Health Insurance Associates, Inc | Individual Quotes (2024)

FAQs

Why am I getting spam calls about health insurance? ›

Fake Health Insurance Plans: Scammers call and try to sell you health insurance plans that aren't real. Sometimes all they really want is to get your personal information so they can use it for themselves.

If you would like to avoid cold-calls from telephone solicitors, including insurance producers, then you should register your telephone number on the Federal Trade Commission's National Do-Not-Call Registry at www.donotcall.gov.

Administrative Overhead: Health insurers often have substantial administrative overhead, including marketing, underwriting, and claims processing. These costs are passed on to consumers in the form of higher premiums, which can contribute to overall healthcare expenditure.

If you want to stop receiving notifications in the form of prerecorded phone calls, contact the Marketplace Call Center at 1-800-318-2596 and ask to be added to our do not call list. TTY users can call 1-855-889-4325.

Adding Your Number to the Registry

Go to DoNotCall.gov or call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone you want to register. It's free. If you register your number at DoNotCall.gov, you'll get an email with a link you have to click on within 72 hours to complete your registration.

It's better to ignore spam calls. When you decline a call, it can alert the spammer that your phone number is active, prompting them to call you again. If you use a call-blocking tool that uses caller ID, you should never answer calls labelled as spam.

For digital home phones, AT&T also provides two star codes to block calls: *61 to block the last number that called you and *60 to add specific numbers.

You may be reusing an old number targeted for spam calls. Usually, it happens when you get a new phone number that has been previously used by someone else. Scammers may continue to call the number, hoping to reach the previous owner; Your number may be on a robocall list.

Average annual health insurance premiums in 2023 are $8,435 for single coverage and $23,968 for family coverage. These average premiums each increased 7% in 2023. The average family premium has increased 22% since 2018 and 47% since 2013.

Is health insurance even worth it anymore? ›

Health insurance can help reduce your risk of racking up medical debt. Only a handful of states enforce financial penalties if you don't have health insurance but it's still wise to have the financial protection.

Higher Premiums: Individual health insurance premiums are often higher compared to the per-person costs in group plans since the risk is not spread across a larger pool of participants.

Health insurance scams can “spoof” or fake numbers to mimic people and organizations you trust. Never answer a phone number you can't confirm. If you do answer, do not answer any questions. If the call tells you to hit a button to stop getting calls, hang up.

For help picking a plan, call 1-800-318-2596 or make an appointment with an assister. Visit HealthCare.gov to create an account and begin applying online. GREAT!

The National Do Not Call Registry was established to prevent unsolicited sales calls. Registering your home or cell phone number is completely free. If you've already registered your phone number with the Do Not Call Registry and are still receiving a lot of unwanted calls, the calls are most likely from scammers.

Why am I getting so many spam calls? If you have answered a number of robocalls, it may be because the spam caller sold your number to other scammers or telemarketing companies. Remember, if the call is important enough, the caller will leave a voicemail message.

You can register your numbers on the National Do Not Call Registry at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at add your personal wireless phone number to the national Do-Not-Call list donotcall.gov.

If you receive a call, it's because you have been identified as someone who could benefit from a telephone conversation with a nurse. These are not sales calls; no one will try to sell you anything. We are calling with important information that may help you reach your health goals.

Often, the callers claim they are with Medicare or a familiar medical provider, or tell you that your “free” medical alert system is ready for pickup if you “press one.” Once you press a button, however, you will begin to receive more unwanted calls and requests to convince you to disclose your personal information.