cbs Fantasy Mlb
Best Restaurant In Glendale Az
Tiny Pains When Giving Blood Nyt Crossword
“Los nuevos desafíos socioculturales” Identidad, Educación, Mujeres Científicas, Política y Sustentabilidad
303-615-0055
Scarlet Maiden F95Zone
Directions To The Closest Auto Parts Store
Homeloanserv Account Login
Jamesbonchai
Busted Newspaper Mcpherson Kansas
Gotrax Scooter Error Code E2
Exam With A Social Studies Section Crossword
Terrell Buckley Net Worth
Here’s What Goes on at a Gentlemen’s Club – Crafternoon Cabaret Club
Julies Freebies Instant Win
How To Connect To Rutgers Wifi
Latest Posts
Article information

Author: Golda Nolan II

Last Updated:

Views: 6529

Rating: 4.8 / 5 (78 voted)

Reviews: 85% of readers found this page helpful

Author information

Name: Golda Nolan II

Birthday: 1998-05-14

Address: Suite 369 9754 Roberts Pines, West Benitaburgh, NM 69180-7958

Phone: +522993866487

Job: Sales Executive

Hobby: Worldbuilding, Shopping, Quilting, Cooking, Homebrewing, Leather crafting, Pet

Introduction: My name is Golda Nolan II, I am a thoughtful, clever, cute, jolly, brave, powerful, splendid person who loves writing and wants to share my knowledge and understanding with you.