Send money to a debit or credit card| Western Union the FR (2024)

Transfer money to a debit or credit1 card with Western Union. The transfer process is quick and easy, so we’re here to guide you through what you need and how it works.

Support friends and family wherever they are in the world with ease and start transfer money to bank cards with Western Union.

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How to transfer money to debit and credit1 cards with Western Union

Send money to a debit or credit card| Western Union the FR (1)

Register for a free Western Union profile at westernunion.com or on our app

Head over to westernunion.com or download our app. Register for your free profile in a few easy steps. If you already have a profile, simply log in. Once you’ve done that, you can make your first transfer to a debit or credit1 card in a few simple steps.

Send money to a debit or credit card| Western Union the FR (2)

Choose how much you want to send and where

Navigate to ‘Send now’ and choose the destination country where you want to send money. Once you’ve checked whether your destination country is covered by our card service, enter the amount to send. You’ll then see how much your receiver will get in their local currency. Check exchange rates and transfer fees2 before you send.

Send money to a debit or credit card| Western Union the FR (3)

Choose how you your receiver wants to get their money

Choose debit or credit1 card as the receiving option, before moving onto selecting your payment method.

Send money to a debit or credit card| Western Union the FR (4)

Choose how you want to pay

You can send money to your receiver’s debit or credit1 card by choosing to pay with either a bank card, Sofort, or bank transfer. You can also use Apple Pay® on our app.

Send money to a debit or credit card| Western Union the FR (5)

Provide all your receiver’s details

You’ll need to supply your receiver’s:

  • Full name
  • Address
  • Bank card number

Double-check everything you enter here, as incorrect information could mean your transfer is delayed, falls through or goes to the wrong person.

Send money to a debit or credit card| Western Union the FR (6)

Select the purpose of your transfer

Add in the purpose of your money transfer so we know why you’re sending money to a card. This way financial institutions know everything is above board and good to go. You’ll also need to select how you’ve sourced your funds.

Send money to a debit or credit card| Western Union the FR (7)

Finalize and pay for your transfer

Pay for your money transfer with your chosen payment method to complete the process. The money will be taken from your account and deposited into your receiver’s bank account linked to their card. This usually takes anywhere from a few minutes to around 1-5 business days, depending on the destination country.

Register to transfer money to a credit1 or debit card today

Register now

Convenient ways to send money

Send online

Take advantage of fast and easy money transfers when sending money online.

Send money

Send with our app

Send money on the go whenever you want with the Western Union® app.

Download app

Send in person

Prefer the personal touch? Choose from agent locations in the France to make a seamless money transfer.

Find location

Bank account

Sofort

Credit1 or debit card

Via Apple Pay® in our app

In cash at an agent location

Transfers to credit card in a few taps with our app

Download the Western Union® app to send money to and from a debit or credit1 card on the go in just a few taps.

Download the app

4.5

Send money to a debit or credit card| Western Union the FR (8)

4.4

Send money to a debit or credit card| Western Union the FR (9)

Rating as of 17 April, 2024.

Send money to a debit or credit card| Western Union the FR (10)

Ready to send money?

Get started

Register for free

You canregisterfor a Western Union profile online or via our app for free. Follow a few easy steps to get started.

Track your transfer

Complete your transfer to a debit or credit1card and you’ll get a unique tracking number (MTCN). Use this totrack your money.

Choose how you pay

With a variety of ways to pay, you can choose from credit1or debit, bank transfer, or Sofort when you transfer money with Western Union. Or why not use Apple Pay®on our app?

Resend quickly and easily

Create your free profile to save your regular receivers’ details to resend money quickly and easily for added convenience.

Get started

Send money to a debit or credit card| Western Union the FR (11)

Rely on Western Union for bank card transfers

When you send money to a credit1 or debit card with Western Union, your loved ones can receive funds quickly. This may take up to a few days, however, depending on their location.

The money transfer process is also fast, easy, and convenient. You only need to enter a few basic details, such as your receiver’s name and bank card number.

Frequently asked questions

How can I transfer money online to a debit or credit1 card?

You can transfer money online to a debit or credit1 card by following these steps:

  1. Register for a free Western Union profile or log in with your details.
  2. Click ‘Send now’ and choose the country where you want to send money.
  3. Select how much you want to send and choose the debit or credit1 card’ option.
  4. Choose the payment method you want to use to send the funds.
  5. Enter all the required details, including the receiver’s name and bank card number.
  6. Add the purpose of your transfer and source of funds.
  7. Confirm and pay for the transfer. Use your tracking number (MTCN) to track your transfer to a credit1 or debit card.

What information do I need to transfer money to debit/credit1 cards?

Before you send money to a debit/credit1 card, you’ll need a few pieces of information to hand. These include your:

  • Receiver’s name and contact details
  • Receiver’s bank card number
  • Bank account details
  • Valid form of ID – when you register for verification

What is the IBAN on a credit1 card?

An IBAN – also known as a SWIFT code – is an International Bank Account Number. It’s needed whenever you send or receive money internationally.

Your IBAN can be found on your bank statement. If you’re having trouble locating it, you can contact your bank and they should be happy to help.

How long does it take to transfer to a credit1/debit card?

This depends on which country you’re sending to. When you’re sending money around the world, it can take up to 5 business days.

Have more questions about transferring money to credit1 and debit cards?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

1 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

Send money to a debit or credit card| Western Union the FR (2024)

FAQs

Can I send Western Union to a debit card? ›

Register for a free Western Union profile or log in with your details. Click 'Send now' and choose the country where you want to send money. Select how much you want to send and choose the debit or credit1 card' option.

Can I send money with a credit card from Western Union? ›

With Western Union, you can transfer money using a credit card online, via our app, or at one of our handy local agent locations. All you need to do is have the information of both accounts involved in the transfer (sender and receiver), choose how much you want to send, and where you want to send it.

How do I send money to my debit card? ›

How to send to Visa or MasterCard debit cards. Step 1: Enter a send amount. Step 2: Choose Debit Card Deposit. Step 3: Enter your recipient's Visa or MasterCard debit card number and expiration date on our secure page.

How do I transfer money into a credit card account? ›

How to transfer money from your bank account to a credit card?
  1. Step 1: Log in to your online banking account. ...
  2. Step 2: Navigate to the money transfer section. ...
  3. Step 3: Choose the receiving account. ...
  4. Step 4: Specify the transfer amount. ...
  5. Step 5: Confirm the transfer. ...
  6. Step 6: Completion and confirmation.
Sep 7, 2023

Why won't Western Union accept my debit card? ›

Your bank may decline your payment due to: Insufficient funds in your bank account. Unusually large payment exceeding your bank limits. Your card may not be enrolled for secure authentication.

Can I use Western Union to transfer money to a bank account? ›

Send money to bank accounts around the world. You can save your receiver's information to make repeat bank transfers quickly and easily. The Western Union® app lets you send money from wherever you are, directly to your receiver's bank account. You can also start a bank transfer on the app and pay at an agent location.

How much does Western Union charge to send $100? ›

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

How do I send money to my credit card? ›

If the ATM has a bill acceptor, you can make a cash transfer to a card:
  1. Enter the ATM menu.
  2. Select the "Transfer to Visa card" service.
  3. Enter the recipient's card number. ...
  4. Check the correctness of the recipient's Visa card number, the amount of the transfer, the amount of the fee and confirm the transfer.

Can I send money from a prepaid card through Western Union? ›

Enjoy all the great benefits of a Prepaid Visa Card, with the power to send and receive Western Union money transfers on the go. Simply order your card online or get one at one of our agent locations, load it with funds, activate, and you're all set!

Can I send money to myself with Western Union? ›

Simply send money to yourself and pick up cash in local currency when you arrive at your destination. Enjoy the freedom of having the money you need, when and where you need it. Conveniently access your cash at our global network of more than 500,000 agent locations.

Can I send money to a prepaid debit card? ›

You can load money onto your prepaid debit card by logging onto the website of the card issuer and transfer money across from another account. Many prepaid debit card issuers have their own mobile apps and you can use them to load funds onto your card from another account.

Can a debit card receive money? ›

There is an easy way to receive money. Simply ask your family to select Visa Debit card deposit when sending money to your account.

Can you send money through Western Union with a credit card? ›

WU accepts Visa® and MasterCard® credit cards*. *Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Note: American Express and Discover payment cards are not accepted for Telephone money transfer.

Can you receive Western Union on a debit card? ›

To change from cash pickup to receive money directly to a debit card: Log in to your Western Union profile. Select 'Track transfer' and follow the instructions on the screen.

Can I put money into my credit card? ›

You can't add money to a credit card like you would a prepaid card. That's because credit cards work a little differently. The card issuer sets a credit limit that you can spend up to. You can free up funds on your credit card account by paying down the balance.

Can you send money to a Visa card? ›

It's simple

All you need is your recipient's 16-digit Visa Debit card number. Skip the confusion of bank routing numbers, wire codes, bank addresses and more.

How long does it take Western Union to send money to a bank account? ›

Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country. Bill Payment may vary depending on the selected speed of delivery or the biller. Mobile Money Transfer (transfer to a receiver's mobile wallet) – generally delivered within minutes*.

How to send money through Western Union without a bank account? ›

How to send money without a bank account
  1. Open our website or download our mobile app and register or log in.
  2. Start the money transfer in the app or on the web.
  3. Pay at a Western Union shop in cash within 24 hours taking into account what you have set up when scheduling the transfer.
Dec 12, 2023

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