Money Saving Tips we can Learn From the Amish Lifestyle (2024)

The Amish lifestyle is one we can learn a lot from when it comes to things like work ethic, values, and finances. Their way of life gives us many ideas on how we can apply the same principles to our lives to save money.

Money Saving Tips we can Learn From the Amish Lifestyle (1)

Over the years we have seen some Amish folk move in the surrounding areas of where we live. I have always been intrigued by the Amish lifestyle. While no culture is perfect, I have been inspired by the way they try to live intentionally with simplicity and frugality.

While we have the Amish living near us, it is still a very small group of Amish. A couple years ago my family and I took a trip to Lancaster, Pennsylvania and we were able to witness the Amish lifestyle on a whole other level.

I loved driving by the Amish farms and witnessing the people hard at work out in their fields. We made sure to make a stop to buy some homemade root beer at one of the farms.

It was a common sight to see the kids happily playing outside, most in bare feet and many playing on scooters. So many horse and buggies out there on the streets and back roads of Lancaster made me feel like I had stepped back in time. The Amish lifestyle definitely feels very different than the way most of us live today.

WHO ARE THE AMISH?

The Amish are people who live very simply, refusing to use modern conveniences or technology and who also wear plain clothing. They don’t have electricity, and they don’t drive cars. They are very family oriented and hard workers.

They believe children are a blessing from the Lord and have large families. Even though having so many kids can be a greater expense, because they live such a simple and frugal lifestyle more children often don’t put a financial strain on them.

The rules for the Amish from one community to another can vary a bit, with some groups adopting a more traditional lifestyle, whereas others have made certain allowances. The most traditional group of all the Amish are called “Old Order.”

MONEY SAVING LESSONS FROM THE AMISH LIFESTYLE

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They have a very simple wardrobe. The Amish sew their own clothes and have only the basics. The women wear the same style dress every day and the men wear the same style shirt, suspenders, and pants every day.

You don’t have to sew your own clothes to save money like the Amish, but you can simplify your wardrobe. That means keeping the number of clothes you own to a minimum. When purchasing clothing, pick shirts that can go with a variety of pants or skirts, and vice versa. Create a wardrobe that is versatile.

Even if sewing clothes is not your thing, you can learn how to patch a pair of pants, or sew on a button when they fall off. This will give your clothes a longer life.

They grow their own food. If you’ve ever had the opportunity to drive through an Amish neighborhood in the warmer weather, chances are you have seen them working hard out in their garden (possibly barefoot while they do it!) Growing your own food will save you money, but it can also make you money. Many Amish people have farm stands where they sell their extra produce.

And of course, after you grow it you can preserve the harvest so that you can enjoy the fruits of your labor all winter long!

They hang your clothes. A clothesline full of clothes drying is a common site outside an Amish home. They hang clothes in all seasons.

Hang your clothes outside on a clothesline instead of using the dryer. In the winter you can find a dry place in your home to hang them as well. We hang ours near the wood stove. If you are really brave you can get rid of the dryer all together to avoid temptation of using it. If you don’t have a clothesline, check out this one here to get you started.

They live with less. A few times I’ve been at the front door of an Amish house and the one thing I’ve noticed when their door opens and you can see right in their home is that it isn’t filled with clutter. They don’t believe in collecting an abundance of material things. You’ll usually notice the outside of their homes are not overly cluttered as well.

You can live with less by de-cluttering and not filling your home with a bunch of items. Instead of shopping learn to live with less. This is a great way to save extra cash.

They cook from scratch. It’s no secret that the Amish are amazing cooks and bakers. Years ago before I used to cook most of my own food from scratch we would always visit the local Amish to buy their amazing donuts or homemade bread. They not only save money by making their own foods from scratch for themselves, they also make money by selling it.

Convenience foods are not only expensive, they usually aren’t that good for you. Learn how to cook from scratch. Want to start by learning how to bake your own bread? Check out this easy step-by-step tutorial to help you.

They shop in bulk. Buying in bulk saves money in two ways – often it is a cheaper price per unit, but it also eliminates extra stops at the store. I can’t be the only one guilty of running into the store to just buy “one” thing, only to come out with an arm full of stuff. Sometimes the Amish run bulk food stores which I have actually purchased my flour and grains from.

If you buy in bulk, consider buying food grade buckets, and these special lids that are perfect for storing bulk foods. I bought these gamma seal lids online years ago.

Money Saving Tips we can Learn From the Amish Lifestyle (2)

While there is an initial expense, they last for a very long time and you don’t have to worry about critters getting into the food. The best part about these lids, though, in my opinion, is that you don’t have to pry them open. I always hate trying to peel off those lids on the 5 gallon buckets. My fingers would always get hurt. These lids you just screw right on. They eliminate a lot of frustration.

They are well worth the expense. So much so that I plan to buy a few more!

They work extremely hard. The Amish are known to be very hard workers. Many are business owners. Really, even though they live a simple life, in a way they are hustlers. They know that to afford the expense of living they need to work hard. Working hard will help you save money as well as pay down any debt you may have.

They work at developing skills. The Amish are excellent at developing skills that help them in their businesses, or in building things for their own homes and families. Need a table? They can build it. Need some clothing? They can sew it. Need a barn? They can raise it!

Furniture making is one of the skills in the Amish community that is quite prevalent. The furniture they make are of high quality, usually one of a kind, not to mention absolutely gorgeous, and because of that they are sought after by many people.

Developing skills in your own life means you can save money by doing it yourself rather than hiring someone else, or those skills you develop can help you make money by selling whatever you create or whatever service you can offer.

They avoid credit. Most Amish do not use credit cards and do not agree with using credit as a means to obtain something. If they can’t afford it they don’t buy it.

I think we all know by now that the less credit we use, the better. If you have multiple credit cards it may be time to get rid of a few, and you can make a decision today to stop using credit to fund various items in your life.

They are savers. When it comes to money, they don’t spend all they have. They know it is wise to put money away for when they may need it in an emergency. Because they don’t believe in racking up a bunch of debt, they are able to save more money because they aren’t paying a monthly debt payment or extra interest.

You can save like the Amish by building an emergency fund to have cash available to you when an emergency arises instead of using credit to cover the costs.

They are off-grid. The Amish do not use electricity. They also don’t have telephones. That means they don’t have the expense of cell phones either, which, let’s be honest, can add up quickly in a home where multiple people own their own cell.

Maybe having no electricity seems impossible to you, but there are other ways to reduce your use of electricity. Heat mostly by wood if you have a wood stove. Consider solar panels. Or you can also make a conscientious effort to turn out the lights, unplug items you aren’t using, and cut back on using energy hogs like the dryer.

Their kids help out. A lot. Extra-curriculars in the Amish community consist of helping on the family farm, doing chores, or helping with the family business. That means the Amish are not paying a bunch of fees for extra-curriculars for their children to be involved in. Instead they believe they can teach them many useful things right at home.

While I am not necessarily suggesting we stop putting our kids in extra-curriculars, I am suggesting we consider “downsizing” the amount of extra-curricular activities we sign our kids up for. If you are out every night is there even one thing you can eliminate? Not only will it create more family time, it will save you money.

They shop secondhand. While the Amish generally don’t acquire a ton of stuff, there are times they do need to make a purchase. If they do, they often shop at secondhand stores first and foremost.

Secondhand stores are the place I tend to go before I consider buying new for a lot of our household items, as well as our clothing. You can save a lot by shopping at thrift stores.

APPLY MONEY SAVING TIPS FROM THE AMISH TO YOUR LIFE

You don’t need to become Amish to save money like they do (plus, I hear it’s quite difficult to become Amish, and frankly, I’m not sure I could live a life without musical instruments. 🙂 ) You can still take some of the simple and frugal living tips from their way of life and apply them to yours.

The homestead life has a lot of similarities to an Amish lifestyle which makes sense since a large percentage of Amish are also homesteaders or farmers. While homesteading does not require you to live by a list of rules like the Amish do, the goal of homesteading is to live a simpler life that hopefully in the end will save you money – even if there are initial start-up costs. Much of the Amish lifestyle revolves around a simpler life as well.

The more you are self-sufficient on your homestead, the less you will have to spend at the stores. The Amish are extremely self-sufficient people who have learned to take care of each other as a group and to not rely on government for help. They know that in order to support themselves and their families they need to be able to do things for themselves.

You can start saving money today by applying some of the principles from the Amish lifestyle to your own life. Not only will it help you save money, it will simplify your life, as well as assist you in becoming more self-sufficient. Often the more we learn to do for ourselves the less it costs us in the long run.

Money Saving Tips we can Learn From the Amish Lifestyle (2024)

FAQs

How does Amish save money? ›

13 Money Secrets From The Amish
  1. The Amish value experiences more than material goods. ...
  2. They're huge savers, often setting aside up to 20% of their income. ...
  3. They loathe debt and try to avoid credit cards. ...
  4. Rather than turn to credit, they'd sooner take up a side job when money gets tight.

What can we learn from the Amish? ›

Live a Very Simple Life. The one thing that the Amish have over most of the rest of us is the simplicity of their lives. They aren't overcomplicating things by taking on more than they should. Instead, they live their life tending to their needs without adding all the extras.

What do Amish do for money? ›

Earning renown as skilled entrepreneurs, the Amish generate income from a diverse array of businesses, ranging from carpentry and construction to retail shops and restaurants. While the Amish are most well-known for farming, community members also provide a variety of services including lodgings and furniture-making.

What is the Amish financial system? ›

Amish people avoid taking out loans, which keeps them debt-free. Additionally, Amish people don't have credit cards because they think that borrowing money should only be done in dire circ*mstances to prevent future financial difficulties. The only time an Amish person might use a credit card is to purchase a farm.

What do Amish buy at Walmart? ›

Walmart's grocery section offers a variety of bulk food items that are essential for the Amish kitchen. Items like flour, sugar, oats, and other staples are commonly purchased.

Are most Amish millionaires? ›

There are indeed wealthy Amish people, but their view of wealth differs from that of most Americans. While they acknowledge the importance of money, the Amish believe it isn't the most crucial aspect of life.

What are 5 practices all Amish have in common? ›

A: Yes, most Amish groups share certain practices: use of horse and buggy for local transportation, rejection of electricity from public utility lines, prohibition against televisions and computers, some type of distinctive dress, beards for men, ending of formal education at the eighth grade, meeting in homes for ...

What are 3 main beliefs that the Amish live by? ›

Beliefs and way of life. Humility, family, community, and separation from the world are the mainstays of the Amish. Everyday life and custom are governed by an unwritten code of behaviour called the Ordnung, and shunning (Meidung) remains an integral way in which the community deals with disobedient members.

What is the Amish mindset? ›

The core Amish values are to lead a simple life of faith. The Amish believe that their religious faith and the way they choose to live are interdependent. These core beliefs lead to a very strong set of values of faith, family, community, and a simple unworldly life.

Do the Amish pay their bills? ›

Yes. They pay income, property, sales, estate, and corporate taxes, and in fact many of them pay school taxes twice -- for both public and private Amish schools.

What is the average income of the Amish household? ›

The tract that contains the most Amish is far from uniform, however. The distribution shows a significant number of families with incomes below $49,000. Twenty three percent of households living in this Census Tract have average incomes of about $42,000. More fascinating is the emergent mode at $75,000.

Do Amish pay tithes? ›

Alms are tithes or offerings donated to the congregation by its members. As with tithes in other Christian churches, members are encouraged to give 10% of their annual income to the Amish church district.

How do the Amish save so much money? ›

If you've ever been to an Amish store then you know they sell everything in bulk. As long as you don't let it go to waste, buying in bulk saves money. A 50 lb bag of oats is going to be cheaper per oz than a small canister from the grocery store. Also, things like oats, flour, etc.

Do Amish people pay mortgage? ›

It only stands to reason that if Amish businesses don't fail, they probably don't have problems obtaining and paying off mortgages, either. Following are ten reasons that the Amish get it right when they do turn to mortgages to finance their homes.

Do Amish have to pay Social Security? ›

Problem: Members of certain religious sects, most notably the Amish, do not accept Social Security or Medicare benefits, and the law consequently exempts them from the requirement to pay Social Security and Medicare taxes if their employers are also members of recognized religious sects.

How do the Amish afford land? ›

Not only do the Amish own land, but they go through the same processes as most other individuals to acquire it. In fact, owning land is an important marker of independence and wealth for many Amish households. They acquire the funds for their assets by selling handmade products and furniture.

Do Amish people get money from the government? ›

The Amish communities strive to maintain independence from the government and they believe that accepting financial help from them compromises their independence. So yes, the Amish do receive stimulus checks and they qualify for one, but they're reluctant to accept help from the government.

Do Amish have social security numbers? ›

While the Amish are governed by the law, they don't want to have social security numbers. However, they do get one when they join the church as an adult.

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