SoFi Review: High-Yield Checking and Savings Account (2024)

$0 per month

$0

N/A

The Cash App Cash Card lets you pay for goods and services both online and in stores using your Cash App balance. Enjoy features like ATM access, direct deposit, instant discounts at select stores and a customizable card.

$0 per month

$0

N/A

Save easily and access your paycheck up to 2 days early with direct deposit. Pay $0 monthly fees, and no minimum balance is required. Access 24/7 support and get daily balance and transaction alerts. FDIC insured.

From $0 per month

$0

4.25% on balances of $0+
3.25% on balances of $0+

Revolut is a global fintech that offers up to 40% off international transfers.

$0 per month

$0

4.60% on balances of $0+
0.50% on balances of $0+
1.20% on balances of $0+

Earn up to 4.60% APY on savings by meeting deposit requirements, and 0.50% APY on checking balances. Members without deposit requirements will earn 0.50% APY on both savings and checking balances. Turn on automatic savings or use the Roundups feature to help you reach your savings goals faster. Get up to $2M of additional FDIC insurance through a network of participating banks.

From $1 per month

$0

4.00%

This digital-only deposit account features overdraft protection, interest-free cash advances and no minimum balance.

$0 per month

$0

5.00% on balances of $0 to $250,000
1.00% on balances of $250,000.01+

A no monthly fee checking account that earns up to 5.00% APY and offers cashback, direct deposit and overdraft protection. See details below.

$0 per month

$0

5.00% on balances of $0 to $250,000

Build credit while earning 5.00% on savings and cashback rewards – all with $0 monthly fees and no APR.

$0 per month

$0

N/A

The Discover® Cashback Debit account earns 1% cash back on up to $3,000 in debit card purchases each month.

$0 per month

$10

N/A

Open this free checking account in about five minutes. Use EasyUp to effortlessly round up your debit card purchases to make saving a breeze, and conveniently bank from the KeyBank mobile app or find a KeyBank branch near you.

$50 per month
(can be waived)

$0

0.01% on balances of $5+

Get a checking account designed for travelers with $0 foreign transaction, global transfer or wire transfer fees. Access a large worldwide network of no-fee HSBC ATMs.

$0 per month

$25

7.00% on balances of $0 to $10,000
0.50% on balances of $10,000.01+

Earn up to 7% APY on balances up to $10,000, plus access 30,000 free ATMs and up to $10 in out-of-network ATM fees refunded.

$0 per month

$0

4.00% on balances of $0.01 to $2,000

Earn 4% APY on the first $2,000 in each savings pods. Also get budgeting tools, early direct deposit and up to 15x cashback points. All with no monthly fee or opening deposit requirement. Member FDIC.

$0 per month

$0

1.50% on balances of $0.01+

Earn 1.5% APY and set up savings goals. Plus, access to 37,000+ no-fee ATMs and get reimbursed up to $12/month in fees for out-of-network ATMs. FDIC insured.

$0 per month

$100

1.10% on balances of $0+
0.01% on balances of $0+

Earn 1.1% APY with qualifying transactions, and pay $0 in monthly or overdraft fees. Access your account with a nationwide network of 90,000+ no-fee ATMs. FDIC insured.

$25 per month
(can be waived)

$50

0.05%

This interest-bearing checking account makes your money work for you. Interest rates vary based on location. Use EasyUp to effortlessly round up your debit card purchases to make saving a breeze, and conveniently bank from the KeyBank mobile app or find a KeyBank branch near you.

$12 per month
(can be waived)

$0

N/A

Chase Total Checking® is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches. It offers a $300 signup bonus to new Chase customers. Member FDIC.

$0 per month

$50

3.30% on balances of $0 to $50,000

Earn up to 3.3% APY after meeting deposit and spending requirements. Get ATM free reimbursem*nts at all domestic ATMs. Pay $0 monthly or overdraft fees. FDIC insured.

$0 per month

$0

N/A

Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. No opening deposit or minimum balance requirement. Get your paycheck up to 2 days early with direct deposit. FDIC insured.

$0 per month

$5

5.00% on balances of $0 to $10,000
4.00% on balances of $0 to $10,000
3.00% on balances of $0 to $10,000

Earn up to 5% APY on balances up to $10,000 when you complete qualifying activities. Option to get ATM free reimbursem*nts nationwide, plus $0 monthly maintenance fees and early direct deposit. NCUA insured.

$5.94 per month
(can be waived)

$0

2.00%

Earn up to $75 in cashback on Walmart purchases, get your pay up to 2 days early with early direct deposit plus overdraft protection up to $200. FDIC insured.