Bankruptcy is a legal process that allows people to get rid of their debts and start fresh. It has several different types, or “Chapters.” Some of these include: Chapter 7 bankruptcy, which discharges unsecured debts; and Chapter 13 bankruptcy, which allows debtors to repay their debts over time.
When choosing a bankruptcy attorney, look for the following important points: 1. Experience.
1. Experience
An experienced bankruptcy attorney San Diego can help you regain control of your finances and start fresh. They will help you decide whether filing for bankruptcy is the right choice and advise you on which types of debt relief are available. They can also assist you in stopping creditor harassment and negotiating with creditors to reduce your debt burden.
Located in San Diego, California, Tokarska Law Center offers legal representation to clients throughout the state. It specializes in bankruptcy cases and provides guidance on filing for Chapter 7 and 13 bankruptcy. The firm also aids in stopping foreclosures and reorganizing student loans. Attorney Kathryn Ursula Tokarska focuses on bankruptcy, estate planning, and taxation matters.
Established in 1991, Bostick Legal, APC focuses on bankruptcy cases in the San Diego area. Its attorneys inform clients about their options for resolving debt problems and guide them in selecting the appropriate course of action, like filing for chapter 7 for discharging debt or chapter 13 for creating a repayment plan. The firm also provides assistance with other legal matters, including divorce, family law, and civil litigation.
2. Reputation
Getting the right bankruptcy attorney can make a world of difference in your finances. It can help you reclaim your financial life and give you the fresh start you deserve. You should find an experienced bankruptcy attorney with a solid track record of success. You can also consider the reputation of the lawyer in the community.
This law firm helps clients with bankruptcy, debt relief, and foreclosure defense. Its attorneys specialize in Chapter 7 and Chapter 13 bankruptcy filings, as well as debt negotiation and student loan consolidation. The firm is a member of the California Bankruptcy Forum and Lawyer’s Club of San Diego.
Before you hire a bankruptcy attorney in San Diego, ask who will prepare your petition. Some firms outsource this work to clerical staff, or even foreign companies. This can be a risk, as local court rules require the appearance attorney at the trustee meeting to be thoroughly familiar with the case and the documents that will be filed.
3. Fees
The cost of bankruptcy can vary widely, depending on the type of case filed and the complexity of the case. For example, a Chapter 7 bankruptcy case is typically more straightforward and may require less attorney time than a Chapter 13 bankruptcy case. Additionally, if a client has positive equity in their home or has debts that are not eligible to be discharged through bankruptcy, these cases will take more time and therefore result in higher legal fees.
Founded in 2014, Joshi Law Group helps clients resolve their debt issues, including filing for bankruptcy or other forms of debt relief. The firm assists clients with obtaining a fresh start by eliminating or reducing their debts and preventing creditor harassment.
The firm also provides assistance with negotiating with creditors and filing for bankruptcy exemptions to protect property from the trustee’s sale. The attorneys at the firm are dedicated to providing excellent client service and make it a priority to keep clients informed throughout the process.
4. Time
A bankruptcy case involves a lot of paperwork and requires multiple court appearances. A small error on a legal form can throw your entire bankruptcy petition into question. Choosing an attorney who has a reputation for being accurate, thorough and timely can save you a great deal of trouble and frustration.
BLC Law Center is a San Diego bankruptcy firm that assists clients with financial insolvency. It helps clients file for chapter 7 to get rid of debts like credit card debts, medical bills, pay day loans and other unsecured debts. It also helps clients with foreclosures, repossessions, wage garnishment, evictions and lawsuits from creditors.
A bankruptcy attorney should be a member of the professional bankruptcy associations to ensure that they are up to date on federal and state bankruptcy laws. Some of these associations even lobby Congress for legislation that benefits bankruptcy debtors. Membership can also indicate that the lawyer is dedicated to his or her practice.
