Apple Pay is an extremely convenient way to purchase items without needing to carry around a wallet or credit card. Over the last few years, more and more vendors have started accepting Apple Pay, making it easier to use than ever before.
Contents
Does Walmart take Apple Pay?
Why Walmart does not accept Apple Pay
How to use your iPhone to pay at Walmart
But one major retailer still doesn’t support Apple Pay — and it seems like it never will. Here’s everything you need to know about Apple Pay, how it works at Walmart, and how to use a different phone-based payment method when checking out at the retailer.
The simple answer is, “no” you cannot use Apple Pay at Walmart. Despite the widespread popularity of Apple Pay, Walmart doesn’t seem to be interested in supporting the payment method. Whether you have an aging iPhone 8 or the latest iPhone 15 Pro, Apple Pay does not work at Walmart.
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Ever since Apple Pay was introduced in 2014, frequent Walmart shoppers have asked the company time and time again to add it to its list of accepted payment methods, but Walmart has continued to ignore it. In fact, Walmart doesn’t accept Google Pay, Samsung Pay, or any other mobile payment methods. Instead, it prefers to push its own internal mobile payment app: Walmart Pay.
Why Walmart does not accept Apple Pay
While it might seem senseless for Walmart to ignore Apple Pay and other mobile payment options given how overwhelmingly popular they are, it’s because the company wants people to be using the Walmart Pay app instead. Walmart Pay is exactly what it sounds like — Walmart’s mobile payment app that functions similarly to the other, more popular ones.
Walmart once claimed that Walmart Pay is more popular than Apple Pay, but even if that were true when the company said it back in 2017, it certainly isn’t true anymore. The company used Walmart Pay’s supposed popularity as an explanation for why it doesn’t support things like Apple Pay and Google Pay, but the reasoning didn’t make a ton of sense in 2017 when the company first said it, and it makes even less sense now.
Regardless of why, the unfortunate reality of the situation is that Apple Pay isn’t available at Walmart, so if you want to use a mobile payment option, you’ll need to download the Walmart app and use Walmart Pay instead.
How to use your iPhone to pay at Walmart
To use an iPhone to check out your items at Walmart, download the Walmart app and sign up for a Walmart account, or log into your account if you already have one. Select the Account tab at the bottom of the screen on the right side and then select the Wallet card. Here, you’ll be able to enter whatever payment method you want to use — such as credit cards, debit cards, or gift cards.
With a card connected to your account, go to a Walmart store and either scan your items using self-checkout or checkout with a cashier. When using self-checkout, scan all of your items and then select Pay on the checkout screen as normal. Once you’ve made it to the payment screen, open the Walmart app on your phone and select the Walmart Pay card on the home screen. When you do, the app will open a QR code scanner. Scan the QR code that’s displayed on the self-checkout screen, and a tab will pop up with your payment methods. Select the card you want to use, and the items will be charged to it.
When checking out with a cashier, tell them that you want to use Walmart Pay when they ask what payment method you’ll be using. They should direct you to a QR code either on the screen that they’re using or on the card reader. Use the QR code scanner in the Walmart app as detailed above to complete your purchase.
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No, Walmart does not accept Apple Pay in any of its stores. This includes all in-store purchases, whether you're shopping for groceries, electronics, or other items.
Unfortunately, Walmart doesn't accept Apple Pay for online or in-store purchases. Walmart doesn't want to pay any transactional fees and encourages customers to use its Walmart Pay mobile wallet. To use Apple Pay at Walmart, you can add your Apple Card to the Walmart app.
While Walmart doesn't directly accept some popular mobile payments like Apple Pay or Google Pay, it supports its own Walmart Pay. Walmart provides specific payment methods tailored to the needs of different customers, such as EBT cards for groceries and health-related spending cards like HSA/FSA for medical purchases.
Walmart isn't the only holdout on accepting Apple Pay, though. Home Depot partnered with PayPal, and now doesn't accept either Apple Pay or Google Wallet. Arby's, Applebees, and Hobby Lobby also don't accept Apple Pay.
Walmart's decision not to accept Apple Pay is strategic. The primary reason is to promote its payment solution, Walmart Pay. By encouraging customers to use Walmart Pay, Walmart aims to retain control over transaction data and reduce dependency on third-party payment systems.
Open the Walmart app on your Android or iOS device. If you've already saved credit, debit or gift cards to your Walmart account, you'll see them listed. If you haven't saved any cards yet, we'll ask you to add one or more credit or debit cards or Walmart gift cards.
Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations. In apps and online. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance.
No, Walmart does not accept Samsung Pay or any other popular "tap to pay" options like Apple Pay or Google Pay. This is because they have their own dedicated mobile wallet system called Walmart Pay. Here is a quick summary: Walmart Pay: This is a mobile wallet integrated within the Walmart app.
Now, Apple Pay is widely accepted at Target whether you're shopping in stores or prefer to shop online. Either way, Apple Pay can be used in stores, online, or via the app. As Target will also accept other NFC payment methods in-store, Apple Pay may have been simply included because it uses the same technology.
You can use other forms of payment at Costco, including mobile wallets like Apple Pay, Google Pay, and Samsung Pay. However, don't bother trying to sneak a different type of card in your mobile wallet.
With numerous big retailers part of MCX and therefore contractually obligated to not accept any competing payments solutions, this means that, in the short-term at least, there may not be wide-enough acceptance of Apple Pay in stores for consumers to feel compelled to adopt it.
Check that you're able to use Apple Pay: Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS, watchOS, macOS, or visionOS. Confirm that you have Face ID, Touch ID, Optic ID, or a passcode set on your device.
If you're planning a physical Walmart adventure, here's how to try your luck with Pay in 4: Gear Up: Make sure you have the PayPal app downloaded and your account is all set up. Prepare for Battle: Head to Walmart with your shopping list and a game face.
Yes, select contactless payments are accepted at Walgreens stores, including tap-to-pay credit cards, Apple Pay, and Google Pay. It's easy, just wave your contactless card or mobile device over the payment terminal and follow prompts on the reader screen.
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