What to do if a home-delivery package is stolen - SouthPoint Financial Credit Union (2024)

What to do if a home-delivery package is stolen - SouthPoint Financial Credit Union (1)

Argh! Porch pirates strike again. It happens more than you think: you order a package online and wait for it to appear on your doorstep, but it never does even though the shipment says “Delivered.” That’s because someone swiped it from your porch or doorstep before you ever had a chance to secure it inside your house.

Here are six steps to take if your home-delivery package is stolen:
  1. Track your package: Package delays are common, especially during the holiday season. Check your shipping confirmation number to make sure your package isn’t still in transit.
  2. Check with your neighbors. It happens. Sometimes packages are delivered to the wrong address, or a well-meaning neighbor will take them in to prevent theft. Ask around before you file any reports with the business you bought from.
  3. Contact the seller or retailer. Still can’t find your package? The next step is to file a claim with the seller and ask for a replacement. This could be the site you bought the item from or a smaller vendor selling on that site’s platform
  4. File a claim with the shipping company. Retailer won’t budge? File a claim with the postal service that shipped your package. FedEx, UPS, USPS and DHL all have a claim-filing system to help you track down your package.
  5. Check your credit card for purchase protection. If you used a credit card to purchase the item, check to see if you have a purchase protection. If you do, file a claim with your credit card company (i.e. Visa, MasterCard) and they may issue you a refund.
  6. File an insurance claim. If you have homeowners or renters insurance, it may cover mail theft. But filing a claim only makes sense for high-value packages worth more than your policy’s deductible.
What to do if a home-delivery package is stolen - SouthPoint Financial Credit Union (2024)

FAQs

What to do if a home-delivery package is stolen - SouthPoint Financial Credit Union? ›

Take as a whole, the Buyer is largely put in the position to resolve the issue by reaching out to the Seller or making a claim with the Delivery Company. The Buyer is also responsible for reporting the crime to the local police. So the trade-off question is: Is it worth it?

Who is responsible if package is stolen after delivery? ›

Take as a whole, the Buyer is largely put in the position to resolve the issue by reaching out to the Seller or making a claim with the Delivery Company. The Buyer is also responsible for reporting the crime to the local police. So the trade-off question is: Is it worth it?

Will the bank refund if a package is stolen? ›

You could try disputing it with your bank, but it's a long shot. The bank will investigate and the company will get back to them with the tracking number saying it was delivered. Both the company and the delivery company did their part in getting the item to you.

Will my credit card company refund me for stolen package? ›

You may not think to ask for help paying for loss or accidental damage that happened after an item is delivered to you. However, credit cards with purchase protection may entitle you to a refund or a replacement. It pays to check your card benefits to see if you are covered.

How to get money back for a stolen package? ›

Here is what you should do if your package was stolen.
  1. File a police report. As with any theft, you should first file a police report. ...
  2. Contact the seller. Some online retailers will refund your money with little fuss. ...
  3. File a lost package claim with the shipping company.

What to do if your package was delivered but stolen? ›

Whether you think your neighbor stole your parcel or someone else, you can frequently get a refund or a replacement from the sender or delivery company.
  1. Contact the Sender. ...
  2. Report It to FedEx, UPS or USPS. ...
  3. Report the package theft to Amazon. ...
  4. File a Police Report for the Stolen Package. ...
  5. Talk to Your Credit Card Company.

What happens if a package is stolen from my doorstep? ›

File a claim with the postal service that shipped your package. FedEx, UPS, USPS and DHL all have a claim-filing system to help you track down your package. Check your credit card for purchase protection.

Who is responsible if a parcel is stolen from your doorstep? ›

If you agreed for your parcel to be left in a safe place and it's then stolen, it's your responsibility. But if the courier left the parcel somewhere you didn't authorise, it's the retailer's responsibility to sort it out.

What can I do if I ordered something and never received it? ›

If the seller hasn't shipped the item within the timeframe they promised when you bought it, you can cancel the order. If you never got your order and the charge appears on your credit card statement, you can dispute it as a billing error. File a dispute online or by phone with your credit card company.

Will USPS refund me for stolen package? ›

What does a USPS Claim cover? If your delivery were insured, USPS's claim process would cover the costs of shipping and the package value, up to the amount specified. If you did not have insurance, but a Missing Mail Search determined your delivery is lost or damaged, a claim will cover the cost of shipping.

Who is financially responsible for stolen packages? ›

Liability for Lost or Missing Packages

If the package is lost or damaged during transit with a third-party shipper or delivery service such as the United States Postal Service (USPS) or FedEx, the seller is responsible and usually must replace the item or give you a reimbursem*nt.

Can I dispute a charge if my package was stolen? ›

If you've received a damaged item or never got a package that says 'delivered,' you may try to dispute it with your credit card issuer via a chargeback.

Does credit card insurance cover stolen packages? ›

Many rewards credit cards offer a wide range of insurance coverage, one of which is purchase security insurance. This insurance will protect you in the event that a newly purchased item is lost, stolen, or damaged, which is bound to save you money.

Who is liable if my package is stolen? ›

The exact responsibility for stolen packages is quite tricky. In most cases, the seller is responsible for the deliveries until they are dropped at the customers' designated place. Once the shipping courier has confirmed delivery, the package becomes the online shopper's responsibility.

Does USPS pay for stolen packages? ›

File a USPS Claim

If your package was not insured and a missing mail search was conducted and the package was deemed stolen or damaged, a claim will only cover the shipping costs. Either the sender or the receiver can file the claim. Here's how to do so: Determine if you're within the filing period.

Can I get compensated for a lost package? ›

File a Claim

If your mail or package included insurance, you may be able to file an insurance claim. For damaged or missing contents, we recommend filing a claim immediately, but you must file no later than 60 days from the date of mailing.

Who is at fault when a package is stolen? ›

Liability for Lost or Missing Packages

If the package is lost or damaged during transit with a third-party shipper or delivery service such as the United States Postal Service (USPS) or FedEx, the seller is responsible and usually must replace the item or give you a reimbursem*nt.

What happens if a delivery driver steals your package? ›

If you have evidence that your package was stolen, you may want to file a police report. This can help you recover the value of your stolen items and may also help the police identify and catch the thief.

Who is responsible for lost package shipper or receiver? ›

As a general rule of thumb, if you don't see any evidence to suggest otherwise, the seller or shipper is responsible. If a package is marked as delivered and you have not seen it, then the seller is responsible. The exception is that if a package is actually lost prior to being marked delivered.

Who pays for package theft? ›

The exact responsibility for stolen packages is quite tricky. In most cases, the seller is responsible for the deliveries until they are dropped at the customers' designated place. Once the shipping courier has confirmed delivery, the package becomes the online shopper's responsibility.

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