Finding a PayPal ATM Near Me: Step-by-Step (2024)

While PayPal is a popular digital wallet, it doesn't have its own network of ATMs. However, this doesn't mean you can't access your PayPal balance in cash. With a little planning, you can easily find ATMs near you that accept your PayPal debit card.

In this blog post, we will explore the options for finding a PayPal ATM near you and provide helpful tips to enhance your PayPal experience.

Understanding PayPal and ATMs

PayPal is a widely used digital payment platform that allows users to make online transactions securely. However, PayPal does not have its network of ATMs. Instead, it relies on partnerships with existing ATM networks to provide cash withdrawal services to its users.

How To Find PayPal ATMs Near Me

1. MoneyPass ATMs are your best bet

MoneyPass is a large surcharge-free ATM network partnered with numerous banks across the US. Using your PayPal debit card at a MoneyPass ATM typically incurs no additional fees from either PayPal or the ATM operator.

How to find MoneyPass ATMs

1. Go to the MoneyPass ATM locator.
2. Enter your ZIP code or allow the app to access your location.
3. The website or app will display a list of MoneyPass ATMs in your area, including their addresses and operating hours.
4. Look for the MoneyPass logo on the ATM or displayed on the ATM screen to ensure it is a surcharge-free option.

2. Other ATM Networks

• Allpoint network: If your bank participates in the Allpoint network, you might also be able to withdraw cash from your PayPal balance fee-free. Check your bank's website or app for details.
• Other networks: While ATMs displaying Mastercard®, PULSE®, Cirrus®, or MoneyPass® logos generally allow PayPal debit card withdrawals, fees might apply depending on the specific ATM operator.

Always check for potential fees before making a withdrawal using a non-MoneyPass ATM. Look for a fee disclosure on the ATM screen before proceeding.

3. Alternatives to ATM withdrawals

• Bank Transfers: Transfer funds from your PayPal balance to your linked bank account and withdraw cash from your bank's ATM network, potentially avoiding Venmo's fees. However, bank fees may apply.

Conclusion

While PayPal does not have its own network of ATMs, it has partnered with the MoneyPass ATM network to provide users with access to surcharge-free cash withdrawals. By utilizing the MoneyPass ATM locator or the PayPal app's ATM locator feature, you can easily find nearby ATMs that accept PayPal withdrawals. Additionally, contacting your bank to inquire about their ATM network and partnerships may also provide alternative options for accessing cash through PayPal.