Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (2024)

Travel insurance from USA to India

There are many US travelers to India, a good number of whom have family or friends in the country. However, US travelers to India should buy the best travel insurance from USA to India given the risks involved in international travel. India’s healthcare infrastructure varies dramatically across the country.

Most Indian metropolitan cities like Delhi, Mumbai, Bangalore, Chennai boast of excellent healthcare infrastructure, the same is not true outside the big cities. Also, the healthcare in the good hospitals is not cheap.

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (1)

It is prudent to buy best travel insurance in India which can provide help in navigating through India’s healthcare infrastructure both in terms of identifying good healthcare as well as paying for it along with insuring trip costs and baggage loss or delay. When traveling from the US to India, obtaining comprehensive travel insurance is essential to safeguard yourself against unexpected situations.

Travel insurance to India from USA provides coverage and protection in case of unforeseen events or emergencies during the trip. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay. Cancel for any reason is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for US travelers who are unsure of their travel schedules so that they do not have to lose their travel investment if they do not travel.

American traveler insurance including trip cancellation coverage

US citizens should consider buying trip protection insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the

Cancel for Any reason (CFAR)

insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:

  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.

Following are the best trip insurance plans:

  • IMG Trip insurance

    The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

    Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

    Compare IMG Trip insurance »

  • Safe Travels Trip protection insurance

    Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.

    Safe Travels Voyager

    Safe Travels Protect

    Safe Travels Explorer Plus

    Safe Travels Journey

    Safe travels Explorer

    SafeTravels Armor

    Safe Travels Defend

    Safe Travels Single Trip Protection

    Safe Travels Flex

    Safe Travels Rental Plus

    Safe Travels First Class Trip Protection

    The Safe Travels First Class Trip Protection, Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

    The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.

    Compare Safe Travels Trip Protection insurance »

  • Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (2)

    Trip Protector Preferred insurance

    • Available for US citizens and residents traveling outside the United States
    • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
    • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
    • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation

    Compare Trip Protector Preferred plans »

  • Seven Corners Trip Protection Insurance Plans

    The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.

    Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.

    There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

    Compare Trip Protection insurance plans »

  • Travel Insurance Services Trip Protection Insurance Plans

    Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.

    Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.

International travel health insurance from USA

Trip cancellation insuranceTravel insurance for trip cancellation, baggage delay, trip interruption, unexpected medical expenses traveller and related emergencies.Know more »
Cancel for any reason(CFAR)Optional benefit offered by travel insurance protects some insured trip costs for cancellation of trip due to any reason.Know more »
Rental car collisionTravel insurance for rental car if it is stolen or damaged due to collision, theft, vandalism, natural disaster, or a cause beyond your control.Know more »
US citizen annual travel insuranceUS citizens and resident who are business people and working professionals travel overseas quite often and it is good to have international travel health insurance.Know more »

Best travel insurance coverage for theft gear

American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.

iTravelInsured Travel LX

iTravelInsured Travel SE

U S citizen travel insurance for emergency medical evacuation

Travel insurance that includes emergency medical evacuation coverage is essential for travelers, especially when visiting countries with limited medical facilities or participating in activities that carry higher risks. Emergency medical evacuation coverage is an important component of many travel insurance policies, especially when visiting countries with limited medical facilities or participating in activities that carry higher risks. This coverage can provide crucial assistance and financial support if you need to be transported to a medical facility or back to the United States due to a serious illness or injury. Best travel insurance for medical evacuation covers the cost of transportation to the nearest appropriate medical facility if adequate care is not available locally.

Safe Travels Voyager

iTravelInsured Travel LX

Trip Protection Choice

Safe Travels First Class Trip Protection

American travel insurance for canceled flight

Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursem*nt. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.

Safe Travels Voyager

Safe Travels Explorer

Trip Protection Choice

Safe Travels First Class Trip Protection

Best Trip cancellation insurance for India from USA

Is it worth buying trip cancellation insurance?

Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for India can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

Buy Trip Cancellation Insurance

Cost of best travel insurance from USA 2024

The cost of travel insurance for US citizens can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.

  • Atlas International Insurance

    Coverage range

    $50,000 - $1,000,000

    Price range
    $68 - $109

    Buy now

    • WorldTrips Atlas International is an Ideal for US citizens traveling outside their home country,excluding USA.
    • Atlas International insurance underwritten by Lloyds, London and rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-.
    • Policy maximum options available are $50,000, $100,000, $250,000, $500,000, $1,000,000 and $2,000,000.
    • Deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
    • Covers acute onset of pre-existing conditions up to chosen maximum limit aged up to 79 years (excludes chronic and congenital conditions).
    • This plan covers trip interruption up to $10,000 (not subject to deductible or coinsurance).

    Plan Details Brochures

    Atlas Travel Insurance Brochure Links

    View Atlas travel insurance brochures in different languages:

    • English
    • Chinese
    • Japanese
    • Portuguese
    • Spanish

    Patriot International Lite Insurance

    Coverage range

    $50,000 - $2,000,000

    Price range
    $69 - $93

    Buy now

    • Patriot International Lite form IMG is available US citizens traveling outside their home country,excluding USA.
    • This plan is underwritten by Sirius International Insurance Corporation and rating “A” (Excellent) by A.M. Best.
    • Policy maximum options available are $50,000, $100,000, $500,000, and $1,000,000
    • Deductible options available are $0, $100, $250, $500, $1000, and $2500.
    • Covers acute onset of pre-existing conditions up to chosen maximum limit aged up to 70 years
    • Covers lost luggage benefit up to $50 per item, $500 maximum limit. Not subject to deductible.

    Plan DetailsBrochures

    Patriot International Lite Travel Brochure Links

    View Patriot International Lite insurance brochures in different languages:

    • English
    • Chinese
    • Spanish

    Diplomat International Insurance

    Coverage range

    $50,000 - $1,000,000

    Price range
    $117 - $161

    Buy now

    • Global Underwriters Diplomat International plan is available for people traveling outside their home Country excluding USA.
    • Underwritten by C&F Cayman SPC for and on behalf of ITI SP and rating AM Best Rating: "A" (Excellent)
    • The policy maximum options available are $50,000, $100,000, $500,000, and $1,000,000
    • The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
    • Covers unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)(US Citizens only)
    • Covers interruption of trip up to $5,000 and coverage for lost buggage up to $50 per article; up to a maximum of $250.

    Plan Details Brochure

    Diplomat Longterm Insurance

    Coverage range

    $500,000 - $1,000,000

    Price range
    $414 - $464

    Buy now

    • Global Underwriters Diplomat LongTerm plan is available for people traveling outside their home Country excluding USA.
    • Policy maximum options available are $500,000 and $1,000,000
    • The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
    • Minimum enrollment of 3 months.
    • Underwritten by C&F Cayman SPC for and on behalf of ITI SP and rating AM Best Rating: "A" (Excellent).
    • Covers unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)(US Citizens only).
    • Covers interruption of trip up to $5,000 and coverage for lost buggage up to $50 per article; up to a maximum of $250.

    Plan Details Brochure

    Safe Travels Outbound Insurance

    Coverage range

    $50,000 - $500,000

    Price range
    $100 - $108

    Buy now

    • Safe Travels Outbound from Trawick International is available for US citizens and US residents traveling outside of the US.
    • Underwritten by Crum & Forster SPC and rating “A” (Excellent) by A.M. Best.
    • This policy provides the medical maximum options of $50k, $100k, $250k, $500k.
    • The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
    • Covers pre-exiting conditions after 6 months of waiting period.
    • Covers trip interruption up to $7,500 and coverage for lost buggage up to $1,000 ($250/item, $500/combined limit for valuables).

    Plan Details Brochure

    Voyager Essential Insurance

    Coverage range

    $50,000 - $1,000,000

    Price range
    $72 - $82

    Buy now

    • Applicant's home country must be the US
    • Underwritten by 4 Ever Life and rating
    • The policy maximum options available are $50,000, $100,000, $500,000, and $1,000,000
    • The deductible options available are $0, $100, $250, $500.
    • Pre-existing conditions are covered with a 180-day exclusion.

    Plan Details Brochure

    Intermedical Insurance

    Coverage range

    $50,000 - $150,000

    Price range
    $87 - $102

    Buy now

    • Intermedical insurance form Travel Insure is available US citizens traveling outside their home country,excluding USA
    • Underwritten by Lloyds, London and rating AM Best Rating: A.
    • Policy maximum options available are $50,000, $100,000 and $150,000
    • Deductible options available are $0, $250, $500 and $1000.
    • Covers acute onset of pre-existing conditions up to chosen maximum limit.
    • Covers trip interruption up to $5,000 and coverage for lost checked luggage Up to $500.

    Plan Details Brochure

  • iTravelInsured Travel LX Insurance

    • IMG iTravelInsured Travel LX Insurance is available for US Residents on domestic and worldwide trips
    • Underwritten by United States fire insurance company and rating “A” (Excellent) by A.M. Best.
    • Pre-existing condition exclusion waiver is covered if purchased within 24 hours of final trip payment.
    • Maximum trip duration is 180 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$106
    Buy now

    Safe Travels Single Trip Protection

    • Trawick International Safe Travels Single Trip Protection available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included with this plan.
    • Coverage for a maximum of 90 days

    Plan Details Brochure

    Estimate Plan Cost
    Price range$42
    Buy now

    Safe Travels First Class Trip Protection

    • Trawick International Safe Travels Single Trip Protection available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included with this plan.
    • Coverage for a maximum of 30 days
    Estimate Plan Cost
    Price range$56
    Buy now

    Safe Travels Armor

    • Trawick International Safe Travels Armor plan is available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included if purchased within 14 days of initial deposit.
    • Maximum trip length is 90 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$55
    Buy now

    Safe Travels Rental Plus

    • Trawick International Safe Travels Rental Plus is available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included if purchased within 21 days of initial deposit.
    • Maximum trip length is 30 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$53
    Buy now

    Safe Travels Voyager

    • Trawick International Safe Travels Voyager Insurance is available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included if purchased within 21 days of initial deposit.
    • Maximum trip length is 180 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$55
    Buy now

    SafeTravels Flex

    • Trawick International Safe Travels Flex is available for US residents traveling within the US or abroad.
    • Underwritten by Nationwide Mutual Insurance Company and rating AM Best Rating: “A (Excellent)”
    • Pre-existing condition exclusion waiver is included if purchased within 21 days of initial deposit.
    • Maximum trip length is 30 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$25
    Buy now

    Trip Protection Choice

    • Seven Corners Trip Protection Choice is for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
    • Underwritten by United States Fire Insurance Company and rating A (Excellent) by AM Best.
    • Pre-existing condition exclusion waiver is included if purchased within 15 days of initial deposit.
    • Maximum trip length is 90 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$53
    Buy now

    Trip Protection Elite

    • Seven Corners Trip Protection Elite is for for residents of New York and Washington travelling in the United States /internationally.
    • Underwritten by United States Fire Insurance Company and rating A (Excellent) by AM Best.
    • Pre-existing condition exclusion waiver is included if purchased within 15 days of initial deposit.
    • Maximum trip length is 90 days.

    Plan Details Brochure

    Estimate Plan Cost
    Price range$54
    Buy now

Trip Cancellation Insurance

Highlights of trip cancellation insurance coverage benefits

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (3)

Cancel for Any Reason

Compare travel Insurance with cancel for any reason benefit.

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Trip Delay

Best trip cancellation insurance with quarantine coverage.

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Rental Car

Rental car Insurance for damage, theft, repair of rented cars.

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Trip Cancellation

Trip cancellation insurance for trip expenses if the trip is cancelled.

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Trip Interruption

Trip interruption insurance for travel expenses when a trip is Interrupted.

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Baggage Loss

Travel insurance coverage due to lost, damaged, delayed or stolen luggage.

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Medical Evacuation

Emergency medical evacuation travel insurance coverage.

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Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (10)India - General Information


Location
South Asia


Population
Around 1.44 billion


Currency
Indian Rupee


Language
Hindi, English...


Capital

New Delhi


Best time to visit
Throughout the year.


Vacation spots

New Delhi

,

Mumbai

,

Bengaluru

, Agra, Jaipur,

Goa

, Manali, Shimla,

Chennai

,

Kolkata

, Rishikesh, Araku.

Popular States in India

Delhi
Goa
Gujarat
Kerala
Rajasthan

Popular cities in India

Ahmedabad
Bangalore
Chennai
Hyderabad
Kolkata
Mumbai
Surat
Vadodara

Popular wildlife destinations in India

Jim Corbett National Park
Kanha Tiger Reserve
Ranthambore National Park

Visa free travel countries for US citizens

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Testimonials - From Our Customers

"I am always appreciating good business conduct and when I am coming back here for the longer time span.."

Charlotte

"Thank you for your prompt response. Your prompt response will be highly appreciated.."

Shelie

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."

Lori Fields

Travel health insurance India for US citizens

Short term travel medical Insurance

  • For short term travel vacations ranging from a few weeks to few months (less than a year).
  • This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.

Click here to read more »

Long term health Insurance

  • Ideal for expats working overseas and for US pensioners living outside the US.
  • These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.

Click here to read more »

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Travel insurance for US seniors with Medicare coverage

Does Medicare cover medical costs for US citizens traveling to India

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Know More »

Travel insurance to India from USA - FAQ's

01. Which is the best travel medical insurance fo India from USA?

Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single India travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in India. Our Travel insurance for India from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

02. Do US citizens need travel insurance for India from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for India. Healthcare costs can be high in India, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

03. What does international travel insurance to India from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursem*nt for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circ*mstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursem*nt for essential items if your baggage is delayed.
  • Travel delays: Reimbursem*nt for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

04. How much does India travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting India can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

05. Are pre-existing medical conditions covered by travel insurance to India from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

06. Is travel insurance mandatory for travel to India from USA?

Travel insurance is not mandatory for US citizens visiting India. However, even if not mandatory, travel insurance for India is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

07. How do I choose the right holiday insurance for my trip to India?

When choosing travel insurance for your trip to India, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for India, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Best International travel insurance to India

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Medical evacuation travel insurance for traveling to India

Travel insurance for India who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.

WorldTrips Atlas Medevac

Plan Details Brochure Buy Now

Seven Corners Medical Evacuation and Repatriation

Plan Details Brochure Buy Now

Travel health insurance for India cost

The cost of India visa insurance depends on the following:

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for India online

1: Finding the available international travel health insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

3: Buy the holiday insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

4: Review the travel medical insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (27)

Overseas travel insurance for US residents

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Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (28)

Vacationers can shield themselves best by purchasing the

Cancel for any reason insurance

benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Get Quotes »

Cruise Holiday InsuranceClick here »
Cruise tourist insurance for pre-existing conditionsClick here »

Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting India. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (29)

Family travel insuranceClick here »
Vacation travel insuranceClick here »
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Embassy of India in United States

India Embassy in Washington, DC

2107, Massachusetts Avenue, NW, 20008, Washington, United States

Phone
+1-202-9397000

Fax
+1-202-2654351

Email
amb.washington@mea.gov.in

India Embassy in Texas

4300 Scotland Street, 77007, Houston, Texas, United States

Phone
+1-713-6262148

Fax
+1-713-6262450

Email
cgi-hou@swbell.net

Annual travel insurance

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (30)

These plans are ideal for regular travelers who make many overseas trips annually. The

Annual multi-trip insurance for traveling to India

plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country.

Cheap travel insurance to India from USA links

Travel medical Insurance for India FAQ

FAQs about cheap insurance for India travelers.

Click here to read more »

India Travel medical Insurance Blog

Blog about travel health insurance India travelers.

Click here to read more »

Travel Insurance to India Forum

Customer Queries for USA travelers to India travelers.

Click here to read more »

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost (2024)

FAQs

Best travel insurance India from USA, Travel medical insurance for India, Best travel health insurance for India cost? ›

Buying a visitor insurance plan from a reputable US provider can get you broader coverage, a hassle-free claim process, 24/7 travel assistance, evacuation coverage, and more. On the other hand, buying a plan from an Indian insurance provider may leave you with limited coverage in the US.

Is it better to buy travel insurance from India or the USA? ›

Buying a visitor insurance plan from a reputable US provider can get you broader coverage, a hassle-free claim process, 24/7 travel assistance, evacuation coverage, and more. On the other hand, buying a plan from an Indian insurance provider may leave you with limited coverage in the US.

Which health insurance is best for Indians traveling to the USA? ›

Here are a few medical insurance for visitors to usa from India cost in 2024
S.noInsurance PlansDeductible
1Visitors Care$100
2Safe Travels Elite$0
3Safe Travel Comprehensive$250
4Patriot America Plus$250
1 more row

Which insurance company is best for health in India? ›

Best Health Insurance Companies in India 2024
S.NoCompany NameIncurred Claim Ratio (2022-23)
1.Acko General Insurance Co. Ltd.83.88
2.Bajaj Allianz General Insurance Co. Ltd.74.27
3.Cholamandalam MS General Insurance Co. Ltd.67.88
4.Future Generali India Insurance Co. Ltd.79.18
24 more rows

Is US health insurance valid in India? ›

Medical Coverage When Visiting India

Most U.S. health insurance plans do not cover overseas medical expenses, or have only limited coverage. Medicare does not cover health care outside the U.S. Travel medical insurance plans can help you in India if you become sick or injured.

Does Medicare cover in India? ›

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Do I need travel medical insurance for India? ›

Travel insurance is not required for most visitors to India. However, it is highly recommended to have insurance for health and safety reasons. Some visa applications may ask about travel insurance, so it's a good idea to get travel health insurance if you need a visa for your visit.

Can I use my Indian health insurance in USA? ›

Several health insurance plans in India offer worldwide coverage for hospitalization, day care procedure and maternity expenses. So if an NRI living in the US buys health insurance from India, the insurer will cover such medical expenses incurred in India as well as in the US.

How much is travel health insurance in USA? ›

According to our research, the average cost of travel insurance is $204, but you could pay anywhere between $14 and $765 for travel insurance. Solo travelers can expect to pay around $60-$100 for coverage. Travel insurance provides a range of protection before and during your trip.

Can a US citizen buy health insurance in India? ›

Can NRIs Buy Health Insurance in India? Yes. NRIs residing overseas can buy health insurance policies from India and get medical coverage under them. However, this medical coverage will only be restricted to the geographical borders of India.

Which is the No 1 healthcare company in India? ›

The best healthcare company in India is Apollo Hospitals, having the highest market capitalisation of Rs. 84,284.28 Crore as of May 14th, 2024. What is India's biggest hospital? Apollo Hospitals is leading with a market capitalisation of Rs.

What is the most trusted insurance company in India? ›

Top 10 Insurance Companies in India
  • LIC Life Insurance:
  • Max Life Insurance:
  • Aditya Birla Sun Life Insurance Co. Ltd.:
  • Tata AIA Life Insurance Co. Ltd.:
  • ICICI Prudential Life Insurance Co. Ltd.:
  • Bajaj Allianz Life Insurance Co. Ltd.:
  • SBI Life Insurance Co. Ltd.:
  • Kotak Mahindra Life Insurance Co. Ltd.:

Who are the top 5 health insurance companies? ›

The five largest health insurance companies are UnitedHealth Group, Anthem, Kaiser Permanente, Ambetter and Humana. Currently insured? No spam. No hassle.

What happens if you have a medical emergency abroad? ›

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

Should NRI have medical insurance in India? ›

For Persons of Indian Origin (PIOs), a copy of your passport is required to purchase an NRI health plan in India. It is highly recommended for NRIs planning to permanently move back to India within the next 3-4 years to buy health coverage in advance.

What does health insurance not cover in India? ›

Read to know more about the list of diseases/treatments that are not covered under a health insurance plan:
  • Cosmetic Surgeries. ...
  • Pre-existing Illnesses. ...
  • Infertility/Pregnancy related complications. ...
  • Health Supplements. ...
  • Diseases related to Overconsumption of Alcohol. ...
  • Expenses incurred on Alternative Therapies.

Should I take travel insurance to India? ›

For travel to India you'll need worldwide travel insurance. However, you won't need the variety that includes the USA, Canada, the Caribbean (and in certain cases Mexico and Greenland). The cost of medical treatment at these destinations can be particularly expensive, which means premiums are higher.

Should you get travel insurance when going to USA? ›

While travel insurance is a compulsory requirement for visiting some countries and territories, the USA is not one of them. But that doesn't mean it's not worth taking out. Just consider what an unexpected incident while you were there could end up costing you if you weren't' covered.

Is travel insurance mandatory for India to USA? ›

Conclusion. In conclusion, is travel insurance mandatory for USA? No, while travel insurance is not mandatory for travelling to the USA from India, its importance cannot be overstated. The myriad uncertainties associated with international travel make it a wise investment.

Why is travel insurance to USA so expensive? ›

Why is travel insurance to America so expensive? You may notice when shopping around for travel insurance to the USA that it costs a lot more than for holidays to Europe. The reason for this is the US is deemed a higher risk destination because healthcare is much more expensive than the rest of the world.

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