Credit Cards for Fair Credit | Capital One (2024)

A secured credit card requires the applicant to make a security deposit to open their account. This deposit serves to protect the card issuer and, in many cases, the amount you deposit becomes your credit limit.

Secured credit cards tend to be a good option for those looking to build or rebuild their credit. And with consistent, responsible use, you can improve your credit scores, earn back your security deposit* and become eligible for an unsecured credit card.

Unsecured credit cards are likely what you think of as a “typical" credit card—a revolving line of credit that does not require a security deposit.

*With a secured credit card from Capital One, your security deposit will be returned and your account unsecured. All other card terms and features will remain the same.

Credit Cards for Fair Credit | Capital One (2024)

FAQs

What's the easiest Capital One card to get approved for? ›

Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved.

What kind of credit score do I need to get a Capital One credit card? ›

You need a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. Other options are also available for people with lower scores, as it is possible to get approved for Capital One credit card with limited credit history or a bad credit score.

What's the lowest credit limit for Capital One? ›

There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.

What credit card has $5000 limit with bad credit? ›

Compare the best credit cards for bad credit
Credit CardsOur RatingsCredit Limit
Petal® 1 No Annual Fee Visa® Credit Card* Learn More on Petal's secure site4.1 Winner: Unsecured$300 to $5,000
Tomo Credit Card* Learn More on Community Federal Savings Bank's secure site2.4 Unsecured credit card + high limit$100 to $30,000
9 more rows

Is there a credit card that approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What credit card can I get with a 600 credit score? ›

The Discover it® Secured Credit Card is one of the best secured cards that offers rewards, and it's available to people with limited or no credit. You'll have to put down a security deposit, but then you may be able to upgrade to the Discover it® Cash Back and get your deposit back once your credit improves.

What is the lowest limit for Capital One Quicksilver? ›

Simply make a $200 minimum deposit and your account will open with an initial credit line of $200. You can raise your initial credit line by depositing more than the minimum (up to a maximum limit) before activating your card.

How to get a 10k credit limit with Capital One? ›

To get a $10,000 credit limit on a Capital One credit card, you will need to apply for a high-end card like Capital One Venture X and meet the income requirements. Other Capital One cards may offer $10,000 starting credit limits to qualified applicants, but the odds of getting a limit that high are not as good.

What credit cards have $1000 limit guaranteed approval? ›

The Fortiva® Mastercard® Credit Card stands out as a top choice for individuals seeking an unsecured no credit check credit cards instant approval no deposit with a credit limit ranging from $350 to $1,000, offering various benefits including 3% cash back rewards on gas, groceries, and utility bill payments.

What credit card can I get with 350 credit score? ›

The best credit card for a 350 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

What credit card approves a 500 score? ›

Comparing the best cards for a 500 credit score
Card nameAnnual feeSecurity deposit
Discover it Secured® Secured Credit card$0$200
Petal® 2 “Cash Back, No Fees” Visa® Credit card$0None
Mission Lane Visa® Credit card$0 to $59None
Indigo® Mastercard®$0 to $99None
2 more rows
Jan 25, 2024

What is the easiest card to get approved for with a high limit? ›

Best high-limit credit cards
CardBest forMinimum credit limit
Citi Double Cash® CardSimple cash back$500
Chase Freedom Unlimited®Bonus cash back$500
Petal® 2 Visa® Credit CardBuilding credit$300 ($10,000 maximum)
U.S. Bank Cash+® Secured Visa® CardRebuilding credit$300 ($5,000 maximum)
3 more rows
Mar 15, 2024

What Capital One card can I get with no credit? ›

Platinum Secured Credit Card from Capital One.

Is Capital One hard to get approved? ›

Your approval odds for the Capital One Venture X Card are best if your credit score is 740 or higher. Keep in mind, that other factors go into your application as well, including your income and relationship with Capital One.

Can I get a credit card with a 524 credit score? ›

The best type of credit card for a 524 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.

Which Capital One card gives instant access? ›

The Capital One® Walmart Rewards® Mastercard® also offers instant access to credit through the Walmart app for online and in-store purchases.

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