6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (2024)

Table of Contents

  • Homebuying challenges for Gen Z
  • Tips to buy a home in 10 years
  • 1. Plot out how much you need to save
  • 2. Decide where to put your savings
  • 3. Build your credit
  • 4. Aim to be debt-free
  • 5. Decide what matters
  • 6. Look into types of loans and assistance
  • My final take on Gen Z and homebuying

Money Mortgages

Article updated on Apr 22, 2024

It may be harder for us to become homeowners, but it’s not impossible. Here are some tips to get started.

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6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (1)6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (2)

Written by

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (3)

Katherine Watt

Writer

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.

See full bio

Edited by

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (4)

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

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CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

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Our Experts

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (5)6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (6)

Written by

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (7)

Katherine Watt

Writer

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.

See full bio

Edited by

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (8)

Laura Michelle Davis

Editor

Laura is a professional nitpicker and good-humored troubleshooter with over 10 years of experience in print and digital publishing. Before becoming an editor with CNET, she worked as an English teacher, Spanish medical interpreter, copy editor and proofreader. She is a fearless but flexible defender of both grammar and weightlifting, and firmly believes that technology should serve the people. Her first computer was a Macintosh Plus.

See full bio

CNET staff -- not advertisers, partners or business interests -- determine how we review the products and services we cover. If you buy through our links, we may get paid.

Reviews ethics statement

Why You Can Trust CNET Money

Table of Contents

  • Homebuying challenges for Gen Z
  • Tips to buy a home in 10 years
  • 1. Plot out how much you need to save
  • 2. Decide where to put your savings
  • 3. Build your credit
  • 4. Aim to be debt-free
  • 5. Decide what matters
  • 6. Look into types of loans and assistance
  • My final take on Gen Z and homebuying
6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (9)

6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (10)

Written by

Katherine Watt

Writer

Read more from Katherine

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with a bachelor's degree in English literature.

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6 Ways Gen Zers Like Me Can Afford a Home in 10 Years (2024)
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