''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2024)

My boyfriend is not financially ready for marriage. We have been dating for some time now and I do not see any sign in his finances that he is ready for us to get married. We both desire to get married but he just does not have enough yet.”

Are you in a similar situation as the one above?

Are you and your boyfriend thinking about getting married, yet your boyfriend is not financially ready for marriage?

This post is for you.

It can be frustrating to be in a situation like this, but it is good to know where you are at the moment to enable you to know how to approach it.

A man not being financially ready for marriage is enough reason for the marriage not to have happened yet.

It may be that he does not have enough money or a stable job.

It can also be that he is not financially wise and lacks financial literacy.

Both of these things show that your boyfriend is not financially ready for marriage; it is essential not to rush into one.

Marriage is beautiful, and getting married to the one you love is one of life’s best experiences.

However, you need to know that marriage is a marathon, not a sprint.

It is not a short-term arrangement that can be rushed into and will be over in a short while.

It is a long-term adventure that comes with new realities and responsibilities.

Starting from the event- the wedding- it doesn’t matter how small a wedding is, it will still cost money.

After moving into the marriage, financial readiness is even more required.

My Boyfriend Is Not Financially Ready For Marriage: 7 Steps To Take

1. Do Not Be Under Pressure

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (1)

The worst thing you can do for yourself in a situation like this is to succumb to pressure and let it drive you.

It is understandable and okay to desire marriage.

However, it is essential to understand a marriage can quickly change from a beautiful thing that makes you happy to a sad situation.

Being in a financial crisis takes a toll on couples, and you do not want to walk into that knowingly.

So, don’t give in to pressure.

2. Do Not Put Him Under Pressure

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2)

Not only must you avoid pressure on yourself, but you must also avoid putting it on your partner.

What your partner needs right now is knowledge and financial help, not pressure for marriage.

It is okay to encourage and motivate your partner to do better but be careful not to put pressure on him.

Putting your partner under pressure is unfair, and it can also hurt your relationship.

Your pressure can scare him away or worse, make him rush into a marriage with you when he is not financially ready; this is dangerous.

4. Look At His Current Efforts

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (3)

Sometimes, it is okay not to be there yet financially.

But it is unacceptable to be lazyand comfortable with where you are, especially as a man.

If your man is not in a great place financially, it is not an unusual state. But a man who has plans for marriage and wants to be responsible must be putting in the effort.

Observe to see if your boyfriend is working on getting better financially and if he is teachable.

A diligent man who is teachable and willing to be better may not currently have a lot, but he has good potential.

If he lacks all of this, that is a bad sign.

5. Are You Both Ready For Marriage?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (4)

Although money is of great importance, it is not all there is to a marriage.

While your boyfriend is getting better financially, ask yourself if you see a husband in him and if he possesses the qualities of a good husband.

To have a wholesome marriage, he must be all-around prepared (financially, emotionally, physically, mentally, spiritually, and so on).

Are you also ready for marriage?

Do you have a career plan?

If not, what money beliefs are you holding on to that prevent you from making money?

Is there any skill you can learn to augment your income?

Educate yourself and be sure you have the maturity and commitment it takes for a marriage to work.

6. Are You Also Financially Ready?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (5)

In many homes and cultures, the man is expected to be the greater financial contributor in the home.

But in the season and time we are in, the woman is now expected to be doing well financially too.

Take your eyes off your boyfriend for a minute and ask yourself if you’re financially ready for marriage.

Are you financially literate?

Do you have a stable job or business?

Do you save and know about investments?

At the end of the day, the financial success of your marriage does not depend on one person alone.

It depends on you both.

7. What Are You Both Doing About It?

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (6)

Now that you know the problem – lack of finance- what are you both doing about it?

The solution to this varies depending on your unique situation.

He may need to get a new job or an extra job.

He may need to enroll in financial literacy classes and learn how to use the money well.

For your situation, it may be that you both only need to save more money.

Whatever it is, find out and begin to take steps toward it.

As we said, a lack of financial preparedness is enough reason for a marriage not to start.

Financial issues stress marriages. They can cause resentment between couples and can even end marriages.

It is good that you are aware of your limitations.

Now, all you both need to do is begin to work to fix it.

You may not fix everything overnight, but with consistent efforts and patience, you will see the result and good progress.

It is okay to not be financially ready for marriage at the moment.

But it is wrong to remain in that state and not put any effort to get out of that situation.

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (7)

''My Boyfriend Is Not Financially Ready For Marriage'': 7 Solutions To Fix It - Olubunmi Mabel (2024)

FAQs

What do you do when your partner is struggling financially? ›

What to Do if Your Partner Is Bad or Struggling with Money
  1. Focus on triggers.
  2. Lead by example.
  3. Accept their money problem and have open communication.
  4. Sit down and create a budget together.
  5. Say something before it's too late.
  6. Be a supportive partner and focus on improvement.
Dec 21, 2023

Should you date a financially unstable man? ›

If he's not financially stable and he shows no signs of changing his habits, take that into account when you're deciding whether or not to pursue a serious relationship with him. Money problems are one of the biggest things that couples fight about, and it's totally valid if you want to avoid that stress in the future.

How to deal with a partner who doesn t want to get married? ›

If you've discovered that your partner doesn't want to get married, these are the next steps you should take.
  1. Understand their feelings. ...
  2. Ask if you really want to get married. ...
  3. Decide if this is something you can live with. ...
  4. Look for a compromise. ...
  5. Don't assume they will change their mind. ...
  6. Be prepared to walk away.
Jan 12, 2023

When should you stop trying to fix your marriage? ›

10 giveaways to stop trying to fix a relationship
  1. Ignored needs. ...
  2. Secrecy and fear. ...
  3. Abuse and trauma. ...
  4. You're trying to change your partner. ...
  5. No intimacy. ...
  6. Emotional disconnect. ...
  7. No respect and trust. ...
  8. Equality.
Nov 16, 2023

How do you deal with a financially irresponsible man? ›

5 Ways to Deal With a Financially Irresponsible Spouse
  1. Be Honest With Yourself About Their Financial Tendencies Before Marriage.
  2. Have a Heart-to-Heart With Your Spouse as Soon as Possible.
  3. Take Over the Family Finances.
  4. Seek Counseling and Financial Help.
  5. Protect Yourself and Your Own Finances.
  6. Bottom Line.
Jul 31, 2023

Can financial problems destroy a relationship? ›

A massive 73% of married or cohabitating Americans say they experience relationship tension due to money decisions, according to the American Institute of CPAs. And nearly half of those couples say tension negatively impacts intimacy with their partner.

How to tell if a man is not financially stable? ›

6 Signs Your Romantic Partner Might Be Financially Unstable
  1. You Don't Talk About Money With Each Other.
  2. They Don't Pay Their Bills.
  3. They're Dealing With Addiction.
  4. They're Overspending.
  5. They Want to Control Your Money.
  6. They're Not Prioritizing Their Financial Life.
Feb 28, 2023

At what age should a man be financially stable? ›

At what age should you be financially stable? Financial stability is more about maintaining control over your finances rather than hitting numbers at a specific age. However, aiming to attain stability by your late 20s to early 30s can be beneficial, allowing time for savings, debt reduction and investments.

Should you marry a man in debt? ›

Understand how their debt can affect your future

This can also impact you both in case of a divorce down the road. One partner having student loan debt could delay or prevent you both from making life changes like getting a mortgage or starting a family.

Should I leave him if he doesn't want to get married? ›

If your partner is not interested in marrying, you don't have to break up right away. There are some things you can both do to work towards a more harmonious relationship. Waiting around forever isn't advisable; rather, talking with someone who has experience on the topic may help bridge the gap.

What to do when your boyfriend is not ready for marriage? ›

10 Things to Do If You're Ready for Marriage But Your Partner Isn...
  1. 10 Important Steps You Can Take. ...
  2. Take a Step Back. ...
  3. Understand Your Perspective. ...
  4. Define What Marriage Means to You. ...
  5. Write Down Specific Questions to Ask Your Partner. ...
  6. Follow Up With Open-Ended Questions. ...
  7. Listen to Their Feelings. ...
  8. Speak to a Trusted Friend.
Feb 3, 2023

How do I save my marriage when he doesn't want to? ›

How To Save Your Marriage If Your Spouse Wants To Leave
  1. Hang in There a Little Longer. My experience over twenty years with thousands of couples tells me that most people who give up do it too soon. ...
  2. Work on the PIES. ...
  3. Be as Understanding and Accepting as You Can Be. ...
  4. Be Willing to Forgive and Learn to Love Again.
Jul 8, 2024

What are the signs of a dying relationship? ›

What does real trouble look like?
  • There's no emotional connection. ...
  • Communication breakdown. ...
  • Aggressive or confrontational communication. ...
  • There's no appeal to physical intimacy. ...
  • You don't trust them. ...
  • Fantasising about others. ...
  • You're not supporting each other and have different goals. ...
  • You can't imagine a future together.
Feb 26, 2024

At what stage do most marriages fail? ›

After all, almost 50% of first marriages, 60% of second marriages, and 73% of third marriages end in divorce. While there are countless divorce studies with conflicting statistics, the data points to two periods during a marriage when divorces are most common: years 1 – 2 and years 5 – 8.

When it's too late to save a marriage? ›

Until the divorce papers are signed and finalized, it's technically never too late to save a marriage. Many couples have miraculous stories of saving their marriages from the brink of divorce and re-building something better than ever.

How do you deal with a struggling partner? ›

Try distraction techniques together
  1. watch films/TV shows together.
  2. go outside and explore somewhere new.
  3. play instruments/sing together.
  4. listen to music in the dark with each other.
  5. plan different trips you can both go on.
Feb 21, 2020

What to say to someone who is struggling financially? ›

Keep talking about debt
  • Take some pressure off.
  • Let them know they are OK.
  • Inspire them to find help.

What to do when you're financially trapped in a relationship? ›

Seek financial advice

It might be the case that they'll recommend specific pensions or investments designed to make the relationship more equitable and fair for both of you. They'll also discuss wills and estate planning, to make sure your loved ones will be protected once you're gone.

What is the 50 30 20 rule? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

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