On-Ramp | The best solution for buying crypto on your site (2024)

Crypto On-Ramp

Our on-ramp gives you global coverage, seamless revenue sharing, and zero risk of fraud or chargebacks. All in a few lines of code.

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One small snippet of code to help you scale your business quickly.

Our on-ramp can be integrated into your app or website in 10 minutes —see for yourself.

npm install --save @moonpay/react-native-moonpay-sdk

JavaScript

import {View, Button, Text} from 'react-native';import {useMoonPaySdk} from '@moonpay/react-native-moonpay-sdk';const YourComponent = () => { const {openWithInAppBrowser, generateUrlForSigning, updateSignature} = useMoonPaySdk({ flow: 'buy', environment: 'production', params: { apiKey: 'pk_live_key', }, });};
import {View, Button, Text} from 'react-native';import {useMoonPaySdk} from '@moonpay/react-native-moonpay-sdk';const YourComponent = () => { const {openWithInAppBrowser, generateUrlForSigning, updateSignature} = useMoonPaySdk({ flow: 'buy', environment: 'sandbox', params: { apiKey: 'pk_test_key', }, });};

We are using your test API key as you are in sandbox mode.

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Accept Visa, Mastercard, Apple Pay, Bank transfers, and more

We support all the payment methods that your users expect — from credit cards to wire transfers.

See our payment methods

No wallet? No problem

We’ll help them open a BTC or ETH wallet that supports hundreds of assets.

Learn more

Revenue sharing from the start

You can enter your revenue sharing percentage when setting up your developer account.

Get started

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We're plug and play with your codebaseGet set up with us

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You're always in control with our dashboardSee our dashboard

No Chargebacks. Guaranteed.

We handle all the card processing, so you’ll never need to worry about fraud or disputes.

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Get setup in 10 minutes

Our test environment and docs make integrating with MoonPay easy.

Get started

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Built for better approval rates

We help more buyers successfully pay by card and complete a purchase.

Learn more

Check out in under 30s

Crypto was designed to go beyond borders

And our on-ramp is no exception. We can help your wallet operate in more places around the world.

30+

Supported Fiat Currencies

110+

Supported Cryptocurrencies

160+

Supported Countries

Testimonials

Hear from our partners

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Increased revenue by over 500% after integrating MoonPay’s global payments solution.

“MoonPay’s payments solution has been instrumental in growing revenues at Bitcoin.com. Their product is not only built with the user experience in mind — for merchants, it is safe, fast, and highly scalable.”

On-Ramp | The best solution for buying crypto on your site (43)Dennis Jarvis, CEPBitcoin.com

User Reviews

See what our customers say

We're the highest-rated, most-reviewed on-ramp on the market.

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4.2 Rated by 73,772 people

Support

Got questions? We’re here to help.

An onramp is a payment gateway that lets you convert traditional money (sometimes called fiat) into cryptocurrencies, such as Bitcoin or Ethereum.

They serve as an easy way to get into crypto because often all you need is a credit or debit card. However, the best onramps accept a wider range of payment methods. MoonPay, for example, accepts wires, Apple Pay, Google Pay, SEPA, and more.

If you’re wondering how an onramp might help your business, let’s run through an example.

Say you have a user who wants to swap some USD for BTC. With a crypto onramp like MoonPay, you can offer a way to do that straight from your website or app. All your user would need to do is specify the amount of BTC to purchase, and then pay using their preferred payment method. The onramp service would handle the rest and deliver the BTC to their crypto wallet. Easy.

You mostly see onramps being used on centralized exchanges (CEXs) and decentralized exchanges (DEXs).

Fiat onramps are online platforms that handle fiat to crypto conversion. They tend to do everything from processing payments to delivering crypto wallets.

In the crypto space, fiat currency is the term given to traditional currencies such as USD, EUR, and JPY.

Even if you’re not interested in new cryptocurrencies such as BTC, there are often stablecoin equivalents of most popular fiat currencies. And by buying these, you can still access a wealth of web3 projects.

The best fiat onramps make the process of paying in fiat and getting crypto totally seamless. That’s why MoonPay lets you use popular payment methods like credit cards and wire transfers.

After using a fiat onramp to purchase crypto, you can store it in a wallet, or trade it for other tokens on a crypto exchange.

Crypto onramps are services that let apps and websites offer a way to exchange fiat currency for cryptocurrency. If you’ve ever purchased crypto before, you’ve probably used one.

Popular examples include MoonPay — which is the leading provider in the space. But wallets like MetaMask, decentralized exchanges such as Uniswap, and centralized exchanges like Coinbase, all offer onramp functionality too.

There are many fiat onramp providers out there, so it’s important to choose the one that’s right for you and your business. Here are some factors to consider:

  • Onramp reputation: Before selecting a fiat onramp, you should research a provider’s customer reviews and ratings on external ratings sites like Trustpilot. MoonPay, for instance, is rated ‘Great’ with 4.2 stars out of 5. If you want an onramp to crypto, always make sure to choose one that has a great reputation and strong security practices.

  • Payment methods: Different fiat onramps offer varying payment methods, such as cards and bank transfers. And not all providers have the kind of international coverage you might require. MoonPay offers a wide range of payment methods around the world. Those include credit and debit cards, bank transfers, mobile options like Apple Pay and Google Pay. It also offers local options such as SEPA in the EU, Open Banking in the UK, YellowCard in Nigeria, and PIX in Brazil.

  • Transaction fees: All fiat onramps will include transaction fees for users to onramp crypto. These fees will depend on things like the payment method, order size, and market conditions. MoonPay charges a small processing fee, as well as a dynamic fee that's based on network activity.

  • Transaction speed: Choosing a fiat onramp could come down to how quickly you need your crypto. Centralized exchanges allow you to make instant deposits and trades, though you’ll need to wait if you want to withdraw any crypto. MoonPay’s fiat to crypto onramp allows you to buy crypto in minutes using a card — so you don’t need to wait days for funds to settle on an exchange.

  • Supported cryptocurrencies: If you’re looking to convert fiat to crypto, you’ll need to find a fiat onramp that supports the specific cryptocurrency you want to purchase. Most onramp options will offer popular tokens like Bitcoin and Ethereum, but if you’re looking to buy more niche tokens then you’ll have to look for onramps that offer greater coverage. MoonPay offers more than 100 cryptocurrency tokens, including BTC, ETH, USDT, BNB, and USDC.

  • Fiat currency and country coverage: Depending on where you live, you may be limited in your options to convert fiat to crypto. Some fiat onramps may have limited token offerings based on regional restrictions, and may not have coverage at all in certain countries. MoonPay offers coverage in more than 160 countries and most US states.

See more in Help Center

Get started with our SDK

We’ll walk you through getting set up with MoonPay. Just enter your business email to create a developer account.

Create account

There’s more to MoonPay than just buying crypto

Once you’re integrated, it’s easy to add support for selling or swapping crypto as well.

On-Ramp | The best solution for buying crypto on your site (45)Off-RampSell crypto. Lightning fast.Learn more

On-Ramp | The best solution for buying crypto on your site (46)SwapsCross-chain swaps between 700 tokens.Learn more

On-Ramp | The best solution for buying crypto on your site (2024)

FAQs

On-Ramp | The best solution for buying crypto on your site? ›

Moonpay is an on-ramp platform that is simple and easy to integrate. It is ideal for businesses and can be customised to your taste. Moonpay is focused on making customer journeys easy and speeding up the payment process. Coinbase is a popularly known crypto on-ramp platform that is user-friendly.

What is the best crypto off-ramp? ›

Comparison between top-rated crypto off-ramps
PlatformCurrenciesSecurity
Kraken240+High
Bitstamp80+Strong
Gemini80+Top-notch
Coinmama100+Standard
8 more rows
Jan 31, 2024

Is ramp safe to buy crypto? ›

This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. At Ramp you can buy crypto with credit cards, debit cards, bank transfers, and more.

What happens when I purchase crypto via ramp? ›

Ramp facilitates the purchase of cryptocurrencies for users. It acts as an intermediary to enable the transaction but does not own or manage the user's cryptoassets. The user is the owner of the purchased cryptoassets and is responsible for their safekeeping. This includes managing and securing their own crypto wallet.

What is the best way to off-ramp crypto to fiat? ›

Converting crypto to fiat

One standard off-ramp method is withdrawing funds from crypto exchanges to bank accounts. Users can sell their cryptocurrencies on exchanges and then initiate a withdrawal request to receive the fiat currency in their linked bank account.

What is the on ramp solution for crypto? ›

An onramp is a payment gateway that lets you convert traditional money (sometimes called fiat) into cryptocurrencies, such as Bitcoin or Ethereum. They serve as an easy way to get into crypto because often all you need is a credit or debit card.

What is the safest platform to buy crypto? ›

Best Crypto Exchanges and Apps of July 2024
  • Best for Low Fees and Best for Experienced Traders: Kraken.
  • Best for Beginners: Coinbase.
  • Best Mobile App: Crypto.com.
  • Best For Security: Gemini.
  • Best for Altcoins: BitMart.
  • Best for Bitcoin: Cash App.
  • Best Decentralized Exchange: Bisq.

What is the difference between off ramp and onramp? ›

On-ramps facilitate the entry of fiat currency into the cryptocurrency market, whereas off-ramps enable users to sell cryptocurrencies, transforming them into fiat currency or other tangible assets.

Which is the safest app to buy crypto? ›

The Top 12 Best Crypto Trading Apps Ranked
  • Coinbase – One of the America's largest regulated exchange and publicly traded crypto company.
  • Kraken – Trusted and safe exchange with lightning network integration.
  • eToro – A multi-asset CFD broker with low fees and copy trading features.
Jul 7, 2024

How long does ramp take to deliver crypto? ›

Generally, your crypto will arrive between 5-20 minutes. Some transactions may take a few hours to complete. This could happen if it's your first purchase, because Ramp may need to conduct additional checks.

Does ramp work in the USA? ›

Ramp is available in 150+ countries and territories and in 33 US states (plus the District of Columbia). You'll find a list of all supported regions in the table below.

Is ramp regulated like a bank? ›

Ramp is registered as a Cryptoasset Business with the Financial Conduct Authority (FCA) in the UK. This means that we uphold strict protocols to ensure compliance with anti-money laundering (AML) requirements and other controls against financial crime.

How to off-ramp crypto in the US? ›

Find a buyer willing to purchase the crypto with fiat through online forums or websites. Agree on a price and payment method with the buyer. Transfer the crypto to the buyer's digital wallet. Wait for the buyer to transfer the agreed-upon amount of fiat to the seller's bank account or another payment method.

What is the easiest way to withdraw crypto to fiat? ›

The most straightforward way to withdraw crypto to a bank account is by selling it through a cryptocurrency exchange, peer-to-peer trading platform, or fintech company. This way, you convert the selected crypto to fiat and send money to your bank account.

What is the best platform to convert crypto to fiat? ›

Here is our list of best crypto to fiat exchanges that have a good reputation in cashing-out funds.
  1. Bitstamp. Bitstamp is the leader in this area due to the fact that it has no limit on withdrawal amounts. ...
  2. Kraken. ...
  3. CEX. ...
  4. OKCoin. ...
  5. Coinbase.

What is the most promising crypto right now? ›

The Top 10 Crypto Coins of 2024 for Maximum Returns
  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Binance Coin (BNB)
  • Cardano (ADA)
  • Solana (SOL)
  • Polkadot (DOT)
  • Avalanche (AVAX)
  • Chainlink (LINK)
Jul 9, 2024

What is the crypto with the most potential? ›

The Highest Potential Cryptos to Buy
  • PlayDoge – Fast-growing crypto inspired by Doge meme, with viral potential.
  • The Meme Games – Hot new Olympic-themed coin with popular meme characters.
  • Sealana – The next Solana meme coin to explode with 100x growth potential.

What is the best crypto to hide money? ›

Privacy coins
Privacy coinsPriceMarket cap
1 Monero XMR$ 159.52 $ 2.94B$ 2.94 billion
2 Zcash ZEC$ 30.82 $ 503.18M$ 503.18 million
3 Dash DASH$ 27.58 $ 327.60M$ 327.60 million
4 Decred DCR$ 13.87 $ 224.54M$ 224.54 million
48 more rows

Which crypto will dominate? ›

Ethereum is the most valuable altcoin. In crypto lingo, that means it's an alternative to bitcoin. The leading altcoin's blockchain was the first to integrate smart contracts, or code designed to run decentralized applications. The ethereum network has more than 4,400 dApps.

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