How to add money in Paytm without a debit card - CreditMantri (2024)

FAQs

How to add money in Paytm without a debit card - CreditMantri? ›

In most cases, this happens if you have exceeded your KYC limits. The amount of money that you can add to your wallet at any point of time is decided intuitively based on your credit, debit and balance limit.

In most cases, this happens if you have exceeded your KYC limits. The amount of money that you can add to your wallet at any point of time is decided intuitively based on your credit, debit and balance limit.

Logging in to your bank's net banking portal. Navigating to the credit card section or transfer funds section. Looking for an option like "transfer from credit card" or "cash advance." Entering the amount you want to transfer and your bank account details.

On January 31 2024, the Reserve Bank of India (RBI) barred Paytm Payments Bank Limited (PPBL) from accepting deposits or top-ups in any customer account, prepaid instruments, wallets, FASTags and NCMC card after February 29, 2024, due to ongoing non-compliance and material supervisory concerns.

Can I use Paytm without linking my bank account? ›

Can Paytm be used without adding a bank account? Yes, you can use your Paytm account without linking it with your bank account. You can use your credit cards, debit cards, or NetBanking facility to add money to your Paytm wallet and complete your transactions.

Paytm supports both, payments from credit cards and payments of credit card bills at one place, thereby making credit transactions a convenient experience for users.

Yes, you can transfer money from GPay to Paytm using a credit or debit card. To do this, you need to first link your card to both your GPay and Paytm accounts. Once your card is linked, you can initiate a transfer from GPay to Paytm by selecting the appropriate option in the GPay app and entering the desired amount.

Making a Cash Deposit at a Bank

You'll need to provide the recipient's name and bank account number. However, whether or not you're able to deposit cash into another person's account will depend on the bank.

Deposits are typically made to checking or savings accounts, including certificates of deposit (CDs) and money market accounts. You can make bank deposits in numerous ways: with cash as well as checks, direct deposits, money transfers and ATM deposits.

Can a UPI PIN be set without a debit card? To create your UPI account without a debit or ATM card, link your bank account to your preferred UPI app and select Aadhaar-based verification instead of using your debit card. Then, submit and verify your Aadhaar details and set up a 4 or 6-digit UPI PIN.

Aadhaar based KYC at your Nearby KYC Point: You can find nearby KYC points by tapping on http://m.p-y.tm/kyc on your smartphone or visiting this link on your browser. You may also tap on the 'Nearby' icon on the blue strip at the top of Paytm App Home page. You need to carry your Aadhaar and PAN* for verification.

This money/ wallet balance can further be used to make payments at stores, merchants, etc. To open a Paytm wallet account, the user only needs a working phone number, a mobile phone and a stable internet connection. Users need not have a bank account to use Paytm Wallet.