How to Set Up a UPI Wallet Without a Bank Account | Bajaj Finserv (2024)

FAQs

How to Set Up a UPI Wallet Without a Bank Account | Bajaj Finserv? ›

Yes, you can create a UPI ID without a bank account by using digital wallets that support UPI, such as Bajaj Pay. These wallets allow you to link your UPI ID to the wallet instead of a traditional bank account.

Yes, you can create a UPI ID without a bank account by using digital wallets that support UPI, such as Bajaj Pay. These wallets allow you to link your UPI ID to the wallet instead of a traditional bank account.

Users who do not have debit cards can also register for UPI now. They can use their Aadhar card to set up their UPI PIN. The Aadhar-based verification was introduced in September 2021. To use the Aadhar-based verification, you must link your mobile number with your Aadhar Card and bank account.

You can use UPI without debit cards. You will need your Aadhaar number. The only caveat is that you still need a bank account, and you should link the bank account intended for UPI transactions to the registered mobile number linked to your Aadhaar Card.

Yes, UPI payments can be activated without the internet. To send money, dial *99# on your phone and enter 1. Select your preferred method and enter the recipient's UPI ID, phone number, or bank account number. Next, enter your UPI PIN along with the amount.

Q. Can I use Google Pay without a bank account? You don't need to link your bank account to use Google Pay—you can just add a debit or credit card, though that will only work to pay merchants directly. If you want to use the app to send or request money, you will need to link a bank account.

User downloads the UPI application from the App Store/Banks website. User creates his/her profile by entering details like name, virtual id (payment address), password etc. User goes to “Add/Link/Manage Bank Account” option and links the bank and account number with the virtual id.

Can a UPI PIN be set without a debit card? To create your UPI account without a debit or ATM card, link your bank account to your preferred UPI app and select Aadhaar-based verification instead of using your debit card. Then, submit and verify your Aadhaar details and set up a 4 or 6-digit UPI PIN.

ATM Cash Deposit: Visit an ATM and deposit cash directly into the recipient's account using their bank card details. Bank Branch Transfer: Visit a bank branch and initiate a transfer using the recipient's account details. This option might involve fees. Cheque: Issue a cheque payable to the recipient and hand it over.

How to setup UPI? ›

Pocket UPI is an advanced feature that lets you make UPI payments with your MobiKwik wallet, without the need to link your bank account.

Can Paytm be used without adding a bank account? Yes, you can use your Paytm account without linking it with your bank account. You can use your credit cards, debit cards, or NetBanking facility to add money to your Paytm wallet and complete your transactions.

Q. Can I use Google Pay without a bank account? You don't need to link your bank account to use Google Pay—you can just add a debit or credit card, though that will only work to pay merchants directly. If you want to use the app to send or request money, you will need to link a bank account.

Offline UPI payment is available for most types of transactions, including money transfers, bill payments and merchant payments. It offers a convenient way to make digital payments without requiring an active Internet connection.