12 - Invalid transaction (2024)

FAQs

What is a bank reject code 12? ›

The bank has declined the transaction because of an invalid format or field. This indicates the card details were incorrect. Check card data entered and try again.

Invalid Transaction: What It Means

In the case of an error code 12 credit card decline, this means the issuing bank will not accept the transaction. The decline reason code 12 comes straight from the issuing bank or the bank associated with the customer's credit card.

This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card.

Also known as the "invalid transaction" code, a credit card error code 12 is given when the issuing bank does not accept a transaction. That's super vague, but it's true. The issuing bank is the bank that gave the customer their card, and a declined 12 code is sort of a catch-all for error codes.

Error Code 12 during online transactions can occur due to various reasons, such as incorrect card details, invalid cards, expiration date issues, address verification errors, or suspicious activity on the account.

Police are called 12 as a slang term. According to sources, 12 comes from the police radio code “10-12,” which means that visitors are present in the area where police are going. It's similar to a warning to police that they might have company when they arrive on the scene.”

This might be due to the user shutting the RDP window or to the usage of an administrative tool from the same session, such as the logoff command in CMD or a batch file, to force the disconnect. Code 12 is registered when the disconnection was initiated by the user logging off their session on the machine.

Decline code 12 is an error code for PayPal Payflow and it means that it was a general decline. Typically these general declines mean that incorrect information was entered at the time of donation. There is no way to determine the exact cause, but it could be one of the following: Address Verification Security failure.

Method 1: Code 12 errors are related to corrupt or outdated device drivers, and we suggest that you update your PC device drivers. Method 2: Run Windows System File Checker. System File Checker is a handy tool included in Windows that allows you to scan, and restore corruptions in Windows system files.

Visa chargeback reason code 12.1 falls under the “Processing Errors” category. The shorthand description is “Late Presentment.” This code indicates the merchant waited too long to finish processing a transaction, and the account was no longer in good standing when the transaction was completed.

Why does my debit card say invalid transaction? ›

1. Insufficient funds: If you do not have enough money in your account to cover the purchase amount, the transaction may be declined, and the card could be considered invalid. 2. Expired card: Debit cards typically have an expiration date, and if your card has expired, it may be considered invalid for transactions.

An ACH return code R12 indicates the bank was sold to another DFI a.k.a. Depository Financial Institution (recipient's bank). The bank received a transaction entry for an account/bank that was acquired by another financial institution.

Code 12 "This device cannot find enough free resources that it can use... (Code 12) “ This error can occur if two devices that are installed on your computer have been assigned the same I/O ports, the same interrupt, or the same Direct Memory Access channel (either by the BIOS, the operating system, or both).

What is Denial Code B12. Denial code B12 is used when the services provided to a patient are not properly documented in their medical records. This means that there is insufficient evidence or documentation to support the services that were billed for. As a result, the claim is denied by the payer.

Visa chargeback reason code 12.1 falls under the “Processing Errors” category. The shorthand description is “Late Presentment.” This code indicates the merchant waited too long to finish processing a transaction, and the account was no longer in good standing when the transaction was completed.

A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.