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Credit Scores

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Credit scores are how financial institutions assess your credit risk. Even though credit reports from the three nationwide credit bureaus don’t usually contain credit scores, there are other ways to check your score. [Duration - 1:01]

Highlights:

  • Credit reports from the three nationwide credit bureaus do not usually contain credit scores

  • You may be able to get a credit score from your credit card company, financial institution or loan statement

  • You can also use a credit score service or free credit scoring site

Many people think if you check your credit reports from the three nationwide credit bureaus, you’ll see credit scores as well. But that’s not the case: credit reports from the three nationwide credit bureaus do not usually contain credit scores. Before we talk about where you can get credit scores, there are a few things to know about credit scores, themselves.

One of the first things to know is that you don’t have only one credit score. Credit scores are designed to represent your credit risk, or the likelihood you will pay your bills on time. Credit scores are calculated based on a method using the content of your credit reports.

Score providers, such as the three nationwide credit bureaus -- Equifax, Experian and TransUnion -- and companies like FICO use different types of credit scoring models and may use different information to calculate credit scores. Credit scores provided by the three nationwide credit bureaus will also vary because some lenders may report information to all three, two or one, or none at all. And lenders and creditors may use additional information, other than credit scores, to decide whether to grant you credit.

So how can you getcredit scores? Here are a few ways:

  • Check your credit card, financial institution or loan statement. Many credit card companies, banks and loan companies have started providing credit scores for their customers. It may be on your statement, or you can access it online by logging into your account.
  • Purchase credit scores directly from one of the three major credit bureaus or other provider, such as FICO.
  • Use a credit score service or free credit scoring site. Some sites provide a free credit score to users. Others may provide credit scores to credit monitoring customers paying a monthly subscription fee.

In addition to checking your credit scores, it’s a good idea to regularly check your credit reports to ensure that the information is accurate and complete.

You’re entitled to a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus by visiting www.annualcreditreport.com. You can also create a myEquifax accountto get six free Equifax credit reports each year. In addition, you can click “Get my free credit score” on your myEquifax dashboard to enroll in Equifax Core Credit™ for a free monthly Equifax credit report and a free monthly VantageScore® 3.0 credit score, based on Equifax data. A VantageScore is one of many types of credit scores.

If you find information you believe is inaccurate or incomplete on your credit reports, contact the lender or creditor. You can alsofile a dispute with the credit bureau that provided the report. At Equifax, you can create a myEquifax accountto file a dispute. Visit our dispute page to learn other ways you can submit a dispute.

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Articles (2024)

FAQs

How to answer article questions? ›

Pay attention to the details
  1. Write a direct answer to the question.
  2. Restate the question in a way that includes the answer.
  3. Explain your reasons in sequence.
  4. Give examples to expound your reasoning.
  5. Use citations to give credit to your sources.
  6. Conclude with your position in the answer.

How many words are in an article? ›

Consider this – the average newspaper article is between 600 and 1500 words, with magazine articles being between 1500 and 3500 words. Detailed research papers or reports usually range between 4000 and 5000 words. These higher word counts allow the full picture to be created, giving readers the entire story.

How long should articles be? ›

600 - 800 words: This range is most common in professional journalism and in newspaper articles. Also, product description and encyclopedia entries often fall in this word count window. These articles can begin to get you some shares and backlinks. 1,300 - 1,700 words: Here you will often find “What is ...” blog posts.

What is the average length of an online article? ›

About 12 percent of articles shared had between 1,000 and 2,000 words, and less than 2.7 percent contained more than 2,000 words. According to this information, the shorter your article is, the better. The average content length of the top 10 search results in Google is ~2,200 words.

What is an article answer? ›

An article is a word that is used to indicate that a noun is a noun without describing it. For example, in the sentence Nick bought a dog, the article a indicates that the word dog is a noun. Articles can also modify anything that acts as a noun, such as a pronoun or a noun phrase.

How to do an article response? ›

The structure of a response paper is standard for academic writing: there should be an introduction in which you present your source text and your response, body paragraphs in which you support and explain your response, and a conclusion that wraps up your paper and leaves your reader with something to think about.

Is 500 words enough for an article? ›

Writing 500 words is not a big deal. However, writing them in an efficient way – which means that they're grammatically correct, logically sequenced and well-structured, research-backed, and contextually relevant – takes a lot of effort.

Is 300 words enough for an article? ›

Blog posts | 2,100 to 2,400 words

Blog posts between 2,100 and 2,400 words tend to perform the best for SEO ranking, according to SEO Journal. This word count further varies depending on your objective. For example, if you're aiming to increase social media shares, your article can run between 300 and 10,000 words.

Is 1000 words enough for an article? ›

The ideal length for a blog post varies depending on the topic, audience, and purpose of the content. However, a general guideline is that a blog post should be between 1,000 to 2,000 words. That's not to say some articles shouldn't be shorter or longer.

What is considered a short article? ›

Short articles are usually between 500 and 700 words long and usually focus on only one subject or point. They are written in an engaging style to keep the reader's attention. Unlike long articles, short articles should be simple in both content and language. Make them articulate and to the point.

How many paragraphs is an article? ›

How many paragraphs should I write? An average article should have a minimum of 3-4 paragraphs. However, the best article writing presumes aligning the number of paragraphs to the topic specifics. Therefore, the writer normally has a choice to present the content differently.

How much of an article do people actually read? ›

Recent data from the Reuters Institute for the Study of Journalism show only 51% of consumers who “read” an online news story actually read the whole article, while 26% read part, and 22% looked at just the headline or a few lines.

What is the difference between a blog and an article? ›

Articles are typically more formal and informative, aiming to provide detailed analysis, research, or news on a specific topic. They often appear in newspapers, magazines, journals, or academic publications. On the other hand, blog posts are generally more conversational, informal, and personal.

How long is a good medium article? ›

Medium-length articles, ranging from 700 to 1600 words, hit the sweet spot for many readers. They offer enough space to thoroughly explore a topic without overwhelming the reader. This length is ideal for storytelling, comprehensive guides, and opinion pieces.

What are the 5 questions a news article should answer? ›

The 5 Ws are who, what, when, where, and why. These are all questions that a writer should be able to ask and answer while composing their work.

What is a Q&A article format? ›

The Q&A (question and answer) article is an edited transcription of an interview with a simple narrative introduction. It involves interviewing only one source, making the process much smoother and less time consuming than having to coordinate multiple interviews.

What is the proper way to answer a question? ›

How to respond to questions effectively
  1. Prepare for tough questions. ...
  2. Pause before responding. ...
  3. Monitor your body language. ...
  4. Reword the question. ...
  5. Take more time if you need to. ...
  6. Acknowledge the other person's emotions. ...
  7. Answer a portion of the question. ...
  8. Ask questions about the question.

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