Self Financial Public Community (2024)

FAQs

What is self-lender on my bank statement? ›

Self, previously known as Self Lender, is an online lender that offers credit-builder loans meant to help people build credit and save money.

Self is a credit building platform that operates in the financial services industry, focusing on increasing economic inclusion and financial resilience.

Self Financial is headquartered in Austin, 901 E 6th Street, Suite 400, United States, and has 1 office location.

The Self Lender phone number is 877-883-0999. This is the phone number for Self Lender, Self Financial, Inc., also known as Self. inc, and currently known as Self.

After all payments are made, you get access to the money minus the finance charges (the administrative fee and the interest you are charged). If you decide to close your account before it's paid off, you can access the money in the CD, minus fees and interest, and the amount you still owe.

Self, an Austin, Texas-based startup founded in 2014, is an online lender that offers credit-builder loans that help customers with little or no credit build up their payment history. Self claims that the average customer raises their credit score by 49 points.

About Self Financial Self Financial is a credit-building platform that works to increase economic inclusion and financial resilience through easy-to-use products that make building credit accessible.

James Garvey is the CEO and Founder of Self Financial. Self is the third start-up company which James launched. He started Self after his own experience building his credit score.

Call 877-883-0999 and choose option 1. Please note, if you call from a number that is not on file with Self, you will need to verify your identity prior to receiving the option to cancel your account. You will then be prompted to verify your account information.

Lead Bank is a community bank based in Kansas City that partners with Self Financial to bring you certain Self accounts. Because of this, you may see the entry on your credit report as "sf/lead bank" or "sf lead bank." The "sf" is a placeholder for Self Financial.

How to get payout from self? ›

You do not receive funds until after your loan matures and/or after all loan payments have been completed. Please note - once an account has been completed, funds will typically arrive within 10-14 business days via either check or direct deposit, depending on the payout method you selected.

BBB files indicate Self Financial Inc. has a pattern of complaints concerning contract and credit reporting issues. Specifically, consumer complaints allege objections about debts listed on their credit report including questions regarding liability for debts from Self Financial and/or Lead Bank.

You should apply at least four weeks ahead of when you need money. Your school will need to approve the loan amount you have requested. Depending on the time of the year, this approval may take a few days to a few weeks.

Right now, you can only have one Self Credit Builder Account open at a time. After you complete one Credit Builder Account though, you can apply for another, with a few exceptions. You can also access the Self Visa ^® Credit Card a few months after opening a Credit Builder Account if you're eligible.

Self is a financial technology company with a mission to help people build credit, particularly those who are new to credit or who might not have access to traditional financial products.

Self credit builder works by issuing a loan to be paid off over 24 months. As you make payments on-time and in full, you will qualify for the Self Visa® Credit Card, and Self will report your payment activity to the credit bureaus as an installment loan.

Call 877-883-0999 and choose option 1. Please note, if you call from a number that is not on file with Self, you will need to verify your identity prior to receiving the option to cancel your account. You will then be prompted to verify your account information.

Lead Bank is a community bank based in Kansas City that partners with Self Financial to bring you certain Self accounts. Because of this, you may see the entry on your credit report as "sf/lead bank" or "sf lead bank." The "sf" is a placeholder for Self Financial.