A well-managed budget allows you to live within your means, be prepared for unexpected emergencies, and enjoy life more fully without money worries.
Budgeting with your partner promotes a shared understanding of money management, priorities, and values, reducing conflicts and misunderstandings.
Here's some top-rated apps for couples:
YNAB (You Need A Budget). YNAB is a popular budgeting app for zero-based budgeting, helping couples allocate their money to various categories and track spending in real-time. They have a section on their website dedicated tohelping couples budget together.
EveryDollar. Developed by Dave Ramsey, EveryDollar is a budgeting app with premium features such as paycheck planning, goal setting, and a financial roadmap.
Honeydue. Honeydue is designed specifically for couples, enabling them to see all their accounts, bills, and financial goals in one place.
Goodbudget.Goodbudget uses the envelope budgeting method allowing couples to share and sync their budgets for specific categories, such as bills, eating out, and vacations.
PocketGuard. PocketGuard offers real-time budget tracking, bill reminders, debt repayment plans, and spending insights, helping couples stay on top of their finances while being aware of their financial habits.
Qube Money. Qube Money utilizes a digital version of the envelope system, allowing couples to allocate money to unlimited spending categories, receive partner spending alerts, and track their expenses together.
Before choosing an app, there are several key features to consider including:
Multi-User Support
Income and Expense Tracking
Budget Categories
Real-Time Syncing
Goal Setting
Reports and Analytics
Bill Reminders and Alerts
Always read recent reviews and thoroughly research to ensure the chosen app meets your requirements and is secure to use. Many apps offer a free trial, so try out a few to see which aligns best with your financial goals and feature requirements.
Zeta is a budgeting app designed specifically for couples. It's set up so you can manage shared and individual accounts together, but you're in control of what information you want your partner to see.
Splitwise. Splitwise is a popular free app offering a comprehensive solution for dividing expenses among partners, roommates, and friends. The Splitwise app streamlines the bill-splitting process by allowing you to track, split, and settle debts within a centralized platform.
Honeydue is the only app on our list that's designed specifically for couples. It enables you to connect bank accounts, loans, investment accounts and more from more than 20,000 financial institutions in five countries. You can also add your bills and receive reminders to avoid late payments. Best of all?
A Budgeting App is a software application designed to assist individuals, businesses, and organizations in managing their finances by tracking income, expenses, and savings.
The question of app development cost arises once you have decided to go online with your business. To make a long story short, the average cost to create an app of good quality starts between $40,000 - $60,000 and may rise to $300,000+ for one platform (web, iOS, Android).
A shared spreadsheet may be the easiest way to track expenditures, or using a joint credit card may be preferable. You will still have to budget for household expenditures and discuss long-term savings and retirement goals. Still, separate accounts provide you with more freedom to manage your money with autonomy.
Who It's For: Mint is the perfect app for couples who want a low-maintenance budgeting solution. You can use this app for shared bank accounts, or separately add your individual accounts.
Splitting shared bills down the middle is one of the easiest approaches to a joint financial life. Each person pays half. This straightforward approach makes budgeting as a couple consistent. Each person pays half the rent, subscriptions or insurance from individual accounts.
The YNAB app is the best budget app if you're not interested in linking anything directly to your bank account. While YNAB does allow you to automatically sync your accounts and many people prefer to do it that way, you don't have to.
Bills Organizer & Reminder has dashboard-style views that allow you quickly see approaching bills, and it sends payment reminders for upcoming bills before due date. Never miss bill payment and always pay all your bills on time!
According to its parent company, Intuit, Mint wasn't making enough money, so Intuit began the app's closure in January. On March 23, Mint users will no longer be able to access their account data, which could include over a decade of their spending and financial history.
Lovewick is a free relationship app for couples that boasts the internet's largest library of fun couple questions, fresh date ideas, & research-inspired relationship advice. Join 350,000+ happy couples, and download the best free couples app on iOS and Android today!
Downloading a budgeting app and syncing up your accounts can help you get started on the path to managing your money better. But it's not just a once-and-done thing. To truly make a budgeting app work for you, you have to be prepared to follow through with the spending plan you set for yourself.
While Mint was an excellent budgeting app, Rocket Money also has budgeting features to help you stay on track. Besides helping you track and manage your money, it has tools for negotiating your bills, managing streaming services subscriptions, and more.
What is Mint? Mint, acquired by Intuit in 2009, is a free personal finance app. It has long been one of the most widely used and highly rated budget apps. Mint links to nearly all types of users' financial accounts, such as credit cards, investments and loans.
Introduction: My name is Nathanael Baumbach, I am a fantastic, nice, victorious, brave, healthy, cute, glorious person who loves writing and wants to share my knowledge and understanding with you.
We notice you're using an ad blocker
Without advertising income, we can't keep making this site awesome for you.
