Asset Based Lending (ABL) & Secured Commercial Loans (2024)

Enhance your liquidity througha secured businessloan and gain operational flexibility.

Connect with an expert

consistent point of contact¹

offices in the U.S., Canada and the U.K.²

$5M - $1B

in lines of credit accommodated³

"J.P.Morgan has been an invaluable partner to ECMD, Inc. in executing on our strategic initiatives. The Firm strikes an important balance in its offering of local relationship banking and specialized product advisory, which was evident in our successful but complex ownership transformation. The ABL and ESOP teams worked seamlessly together with us in investigating alternative paths and weighing the pros and cons of each. After our ESOP transaction and given our rapid growth, JPMC continued their support by upsizing our ABL facility and syndicated it, which further provides ECMD more capital for future growth. Everything we have asked for, J.P.Morgan has delivered. They have been a valuable partner in our Company’s transformation and will continue to be into the future."

—Tom Burwell, ECMD, Inc., Senior Vice President and Chief Financial Officer

What we do

We provide flexible and cost-effective borrowing solutions that enable you to capitalize on growth opportunities and maintain operational flexibility. Our resources can scale to the size and complexity of your company’s needs, both current and future.

Asset based lending solutionsfrom $5 million to $1 billion

Our revolving lines of credit and term loans can be right for companies with asset rich balance sheets seeking collateral loans. We regularly accommodate businesses that are new to this financing option, along with those that have higher leverage or unpredictable, cyclical or seasonal cash flows and working capital requirements.

Tailored asset based finance

We provide dedicated product offerings and resources for companies seeking facilities in the $5 million to $15 million commitment range, including those undergoing generational ownership change or looking to recapitalize their business, make acquisitions or pay dividends.

Cross-border capabilities

Through 18 offices worldwide, we provide the regional coverage and local delivery needed to structure and manage the day-to-day aspects of your domestic and cross-border financing requirements. Our Asset Based Lending group focuses on companies headquartered in North America, Western Europe, Australia, Hong Kong, Singapore and New Zealand.

Relationship-driven service

Our collateral loan coverage may be global, but your dedicated banker will deliver it locally. Through this relationship, you will gain access to a collaborative team of experts. This approach enables us to meet your working capital needs and adjust them for your ongoing growth and success. We, like you, are in this relationship for the long term.

What works for you

As your needs change with the size and scope of your business, we leverage our partners throughout the firm to keep you connected to the financial products and solutions needed to sustain your growth and enable you to capitalize on new opportunities.

Speed, efficiency and scalability

Through our local management team, we deliver a fast and streamlined credit approval process. We want to help you realize your financial goals as quickly and efficiently as possible.

Diversified expertise

We’re an experienced asset based lender with the scale and depth of knowledge to meet the needs of companies across different working capital-intensive industries. We offer further specialized focus in consumer and retail, industrials, metals and mining, oil and gas, transportation, chemical and plastics, automotive and healthcare.

Who we are

Mac Fowle

Global Head of Asset Based Lending

Randy Siegele

Northeast Region Manager

Jeff Stern

Senior Client Coverage – CCBSI & CIB

Dan Lane

West and Southwest Region Manager

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Through a single point of contact, your company will gain access to the full resources of our firm.

Your banker is local, but we scale to your company’s needs with 21 offices in the U.S., Canada and the U.K.

We accommodate line of credit requests, of varying complexity, from $5 million to more than $1 billion.