Send money to the US | Western Union Canada (2024)

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*FX gains apply. Offer not available for credit cards and applicable to new customers only. Exchange rate shown is an estimate and subject to change.

*FX gains apply. Offer not available for credit cards and applicable to new customers only. Exchange rate shown is an estimate and subject to change.

Transfer money from Canada to the US the way you want. Easily and reliably convert Canadian dollars to US dollars to send south of the border with Western Union.

    CAD

    FX: 1.00 CAD – Exchange rates and fees vary by payment and payout options and are subject to change. To check other options, simply click Send now. X Fee:

    Send now

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    We encrypt your transfers

    We’re committed to keeping your data secure

    We’ve sent money around the world for over 160 years

    Convenient ways to move money

    Ways to send money to the US

    Ways to receive money in the US

    Send online

    Register for free or log in to your existing profile and send money to the US from Canada online 24/7.

    Send money online

    Send with our app

    Send money from Canada to the US on the go wherever you are – from Vancouver to Quebec. Or start a money transfer in the app to finish and pay at an agent location later.

    Download the app

    Send in person

    Head to your nearest agent location to transfer money from Canada to the US in person. Choose from more than 2,7001agent locations for the most convenient option.

    Find locations

    Bank account

    Make direct money transfers to US bank accounts across the country. Send and receive money to accounts with the Bank of America, Sutton Bank, Wells Fargo and more.

    Cash pick-up

    From San Diego to New York City, you can send money to the USA for cash pickup at more than 59,0001 agent locations.

    Find agent locations in the US

    Using your bank details

    Cash at an agent location

    With a credit2 or debit card

    Ready to send money?

    Get started

    Send money to the US in a few taps with our app

    Send money to the US at any time from anywhere on our app – or start a money transfer and pay at your local agent location to confirm.

    Make fast repeat money transfers to friends and family in the US by saving receiver details.

    Track every money transfer to the US in real time.

    Download the app

    4.6

    Send money to the US | Western Union Canada (1)

    4.3

    Send money to the US | Western Union Canada (2)

    Ratings as of October 1, 2023.

    Send money to the US | Western Union Canada (3)

    More information on how to send money to the US from Canada

    Send money to major US banks

    Transfer money to USA banks with ease. We can provide money transfers to major US banks such as Chase Bank, the Bank of America, Wells Fargo and Sutton Bank.

    Send now

    Send money via the app

    Download the Western Union app for free to start making money transfers to the US wherever you are in Canada.

    Download our app

    Send money in person

    Head to your nearest agent location to send money to a bank account or for cash pickup. There are more than 2,7001 across the country.

    Find a nearby agent location

    Reasons to choose Western Union®

    Choose the way you pay

    Start sending money from Canada to the US in a way that’s convenient for you – online, via our app, or in person at an agent location.

    Committed to fraud prevention

    All money transfers to the US are encrypted with Western Union. Our fraud prevention efforts help to protect your money.

    Rich and reliable history

    Since 1851 Western Union has been helping people move money around the world. So, you’re in experienced hands when sending money from Canada to the USA.

    Close and convenient agent locations

    Wherever your receiver is – from Miami to Seattle and everywhere in between – with more than 59,0001 agent locations across the states, you can easily find a nearby agent location for cash pickup.

    Sign up to send money to the US today

    Sign up now

    Fast and simple registration

    Register for free to transfer money from Canada to the US today.

    Track every money transfer

    Follow your money online and via our app to see when it arrives in the US.

    Save and resend

    Save the details of your popular receivers to make fast repeat payments to loved ones in the US.

    Sign up now

    Frequently asked questions

    How do I send money to a US bank account online?

    Sending money to a US bank account online is quick and easy. You can send money to qualifying bank accounts using your credit2/debit cardor pay by bank transfer. To transfer money from Canada to a US bank:

    1. Register and verify your free profile or log in. Click ‘Send now’ to start your money transfer to the US.
    2. Enter ‘United States’ as the destination and choose the amount you’d like to send. Money transfer times vary per destination, but you can view the times as you make your selections.
    3. Select ‘Bank account’. Choose a past receiver or enter your new receiver’s bank account details.
    4. Pay with your credit2/debit card or by bank transfer.
    5. Review and confirm your money is on the way. We’ll send you a confirmation email with a tracking number (MTCN), which you can share with your receiver to track the funds.

    Start sending money online

    How can I transfer money from Canada to the US for cash pickup at a Western Union® agent location?

    If you need to transfer money to your receiver quickly, sending money from Canada to the USA for cash pickup is a fast and convenient option. Simply pay by credit2/debit card or bank transfer and the money should be ready for cash pickup in minutes3.

    To pay by credit2/debit card to send money from Canada to the US:

    1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
    2. Enter ‘United States’ as the destination and how much you want to send. Select ‘Cash pickup’ and payment by card.
    3. Enter your receiver’s name and address.
    4. Pay with your credit2/debit card. We will send you a confirmation email with a tracking number (MTCN). Share this number with your receiver for fast cash pickup.

    If paying by bank transfer to send money to the US for cash pickup:

    1. Log in or register and verify your free profile. Click ‘Send now’ to start your money transfer.
    2. Enter ‘United States’ as the destination and the amount you’d like to pay with a bank account. Select ‘Cash pickup’.
    3. Verify your bank account and complete your US money transfer.
    4. We will send you a confirmation email with a tracking number for your transaction (MTCN). Share this number with your receiver for fast cash pick up.

    How do I send money to the US with the Western Union® app?

    The Western Union app lets you send money on the go, anytime and anywhere to a bank account or for cash pickup. Start transferring money from Canada to the US on the move in a few simple steps:

    1. Log in to the Western Unionapp with Touch ID or your credentials. If you don’t have our app, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register for free with an email address. Verify your profile using your driver’s license, passport or government-issued ID.
    2. Start a money transfer by selecting ‘United States’ as the destination country and enter the amount to send. Choose the payout method that works for you – direct to a bank account or for cash pickup.
    3. Enter your receiver’s details.
    4. Pay for your money transfer to the US via credit2/debit cardor with your bank account.
    5. You’ll receive a tracking number (MTCN). Share this number with your receiver to track the funds.

    Download the Western Union app

    How much does it cost to send money to the US?

    Check out our price estimator to get an idea of our transfer fees, current CAD to USD exchange rates and transfer limits. You can generally send up to $7,500 CAD online to receivers in the US – though it depends on the method of delivery. Costs vary based on the amount you send, exchange rates at the time and any transfer fees.

    Estimate price

    Send money internationally

    India
    Mexico
    Jamaica
    Dominican Republic
    Canada
    Colombia
    Pakistan
    China
    United Kingdom

    Still have questions or need help?

    Contact our Customer care team or visit our FAQ page for more information.

    See FAQs

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    1 Agent location count effective as of September 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    Send money to the US | Western Union Canada (2024)

    FAQs

    Send money to the US | Western Union Canada? ›

    There are multiple ways to send money from Canada to the United States. Some ways are cheap, and others are quite expensive. There are multiple online international money transfer services, or you could use PayPal, a bank or wire transfers by making a payment online using their different payment options.

    Can I send someone money from Canada to US? ›

    There are multiple ways to send money from Canada to the United States. Some ways are cheap, and others are quite expensive. There are multiple online international money transfer services, or you could use PayPal, a bank or wire transfers by making a payment online using their different payment options.

    Can I send Western Union to USA? ›

    Money transfer to the United States, your way

    You can send money straight to your receiver's bank account or send it to a Western Union location in the United States for a cash pickup in minutes2.

    Can you send money from Canada to the US through Zelle? ›

    Can I use Zelle® internationally? To use Zelle®, the sender and recipient's bank or credit union accounts must be based in the United States.

    How much does Western Union charge to send $1000 to the USA? ›

    Assuming you're sending bank-to-bank, Western Union generally charges between $6.47 and $37.60 to send $1,000. However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $5,000?

    Can you send money from Canada to the US through Venmo? ›

    Venmo international transfers are not possible, but if you need to make a transfer, you can use the Wise currency converter tool. Instantly see what rate you will get, and send money in a fast and easy way!

    Is Zelle available in Canada? ›

    No. Zelle is not currently available in Canada. According to its website, to use the Zelle payment platform, “the sender and recipient's bank account must be based in the U.S.” When sending money via Zelle to a mobile phone number, it must be registered in the U.S.

    How to send money with Western Union from Canada? ›

    1. Log in or register and verify your free profile. Click 'Send now' to start your transfer.
    2. Choose the destination and amount you'd like to send. ...
    3. Enter your receiver's name and address.
    4. Pay with your credit/Visa debit card2.
    5. We will send you a confirmation email with a tracking number for your transaction (MTCN).

    Can I send money from Western Union to bank account in USA? ›

    Send money to any US state. With Western Union, you can send money to loved ones across the US. Transfer money for cash pickup at more than 61,0001 agent locations or send money directly to a US bank account.

    How to transfer money to someone in the USA? ›

    What you'll need for your online money transfer to the USA
    1. Register for free. Sign up online or in our app for free. ...
    2. Choose an amount to send. Tell us how much you want to send. ...
    3. Add recipient's bank details. Fill in the details of your recipient's bank account.
    4. Verify your identity. ...
    5. Pay for your transfer. ...
    6. That's it.

    Can you send money from Canada to the US through PayPal? ›

    The short answer is… yes! Paypal is available in over 200 different countries, giving companies the option to make cross-border payments and transfers via the app or website at PayPal.com. However, the process differs slightly depending on whether or not both the sender and recipient have a PayPal account.

    How to receive money from Canada? ›

    How to receive money from Canada.
    1. Create your Wise account. Sign up to Wise and verify your identity in a few steps. ...
    2. Choose how to get paid. Pick CAD as the currency you wish to receive to your Wise account. ...
    3. Share your new CAD account details and get paid like a local.

    Which payment app works in Canada? ›

    As Apple Pay's e-wallet counterpart for Android phones, Google Pay is extremely popular and is likewise compatible with most Canadian financial institutions' credit and debit cards (the app provides a list of the financial institutions that can be linked; for example Simplii Financial was recently added).

    How to avoid Western Union fees? ›

    You can avoid these fees by using a debit card. * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors.

    Is it cheaper to send MoneyGram or Western Union? ›

    Overall winner for Western Union vs MoneyGram rates and fees - It's a tie! Western Union and MoneyGram provide similar payouts. Western Union tends to provide cheaper fees while MoneyGram generally provides better exchange rates.

    Can I send $20000 through Western Union? ›

    What are your online transfer limits with Western Union? Western Union unverified accounts can usually send up to 3,000 USD. If you want to send more you must verify your account with some ID - once verified, the upper limit can be 50,000 USD.

    Is there a limit to how much money I can transfer from Canada to us? ›

    There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully. The penalties for inaccurate declaration and non-compliance can be severe including heavy fines and/or confiscation of funds.

    Can I use PayPal to send money from Canada to the USA? ›

    The short answer is… yes! Paypal is available in over 200 different countries, giving companies the option to make cross-border payments and transfers via the app or website at PayPal.com. However, the process differs slightly depending on whether or not both the sender and recipient have a PayPal account.

    How can I send money to my friend in Canada from USA? ›

    Best ways to send money to Canada
    1. Direct Debit. Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. ...
    2. Bank Transfer. ...
    3. Debit Card. ...
    4. Credit Card. ...
    5. Apple Pay. ...
    6. Google Pay.

    Can I send money from Canada to the US using Apple Pay? ›

    Sending and receiving money with Apple Pay and the Apple Cash* card are available only in the U.S. These services are provided by Green Dot Bank, member FDIC.

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