AARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.
Savings apply to home policies. The average home-bundled savings amount was calculated using the average homeowners’ policy premium under The Hartford’s current home class plans when the home policies are not “bundled” with an auto policy from The Hartford, and applying an assumed 20% account credit discount. Savings may vary.
†Terms and conditions apply.
StateAvailability
The Hartford does not write new Home business in all areas, including the states of CA and FL.Not available in U.S. territories: Puerto Rico, the U.S. Virgin Islands, American Samoa, Guam and the Northern Mariana Islands.
FAQs
What is the best home insurance for seniors? Although most homeowners insurance companies offer comparable coverage to seniors, we found that Allstate offers the most generous discount to retired homeowners over 55 of up to 20% off the cost of a policy.
Is Hartford a good insurance company for homeowners? ›
The Bottom Line. With more than 200 years of providing insurance in the U.S., The Hartford is a solid homeowners insurance company. It offers standard home coverage and a variety of add-on options, though its premiums are slightly above average.
Is insurance cheaper with AARP? ›
Up to 20% Savings for Members
You can customize your coverage with benefits and services designed especially for AARP members, including “New for Old” Protection and Disappearing Property Deductible†. Plus, you could save up to 20% when you bundle your home and auto policies.
Do AARP members get a discount on Hartford insurance? ›
AARP car insurance discount – Save up to 10% just for being an AARP member. Home and auto insurance bundle – Save when you have auto and home insurance with us.
Who has the cheapest insurance for seniors? ›
Cheapest Car Insurance for Seniors
- Geico - $267 per year.
- USAA - $286 per year.
- Liberty Mutual - $327 per year.
- Travelers - $579 per year.
- Nationwide - $622 per year.
- State Farm - $655 per year.
- Direct Auto - $858 per year.
- Mercury - $909 per year.
The best home insurance companies at a glance
- Best for consumer satisfaction: Amica.
- Best for using an agent: Auto-Owners.
- Best for high-value homes: Chubb.
- Best for discounts: Country Financial.
- Best for coverage: Erie.
- Best regional insurer: NJM.
- Best for military members and veterans: USAA.
AARP auto insurance quote comparison
Across three driver profiles, AARP was typically more expensive than Progressive, though cheaper than average, overall.
What insurance is the most commonly purchased homeowners insurance? ›
The most common type of homeowners insurance is the HO-3 policy. HO-3 policies offer more expansive coverage than HO-2s, meaning that your home's structure is safeguarded against all perils except for those specifically excluded (for example, earthquakes and floods) in your policy.
Is The Hartford owned by AARP? ›
The Hartford is a publicly-traded insurance company owned by its shareholders, whereas AARP is a non-profit, membership-based organization for seniors. The two companies are partners, though.
Which one is better, AAA or AARP? ›
AAA is better for auto insurance and roadside assistance than AARP since AAA offers lower prices, more robust services and a variety of discounts. AARP is better for those looking for information on and assistance with important issues affecting seniors like Medicare and Social Security.
AARP's life insurance policies are underwritten and managed by New York Life, one of the largest and most dependable life insurance companies in the U.S. It has an A++ (Superior) financial strength rating for life insurance companies from AM Best and gets very few complaints according to the National Association of ...
What is better than AARP? ›
AMAC is a membership organization for people age 50 and over. The group calls itself "the conservative alternative to the AARP."
What is the rating of Hartford insurance? ›
The Hartford Insurance Rating
| Rating Category | Score (Out of 10) |
|---|
| Industry Reputation | 8.4 |
| Availability | 8 |
| Coverage | 9 |
| Cost and Discounts | 7.2 |
2 more rowsAug 28, 2024
The Hartford offers homeowners insurance in 37 states, although, this number expands if you have an AARP membership.
Is Hartford cheaper than Geico? ›
Several car insurance companies, including GEICO, have lower average premiums than The Hartford. That said, since prices vary based on individual factors, you'll need to get personalized quotes to find your cheapest coverage options.
Which insurance company is best for senior citizens? ›
6 Best Life Insurance Companies for Seniors
- Fidelity Life: Our top pick for seniors.
- MassMutual: Our pick for guaranteed issue coverage for seniors.
- State Farm: Our pick for customer satisfaction.
- Northwestern Mutual: Our pick for a personalized experience.
- Mutual of Omaha: Our pick for accelerated death benefits.
Top 7 Homeowners Insurance Providers
- State Farm: Our overall top pick.
- Nationwide: Best for natural disaster damage.
- Allstate: Best for discounts.
- USAA: Best for military members and veterans.
- Erie: Best for customer satisfaction.
- Liberty Mutual: Best for finished basem*nts.
- Farmers: Best for eco-friendly homeowners.
The average insurance premium for a home older than 30 years is 75% more expensive than the average rate for a newly constructed home. The most substantial increase in home insurance rates occurs once your home reaches 10 years of age.
