FREQUENTLY ASKED QUESTIONS
How and where can I open a savings account?
It’ll depend on the bank and account you choose. You can open a 360 Performance Savings account in about 5 minutes online, on your mobile device or at a CapitalOne location—no minimum balance required.
To open a no-minimum 360 Performance Savings account, have these things ready: your name, date of birth, mailing address, email, phone number, employment information, annual income, Social Security number and citizenship information. You’ll also need to agree to the terms and conditions. Based on varied factors, you may be denied for a 360 Performance Savings account. Upon approval, you’ll have 60 days to fund your account.Read more about the terms and conditions.
Can I open a 360 Performance Savings account at a CapitalOne location?
Yes, you can open a 360 Performance Savings account at a CapitalOne branch or Café. Since life doesn't just happen during business hours, you can also open a 360 Performance Savings account online or through the CapitalOne Mobile app.
Are savings accounts free?
It depends on your specific account.
Capital One’s 360 Performance Savings account has no monthly fees. You read that right. This is an online savings account with no fees and no minimum to open or keep the account. That means every dollar you earn is yours to save.
Are savings accounts FDIC-insured?
CapitalOne’s 360 Performance Savings accounts are insured by the FDIC up to allowable limits.
